The biggest problem here is Americans themselves, which I am part of. Most Americans have no idea how to manage their own finances, or a budget. These people have no business taking on a mortgage. There was a time when people used to pay cash for their homes, and credit was barely ever given. That meant that people had to pay attention to their finances, which is rarely done now.
Americans, themselves, are to blame for the way things are. We are responsible for who is in the government that we blame for everything. We are responsible for the mortgages we take that we can't afford. We are responsible for letting presidents of the past dig us into a hole we can't get out of.
I have NEVER trusted any president, or politician, before Obama. But, before he was elected he said some things that made sense, and made NO illusions that it would "get worse before it gets better", or that it would be a "long and hard road" ahead for us, which for some reason people forget he said. He has since tried to pass many bills and laws to help us, but congress has fought him at every turn. Since we all believe that politicians are greedy and they do what is in their best interests instead of what is good for Americans, why do you think almost all of them fought him on what he tried to get passed. Logically, he really cares about the American people and is trying to help us but Congress won't let him. We allow Republicans and other politicians to lie to us and accept it because we're so used to it, and we blame Obama for everything that goes wrong.
But, if our regular politicians only really ever do what's in their best interests, and we know it, why are so many of us against Obama? It makes no sense. The only reason I can think of is that most Americans are sheep, and would rather let the politicians think for them instead of thinking for themselves. And when we get a president that actually cares we can't believe it either because it's never happened before or because we listen to politicians that don't care about us at all.
Take Romney as an example. Everyone heard him say, "I don't really care about the very poor, we have a safety net for those people". For some reason, the American people, who the majority of are considered "poor", have either conveniently forgotten about that or have rationalized it away. What if Obama said that? We would have him impeached! But, people are willing to elect Romney to be president, someone who HAS said that, what psychiatrists would call a Freudian slip, a subconcious thought that you say accidentally. And he was elected as Republican nominee for president? WHAT DOES THAT TELL YOU?!?!