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United Bay Community Credit Union
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#TriviaTuesday: January 17, 1929 - Popeye the Sailor Man, created by E. C. Segar, first appears in the Thimble Theater comic strip.
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Where will $25,000 take you? Try @TurboTax Online and you'll be automatically entered in the $25,000 sweepstakes! You can also save up to $15 on TurboTax online products!: http://ow.ly/vTls307MduN
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Are you going to be away from your current address for an extended time? Please notify UBCCU. Our monthly and quarterly statements will not be forwarded, but we can do a temporary address change on your account so that you can stay up to date on your account information.

Or access your account information available at any time by signing up for ubay@HOME Home Banking and eStatements!
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Looking to build up a savings this New Year? Putting away just a little bit each week can really add up! #SavingsChallenge
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Watch for updates to ubay@HOME (Home Banking) coming January 2017.

New Debit Cards with EMV chips coming in February 2017.

More details coming soon on our web page and in the January newsletter.
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In order to bring you the latest in Internet banking technology, we will be upgrading Ubay@Home, our Home Banking product on Monday, January 23, 2017. During the upgrade process, you will be unable to conduct complete transactions such as transferring funds, making bill payments, etc. using the Online Banking system on Monday, January 23, 2017 from 7:00 AM until Noon.

When you logon to our upgraded system, you will immediately notice the new format. Highlighted below are some of those changes:

• User Name and Password: Your Username and Password will not change. You will use your same information as prior to the system upgrade.

• Multi-Factor Authentication (MFA) – The first time you log in after the upgrade, you will be asked to complete a verification process which includes setting up security questions and choosing a personal image. Having this verification process in place provide an extra layer of security that works to protect your account. You will not be required to do this again after your initial set up.

• Bill Payment/Member Pay: There will be no changes to the MemberPay Bill Payment. Your current list of payees and recurring transactions will be available on the new system.

• Updated Look: The new system will have the same features as our current system; it will just have an updated look. You will also have the ability to customize your own Dashboard which will allow you to see your account information that is most important to you.
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#TriviaTuesday: January 10, 1990 - Despite a hostile takeover bid from Paramount Communications, Time Inc. and Warner Communications merge to form Time Warner.
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#TriviaTuesday: January 3, 1938 - The March of Dimes is founded by President Franklin D. Roosevelt as a response to the U.S. epidemics of Polio.
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Once again, please note the following holiday hours for all United Bay Community Credit Union branches:

Friday December 30: Open 9 am - 2 pm (Drive-Thru Only)
Saturday, December 31 - Monday, January 2, 2017: CLOSED

As always, UBCCU offers 24 hour access to your accounts through multiple services; Home banking through ubay@HOME at www.ubccu.org, Phone Access Line (PAL) 866-487-7717, and Ubay2GO mobile banking. You can also perform deposits or withdrawals at our 24 hour ATMs and make deposits through our secure night-drop deposit boxes located at each branch.

Please Note: ATM deposits may be held for up to five business days. Night drop deposits will be posted the morning of the next business day.
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Story
Tagline
We Borrow Together, We Save Together, We Are United!
Introduction
UBCCU is a state chartered community credit union that serves the Bay, Midland, Arenac, Saginaw, Kalamazoo, and VanBuren Counties. This means that if you live, work, worship or attend school in any of these counties, you are eligible to become a member!
Contact Information
Contact info
Phone
(989) 892-4597, 1 (800) 968-7696
Email
Fax
(989) 892-5701
Address
1309 N. Lincoln Avenue Bay City, Michigan 48708