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Even in a low-yield environment, maintaining a balanced
approach to bond investing can help you prepare your
portfolio for a variety of economic circumstances. Join
Chuck Riley of Vanguard Personal Advisor Services® and
Ronald Reardon of Vanguard Fixed Income Group as
they make a case for bond investing. They'll discuss:

- The types of bond investments available.
- The impact of interest rates on your bond investments.
- Vanguard's recommendation for international bond funds in your portfolio.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in bonds are subject to interest rate, credit, and inflation risk.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.

© 2015 The Vanguard Group, Inc. All rights reserved.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
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The current state of the bond market
Thu, July 23, 1:00 PM
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Timothy Christ opher mary Timothy c. Wallace's profile photoJohnny Walsh's profile photoVanguard's profile photo
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Hi, Johnny! The replay will be available on vanguard.com in a few weeks. Sorry for any confusion! -Van
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Vanguard

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Spoiler alert: If you save more for retirement, you'll have more when you retire. #ThinkLongTerm
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Vanguard

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Congrats, class of 2015! #RetireeInTraining
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Vanguard

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Who's up for an afternoon snack with a side of financial planning? Tomorrow from 3 p.m. to 4 p.m., Eastern time, our financial advisors will be here to answer questions. What's your #1 question?
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Abiel Amador's profile photoD Miceli's profile photoBurton Du's profile photoTimothy Christ opher mary Timothy c. Wallace's profile photo
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God bless him and all of you!

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Vanguard

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You're living life as a retiree—finally! Is there anything about your lifestyle that hasn't met your expectations? #RoadtoRetirement http://vgi.vg/1Q7d9DY
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Steven Arrington's profile photoRay Buckner's profile photoRebecca Jarrell's profile photo
 
No
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Vanguard

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Reaching retirement is a milestone, but don't stop planning ahead. What's your vision for the future? #RoadtoRetirement
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Michael Leavitt's profile photoDonald Clayton's profile photoVanguard's profile photoOlympus Stone's profile photo
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Donald, I'm very sorry for your frustration. I've passed your feedback along. Thank you for letting us know. -Van
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Vanguard

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Three of our financial planners will be answering your questions tomorrow at 12 p.m., Eastern time. How can they help you?
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Godwin Adefabi's profile photoL K's profile photoMark Moore's profile photoVanguard's profile photo
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Hi, Mark. Our addresses are listed at the bottom of this page: http://vgi.vg/1hfhlCb Hope that helps! -Van
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Spoiler alert: The more you save, the more you save.
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The outset of 2015 was steady for the U.S. economy
while globally the economic picture was somewhat
troubling. What can investors expect for the remainder of
2015? Vanguard Global Chief Economist Joe Davis will
review Vanguard's midyear economic and market outlook.
Among the topics he'll discuss:

- The current state and outlook for the U.S. and world
economies.
- The financial markets.
- Implications for investors.

All investing is subject to risk, including the possible loss of the money you invest.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.

© 2015 The Vanguard Group, Inc. All rights reserved.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
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U.S. resiliency and global uncertainty
Tue, June 30, 1:00 PM
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Stephen Cullum's profile photoVanguard's profile photoRebecca Jarrell's profile photo
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Sorry about that, Stephen. The replay will be available here in a few weeks: http://vgi.vg/1dMo6c8. -Van
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Vanguard

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Investors spend years saving and planning for their
retirement, but often they overlook how to effectively
manage their portfolios once they're living in retirement.
Maria Bruno of Vanguard Investment Strategy Group and
Nilay Gandhi of Vanguard Personal Advisor Services® will
discuss how to create a game plan for managing your
portfolio as a retiree. Among the topics they'll discuss:

-Finding a tax-efficient strategy for withdrawing from your portfolio.
-Effectively using Roth IRAs.
-Integrating Social Security income into your retirement plan.

All investing is subject to risk, including the possible loss of the money you invest.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.

