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Warren McKay
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The long awaited rules implementing Financial Assessment affecting HECM customers due March 2nd have been delayed with an announcement today.

"Citing a delay in the delivery of “certain system enhancements” required to support policies published in Mortgagee Letters 2014-21 and 2014-22, HUD said in an email notice to lenders that the Federal Housing Administration (FHA) will publish a Mortgagee Letter in the coming weeks announcing a new effective date for the policies detailed in those letters.

The new effective date is expected to be within 30 to 60 days of the original March 2, 2015..."



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Colorado morning sunrises. Wow!
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11/7/14
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Friday morning drive across the Colorado National Monument was topped with this young buck running along the road then posing for us not 50 feet away.
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A beautiful July sunset I Western Colorado
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