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FORUM Credit Union
251 followers -
Your Money. Your Voice.
Your Money. Your Voice.

251 followers
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How early (or late) a start you get on saving also has a big effect on the percentage of your salary you need to sock away. If you start saving early in your career, say in your 20s, and stick with your savings regimen throughout your career, then 15% has an excellent chance of leaving you well positioned for a comfortable retirement.

Read more from CNN Money: http://money.cnn.com/2017/02/15/retirement/retirement-savings-rate/index.html?iid=SF_River

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The 2017 Bright Start Program starts Monday, May 1st! This is a great opportunity for students ages 13-19 to create and share their business with us. Young entrepreneurs can submit their ideas for a chance to win $250! Read more about the Bright Start Program and find the official rules here: http://bit.ly/2oBqRaZ

#BrightStartFORUM
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Time for some spring cleaning! Bring your old documents over to our Lawrence Branch tomorrow to be safely shredded.

FORUM is partnered with PROSHRED Security to keep our members safe through secure document destruction. Look for the shred truck in the branch parking lot tomorrow between 11am - 1pm.

*Limit items to 4 boxes/bags per person.
http://bit.ly/2o7Hkn0
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One of the most difficult financial decisions is determining when to use debt and when savings would be more appropriate. This is usually followed by deciding what type of debt is most appropriate for each lending situation. Deciding to go into debt and the type of debt that you will use are extremely important decisions that can impact your financial future for a long time.

Continue reading here: http://www.forumcu.com/Community/Blog/March-2017/Should-I-use-debt-for-that
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Internet Offer 4/24/17: First 10 to use mobile deposits get $10! See details here: http://www.forumcu.com/internetoffers

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When researchers for a recent IPSOS/USA Today survey asked 45-to-65-year olds how prepared they felt for retirement, 59% responded that they felt very or somewhat prepared. The same percentage said they expected to rely mostly or entirely on their own savings to fund their post-career life. Asked how much savings they had, however, only about a third had set aside even $250,000, while another third had saved less than $100,000.

Read more from Yahoo Finance here: http://finance.yahoo.com/news/ready-retire-better-ask-yourself-110044620.html

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It's more than your house that can use Spring cleaning. If you are like most people, your finances could probably use a little work as well. Now is a great time to start and most of the items on a financial Spring cleaning list can be completely in less than 30 minutes.

Continue reading here: http://www.forumcu.com/Community/Blog/March-2017/It%E2%80%99s-Spring,-time-to-clean-up-your-finances
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Internet Offer 4/17/17: Enter to win $50 with #SaveItUp! See details here: http://bit.ly/1zXyaXh

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For families applying for federal student aid for the upcoming fall school year, you’ll want to complete your Free Application for Federal Student Aid (FAFSA) as soon as possible as some schools give out need-based funds on a first-come, first-served basis.

Read here from Forbes: http://www.forbes.com/sites/financialfinesse/2017/01/12/how-your-income-and-assets-affect-the-fafsa/?ss=personalfinance#1c250ed966ab

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If you have always desired a budget, but feel like the creation and upkeep of one would be too much effort, there might be a better way. As a FORUM member, you have access to FORUM’s free online banking program, CU Online.

Continue reading here: http://www.forumcu.com/Community/Blog/March-2017/Online-Banking-and-Budgeting
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