© 2015 The Vanguard Group, Inc. All rights reserved.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
Q&A
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Managing your portfolio in retirement
Thu, June 11, 1:00 PM
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Caitlin Conway's profile photoRay Buckner's profile photo
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You have a broadly diversified mix of U.S.-based stocks and bonds in your portfolio. So you're fully diversified, right? Maybe not. Vanguard researchers have found that investing in companies outside of the United States can offer exposure to a wider array of economic and market forces and can provide an added diversification benefit. Kahlilah Dowe of Vanguard Personal Advisor Services® and Fran Kinniry of Vanguard Investment Strategy Group will explain why you should consider adding a global component to your portfolio. Among the topics they'll discuss:

- Why Vanguard changed its recommended global allocations.
- How you can benefit from the diversification offered by investing globally.
- Why investing in U.S. multinational companies doesn't equate to investing globally.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in bonds are subject to interest rate, credit, and inflation risk.

Investments in securities issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. Diversification does not ensure a profit or protect against a loss.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
Q&A
Preview
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The case for a global portfolio
Thu, May 28, 1:00 PM
Hangouts On Air - Broadcast for free

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Richard Brown's profile photoVanguard's profile photoRay Buckner's profile photo
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Richard, here's a link to the replay: http://vgi.vg/1Ka5RMe. Sorry for any confusion! -Van
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Vanguard

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Retirement around the corner? Ask yourself how much you'll need to withdraw from your portfolio to cover your daily living expenses. http://vgi.vg/1LpwQAQ
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Vanguard's profile photoMichael Leavitt's profile photoMpegae said's profile photoRay Buckner's profile photo
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My number is +255716118408,available daily
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Vanguard Marketing Corp. Obtain a prospectus at www.vanguard.com
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"Our mission is to take a stand for all investors, to treat them fairly, and to give them the best chance for investment success." -Vanguard CEO Bill McNabb
Introduction
Obtain prospectus http://vgi.vg/w9WyRz 

Company Overview
Most investment firms are either publicly traded or privately owned. Vanguard is different: We're client-owned. Our clients own the Vanguard member mutual funds, and those funds own Vanguard. Vanguard provides to the funds all of their corporate management, administrative, and distribution services at cost, which enables the funds and their shareholders to keep the money that would otherwise be paid to the corporate owners of a typical mutual fund company. 

Since our founding in 1975, helping our investors achieve their goals is literally our sole reason for existence. With no other parties to answer to and therefore no conflicting loyalties, we make every decision—like keeping investing costs as low as possible—with only your needs in mind.

Our investment philosophy is also directly related to our ownership structure. We advocate basic investment principles, such as balance and diversification and taking a long-term perspective, because we’ve found those elements are enduring.

*Diversification does not ensure a profit or protect against a loss in a declining market.

Commenting guidelines

No personal info. Other than your name, please don't share any personal information or details about your portfolio.

No testimonials. Industry regulations prevent us from posting stories about how well (or poorly) people have done by investing with Vanguard or any other investment company.

No advice. Industry regulations prevent us from posting specific investment guidance. Suggestions on how to save money are OK, but stock tips or specific mutual fund recommendations are not.

Be nice. We welcome disagreement and constructive criticism, but please refrain from general attacks on Vanguard (particularly when unrelated to the posting), other investment companies, your fellow followers, and so on.

Post your pics. Only upload photos to which you own all IP rights or third-party materials with the owner's permission. Don't upload any photos of third parties without their consent. Finally, please don't use Google+ to request transactions, ask questions about your investments, or raise customer-service issues. Instead, contact Vanguard directly.

Disclaimer

Google+ is owned by a third party unaffiliated with Vanguard; you use any third-party sites and materials at your own risk. Vanguard is not responsible for and does not endorse any content, advertising, products, advice, opinions, recommendations, terms of use or privacy policies, or other materials on or available from third parties, including Google+. Any opinions expressed by Google+ followers are those of the persons submitting the comments or posts and don't represent the views of Vanguard or its management. Vanguard's use of the +1 function pertains only to the comment or post we +1. It is not endorsement of the individual or organization who posted the content. Vanguard does not endorse content posted by third parties. Vanguard reserves the right to block any person who posts content, or whose Google+ page contains content, that is deemed inappropriate or offensive. We may also block any person whose posts constitute testimonials, advice, recommendations, or advertisement for securities products or services, or any person who posts content, or whose Google+ page contains content, that is promotional in nature. Vanguard Marketing Corporation is the distributor of the Vanguard funds. Client-owner means clients own the funds and the funds own Vanguard