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'I was in the supermarket last week when I heard one woman say to another, “Gee the cost of meat is getting ridiculous.” She’s right. Meat, particularly good quality meat, will test nearly any household budget, especially if you’re serving it every night. The price of meat is yet another great reason to increase your veggie intake and improve your budget.' - Tammy May
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Are we spending too much money on our kids?

Government statistics say that it costs Australian parents $384,543 to raise the average child from baby to adulthood. (I’m not sure if that statistic takes into account that an increasing number of children are staying at home well-beyond the age of 18.) Other assessments put the average figure at closer to $1 million after factoring in private schooling costs, tutoring, sports and activities, technology and toys...
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Ever wonder why organic berries are so expensive? We read that it’s because organic berry farmers lose up to half of their crop to insects and disease. Conventional farmers, who use chemical pesticides, might lose only five or six per cent.

The idea of eating conventionally-grown foods laden with pesticides and artificial fertilisers is not appetising, but neither is paying an average of 30 per cent more for organic produce.

So, is the extra cost for organic food worth it? Are there some tricks to eating organic while keeping costs down?
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Housing is the biggest expense for most Australians, yet many of us live in homes that are larger than we need. If your mortgage or rent is making you feel hemmed in, it might be time to think about finding a housemate.
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Looking for a good book to read over Easter? Here are three, easy-reading classics for your personal finance library.
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It’s official—we can’t stay put! The number of Australians taking overseas trips has doubled in the last 10 years and our annual expenditure has reached a whopping $33.5 billion.

The growth in outbound travel and tourism spending in the decade from 2004 cannot be attributed to general population growth alone. While the general population grew at a rate of 15 percent over the same period (from 20.01 million to 23.5 million), resident departures grew by 100 percent, from 4.5 million in 2004 to nine million in 2014 (source: Australian Bureau of Statistics). Annual travel expenditure rose even more steeply, from $13.5 billion in 2004 to $33.5 billion in 2014, making us one of the top nations for per capita tourism spending (source: World Bank).

Australians tendency to travel is attributed to a number of factors, among them Australia’s multicultural population, which explains why the purpose of nearly a quarter (23%) of resident departures are to visit family and friends. Our top reason for travelling, however, is to holiday and our favourite international destination is just a short jump across the pond, New Zealand.

Remember, the cost of the airfare is just the beginning. Don’t forget to factor in airport transfers, hotels, car hire, tours, spending money, meals, travel insurance and car hire.

Struggling to save for a holiday? Get there sooner with a customised budget plan to fast track your savings.
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They say the only thing a baby needs is love and cuddles. And nappies. And perhaps a cot, pram, change table, wet wipes, clothes and toys. Lots of toys. Did we mention an approved car seat? Those cute, little, newborn bundles can sure be budget busters. To help families with financial planning, we are pleased to estimate the first-year costs of having a baby for first-time parents and we share our tips for keeping costs down.
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When it comes to buying a car, the ticket price is just the beginning. On-road costs and running expenses quickly add up. In this case study, we estimate the total first-year costs of car ownership...
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Next Wednesday, 22 April 2015, will be Earth Day, a day that aims to raise global awareness about environmental issues. Have you ever wondered how much impact your lifestyle has on the planet? The Earth Day organisers have designed a nifty footprint calculator that measures how your activities and consumption habits affect the environment and what you can do to make your footprint smaller.
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'The concept of “staycationing” is becoming increasingly popular and, in this month’s video blog, I argue that it can be just as fun and memorable as a normal holiday. Plus there are the advantages of less cost and less stress. Here are my tips for making the most of a holiday at home.' - Tammy May
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Keeping up with the Joneses — not to mention the Beckhams — is one of the fastest ways to find your finances going backwards. It used to be enough to aspire to the haircuts and clothes of the rich and famous, but it seems that lavish kids’ birthday parties have become the latest status symbol. Here are some tips to keep the cost of your kids’ parties under control — and in perspective.
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Thinking about getting away for a family holiday on the Easter long weekend? Now is the time to start planning. These quick tips will help you budget for a fun and affordable holiday.
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MyBudget - Australia's personal budgeting specialists. Improving lifestyles since 1999.
Introduction

MyBudget helps people take control of their finances and manage personal debt. We do this by designing tailored money management solutions that suit your priorities and lifestyle. With MyBudget’s help you can beat debt once and for all, achieve your financial goals and look forward to your future with excitement.

Are you stressed about your financial situation? People approach MyBudget for many reasons. Some are seeking a better alternative to debt consolidation. Others want to stop living week-to-week and learn how to save money.

Since 1999, MyBudget has helped more than 45,000 Australians get on top of their finances. With our help you can achieve lifelong financial fitness. More importantly, MyBudget can eliminate your stress and worry right now.

Visit the MyBudget website to see how we can help you: www.mybudget.com.au

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Level 1, 144 North Terrace, Adelaide 5000