provides microfinance services to the world's lowest-income
entrepreneurs so they can create jobs, build assets and improve their
standard of living. We are an anti-poverty organization whose work is
aimed at creating employment, raising family incomes, and reducing
We offer small loans and other products to those turned down by
traditional banks, believing that even the poor have a right to
financial services. With these loans, families can invest in, and build,
their own small businesses and their income-earning capacity.
Worldwide, our clients post repayment rates over 97 percent.
FINCA pioneered the “Village Banking method” of credit delivery, now
used by hundreds of organizations worldwide. Our programs reach the poor
in more diverse countries than any other microcredit provider. We
operate Village Banking programs in 21 countries around the world, serving more than 800,000 people
– 70% women.
FINCA is not a typical charity. We offer loans, not gifts, and we
promote financial independence, both among our clients and in our
programs. Although we are a nonprofit, we operate using sound business
principles and an entrepreneurial spirit.
Our work enables poor families to create their own solutions to
poverty. Our Village Banking methodology promotes community and
individual development, helping lift entire communities out of poverty.