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Now is the time to prepare your portfolio for retirement. Join Maria Bruno of Vanguard Investment Strategy Group and Alisa Shin of Vanguard Advice Services as they discuss how you can manage your assets as you approach retirement and once you're retired. They'll discuss:

• Opportunities to maximize the tax efficiency of your portfolio.
• Strategies to manage required minimum distributions (RMDs).
• Considerations for designating beneficiaries and creating an estate plan.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in bonds are subject to interest rate, credit, and inflation risk.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
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Managing your IRA assets before—and throughout—retirement
Thu, October 8, 2015, 1:00 PM
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On the right path.
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Never too young for a working lunch. myclassroomeconomy.org
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Vanguard

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Even in a low-yield environment, maintaining a balanced
approach to bond investing can help you prepare your
portfolio for a variety of economic circumstances. Join
Chuck Riley of Vanguard Personal Advisor Services® and
Ronald Reardon of Vanguard Fixed Income Group as
they make a case for bond investing. They'll discuss:

- The types of bond investments available.
- The impact of interest rates on your bond investments.
- Vanguard's recommendation for international bond funds in your portfolio.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in bonds are subject to interest rate, credit, and inflation risk.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.

© 2015 The Vanguard Group, Inc. All rights reserved.
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The current state of the bond market
Thu, July 23, 2015, 1:00 PM
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Sorry for the delay, Dave! The replay will be available on vanguard.com later this week. I'll follow up with you when it's ready. -Van
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Vanguard

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Spoiler alert: If you save more for retirement, you'll have more when you retire. #ThinkLongTerm
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Congrats, class of 2015! #RetireeInTraining
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Vanguard

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Saving for college? Our experts can help you make the grade! Live Q&A tomorrow at 12 p.m., Eastern time. What's your #1 question?
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What role can guaranteed income streams like Social Security, annuities, and pensions play in your portfolio? If you have guaranteed income streams, how do they alter asset allocation and spending strategies? Join experts Steve Utkus of Vanguard Institutional Investor Group and Tim Holmes of Vanguard Annuity and Insurance Services
as they offer guidance for incorporating guaranteed income streams into your portfolio. They'll discuss:

• Annuities and how to determine if they're right for you.
• Factors to think about when deciding the right time to begin taking your Social Security.
• The role a pension should play in your retirement
portfolio.
• How to think about guaranteed income-related decisions. What are the tradeoffs?

All investing is subject to risk, including the possible loss of the money you invest.

Annuity guarantees are subject to the claims-paying ability of the issuing insurance company.

© 2015 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor of the Vanguard Funds. Vanguard Asset Management Services are provided by Vanguard National Trust
Company, which is a federally chartered, limited-purpose trust company operated under the supervision of the Office of the Comptroller of the Currency. The material in this message is promotional in nature.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
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What you need to know about Social Security, annuities, and pensions
Thu, September 10, 2015, 1:00 PM
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Three of our financial planners will be answering your questions tomorrow at 12 p.m., Eastern time. How can they help you?
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Mark, sorry for any frustration. Here's more info about our security measures: http://vgi.vg/1Nqb0Be Our reps would be happy to help troubleshoot any issues you're having with your browser. Just give us a call at 800-284-7245. -Van
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Spoiler alert: The more you save, the more you save.
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Hi, Nyreen! What can I help you with? -Van
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The outset of 2015 was steady for the U.S. economy
while globally the economic picture was somewhat
troubling. What can investors expect for the remainder of
2015? Vanguard Global Chief Economist Joe Davis will
review Vanguard's midyear economic and market outlook.
Among the topics he'll discuss:

- The current state and outlook for the U.S. and world
economies.
- The financial markets.
- Implications for investors.

All investing is subject to risk, including the possible loss of the money you invest.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor.

© 2015 The Vanguard Group, Inc. All rights reserved.
This Hangout On Air is hosted by Vanguard. The live video broadcast will begin soon.
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U.S. resiliency and global uncertainty
Tue, June 30, 2015, 1:00 PM
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Sorry about that, Stephen. The replay will be available here in a few weeks: http://vgi.vg/1dMo6c8. -Van
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Vanguard Marketing Corp. Obtain a prospectus at www.vanguard.com
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"Our mission is to take a stand for all investors, to treat them fairly, and to give them the best chance for investment success." -Vanguard CEO Bill McNabb
Introduction
Obtain prospectus http://vgi.vg/w9WyRz 

Company Overview
Most investment firms are either publicly traded or privately owned. Vanguard is different: We're client-owned. Our clients own the Vanguard member mutual funds, and those funds own Vanguard. Vanguard provides to the funds all of their corporate management, administrative, and distribution services at cost, which enables the funds and their shareholders to keep the money that would otherwise be paid to the corporate owners of a typical mutual fund company. 

Since our founding in 1975, helping our investors achieve their goals is literally our sole reason for existence. With no other parties to answer to and therefore no conflicting loyalties, we make every decision—like keeping investing costs as low as possible—with only your needs in mind.

Our investment philosophy is also directly related to our ownership structure. We advocate basic investment principles, such as balance and diversification and taking a long-term perspective, because we’ve found those elements are enduring.

*Diversification does not ensure a profit or protect against a loss in a declining market.

Commenting guidelines

No personal info. Other than your name, please don't share any personal information or details about your portfolio.

No testimonials. Industry regulations prevent us from posting stories about how well (or poorly) people have done by investing with Vanguard or any other investment company.

No advice. Industry regulations prevent us from posting specific investment guidance. Suggestions on how to save money are OK, but stock tips or specific mutual fund recommendations are not.

Be nice. We welcome disagreement and constructive criticism, but please refrain from general attacks on Vanguard (particularly when unrelated to the posting), other investment companies, your fellow followers, and so on.

Post your pics. Only upload photos to which you own all IP rights or third-party materials with the owner's permission. Don't upload any photos of third parties without their consent. Finally, please don't use Google+ to request transactions, ask questions about your investments, or raise customer-service issues. Instead, contact Vanguard directly.

Disclaimer

Google+ is owned by a third party unaffiliated with Vanguard; you use any third-party sites and materials at your own risk. Vanguard is not responsible for and does not endorse any content, advertising, products, advice, opinions, recommendations, terms of use or privacy policies, or other materials on or available from third parties, including Google+. Any opinions expressed by Google+ followers are those of the persons submitting the comments or posts and don't represent the views of Vanguard or its management. Vanguard's use of the +1 function pertains only to the comment or post we +1. It is not endorsement of the individual or organization who posted the content. Vanguard does not endorse content posted by third parties. Vanguard reserves the right to block any person who posts content, or whose Google+ page contains content, that is deemed inappropriate or offensive. We may also block any person whose posts constitute testimonials, advice, recommendations, or advertisement for securities products or services, or any person who posts content, or whose Google+ page contains content, that is promotional in nature. Vanguard Marketing Corporation is the distributor of the Vanguard funds. Client-owner means clients own the funds and the funds own Vanguard