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Patricia Dzikowski
Works at Law Office of Patricia Dzikowski
Attended University of Miami
Lives in 33323
South Florida Bankruptcy Attorney Patricia Dzikowski has been representing Debtors, Creditors and Trustees in Chapter 7, 11 and 13 bankruptcies for more than 20 years.  She is currently practices with the Law Office of Patricia Dzikowski in Fort Lauderdale, Florida.  In addition to practicing law, she writes articles on bankruptcy and consumer legal topics.  Her articles have been published on various on-line sites, including as, and  Previously, Ms. Dzikowski served as a panel bankruptcy trustee in the Southern District of Florida for more than 15 years.  She  is a graduate of the University of Miami with degrees in Law (JD), business (MBA), and Politics (BA). 
  • University of Miami
    B.A., Politics
  • University of Miami School of Law
  • University of Miami School of Business
Contact Information
1560 Sawgrass Corporate Parkway, Suite 400, Fort Lauderdale, Florida 33323
Bankruptcy Attorney and Law Author
  • Law Office of Patricia Dzikowski
    Bankruptcy Attorney, present
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If Your Florida Foreclosure Case Is Dismissed, Can the Lender Refile? | ...

In most cases, your mortgage holder can refile the case when your foreclosure case is dismissed in Florida.

Avoiding (Getting Rid of) Liens in Bankruptcy |

You can get rid of some types of liens in bankruptcy.

Will the bankruptcy trustee come to my home to collect property? |

When you file for Chapter 7 bankruptcy, you may have to give up some of your property. The property goes to the bankruptcy trustee to admini

Protections for Social Security Funds in Bank Accounts |

Under a new federal regulation, social security funds that are directly deposited into your account get special protection from garnishment

What Happens to Liens in Chapter 7 Bankruptcy? |

Even if your debt is discharged in bankruptcy, the lien will still remain. Learn more.

When Does My Chapter 7 Bankruptcy Case End? |

Most people think that their Chapter 7 bankruptcy case ends when they get a discharge, but this is not correct.

Florida Foreclosure Statutes of Limitations |

Your mortgage holder has five years from the date of default to foreclose on your home or bring a deficiency action.

Florida Protections for Credit Card Users |

Retailers in Florida cannot impose surcharges or checkout fees because you use a credit card instead of paying with cash or check.

Florida Ban on Budget Planning Services |

Florida does not allow businesses to offer budget planning services, but there are a few exceptions.

Florida Do-Not-Call Laws |

Protect yourself from telemarketers with Florida's do not call list.

Florida Restrictions on Payday Loan Lenders |

Florida law limits the interest and terms of payday loans, and requires payday loan lenders to comply with other rules that protect consumer

Types of Liens |

Learn about the different types of liens: voluntary, nonconsensual, statutory, and judicial.

Options for Dealing With Liens in Bankruptcy |

Learn about the ways you can deal with liens on your property when you file for Chapter 7 or Chapter 13 bankruptcy.

Can I deduct life insurance premiums in the bankruptcy means test? | Nol...

There are advantages to deducting certain life insurance premiums from your income in bankruptcy’s means test. Learn more.

If I file for bankruptcy, is my exempt property safe from collection for...

The bankruptcy trustee cannot sell your exempt property to pay child support debts, but your child support creditors may be able to get your

Do It Yourself Chapter 13: Should You File Without an Attorney? |

Filing for Chapter 13 bankruptcy on your own is rarely a good idea.