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All Your Insurance, inc
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22 followers
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Here is our new logo. I hope that you like it. Tell us what you think.
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Ye' olde standby is back
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We're halfway through July, and we're starting to see more monsoon activity in the valley. Personally, I absolutely love thunderstorms. In fact, I get the best nights' sleep when they happen.

However, that doesn't mean we need to be any less prepared for those storms. As often as it doesn't rain here, that's all the more reason to be sure that your home's roof is in good shape (even the smallest leaks can create fair amounts of damage), and that your home policies are up to snuff. Prevention and proper maintenance are key!

Additionally, as a reminder, if it does rain and you do happen to be out driving, be sure to use caution. The infrequency of rain lends to oils and other elements gathering onto our roadways, and when it rains, the water and oils can make the roads extremely slippery. It may not seem that way (especially to those of us Midwestern-born who are used to driving in the snow, and think rain isn't such a big deal), but it can be very dangerous.

Be safe out there!
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Hope everyone had a fantastic fourth of July!

We're in the midst of some of the hottest days of the year right now, and I want to emphasize how important it is to make sure to check your vehicle's tires and fluid levels to reduce the risk of being stranded on the side of the road.

Every year we see all the bits and pieces of tires all over the side of the freeway, and it serves as a constant reminder to check to be sure the air pressure is properly maintained for your tires. Having gone through several tires myself (I am fortunate to have caught the issues and have only been stuck on the side of the road once), I also encourage people to purchase some kind of roadside assistance policy, either through your auto insurance policy or a separate plan. It is extremely helpful and can avoid hassles of trying to repair or fix anything yourself on the side of the road. Not only is it convenient, but it will lessen your risk of injury working next to a very busy road.

Have a great week!
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Our thoughts go out to the fallen firefighters of the Hotshot crew, who lost their lives battling the Yarnell wildfire this weekend.

Our profile picture is going to be updated with the symbol to honor the fallen men and women of this crew. If you would like to make donations to the families of the firefighters, please go to our Facebook page at https://www.facebook.com/ayiinc for more details.
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Today is Forgiveness Day. Forgiveness can be one of the hardest things to truly master, but ultimately, once achieved, it can bring a sense of peace and serenity....

On to other matters!

What box to you fit into?

I bet you're wondering why on Earth I'd ask such a silly question. We don't put ourselves in boxes...well...most of us don't...I've been known to still play in a few myself, but...(ahem). Anyway, as I was saying:

You've seen the ads pushed out there from insurance companies advertising $19 per month for insurance! You try to get a quote, and find out to your dismay that the premium is nowhere near $19 per month. Why???

Each insurance company has a specific type of "risk" they are looking to insure. What makes their bread buttered, as it were. Since they are all different, the only way to really find out what box you fit into is to quote each of these carriers - which can be a daunting task when doing it alone. Speaking to an independent agent/agency (like us!) can help take a lot of the hassle out of your hands, and allow you to have someone do the work for you.

Delve deeper into this and other topics at our blog: https://www.ayiinc.com/blogyourinsurance/
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Update:

As we near the end of our furry friend's visit for today, he proved himself a nearly tireless worker...until he ran out of pep ;)
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Two special events!
First up is Summer Solstice - celebrated all over the world as the official beginning of summer. Being in Arizona, summer definitely has a different meaning for us, but that doesn't stop us from tubing down the Salt River, and taking fun trips throughout the summertime months!  Get out and enjoy!

Secondly, on the 23rd is "National Bring Your Dog To Work Day". As this day lands on a Sunday, we opted to celebrate today, by having a special four-legged visitor!  See the pictures below of his adventures in the office!
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2013-06-21
4 Photos - View album
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Being Aware of Liability Situations Involving Family and Your Home

Through a series of friends' posts, I came across an interesting situation/issue that someone had presented to the community involving the next door neighbor's children inviting themselves over to play on their property without permission from either their own parents, or the property owners.

In essence, the question was based more around "what is a parent to do?" scenario, however, some interesting replies came in that involved the issue of liability.

One parent had experienced the neighbor's child coming over unannounced, and injuring himself/herself on their property. The result was a lawsuit from the other child's parents to the property owner.

As unfortunate as the situation is for all involved, this is a reality. It is very important, not only to keep an eye out for who may be on your property at any given time, but also to check your home or renters insurance policy to confirm you have the liability protection necessary to protect you from an instance such as this.

As much as I loved the days of my youth, running about the neighborhood to play with friends, it is very important that we remain cognizant of these circumstances. It isn't always a guarantee that this could happen to you, but why chance it, right?
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