MJoyous206: BUYER BEWARE: This is not a real insurance company. Go check with the insurance commissioner. It's not real, they've stolen my son's phone. They tried to get me to sign a 'confidentiality agreement' to get my phone back. A gag order? Really? For insurance I paid for? Day 66 of them not returning my phone. These are all facts & I can supply proof to anyone who wants. CHECK NEVADA'S BBB. 100s OF COMPLAINTS.