Tung MAI(11:51:45): you have access to my account now right?
Charlotte(11:52:10): Yes That is correct We will not provide information about online account access without verifying specific information due to our security guidelines.
Tung MAI(11:52:11): so you know that I'm the owner to the account
Tung MAI(11:52:36): and some one else is account an online account to access my account
Tung MAI(11:52:49): and you refuse to delete it
Charlotte(11:53:14): You must secure the account prior to me providing the user ID and password Unfortunately you are not able to provide the account number the answer to the secret question or the email address listed - All are required to provide online account access
Tung MAI(11:53:25): and you call it for the security of your customers?
Charlotte(11:53:31): Once you have those pieces of information please contact us back and we will be happy to assist you
Tung MAI(11:55:09): when do you think I will have those pieces of information? since i'm not the one who created it????
Charlotte(11:55:54): Since you are telling me that you are not the one that created the account then I must verify the account information.
Tung MAI(11:56:02): so if someone who is successfully stole your information once.. and that's it? sorry. verizon can't do anything about it?
Tung MAI(11:56:34): you already know that I'm the account holder
Charlotte(11:56:47): You are saying someone stole your identity and registered your account online so they can pay your bill over the web site?
Tung MAI(11:56:47): I pay you
Tung MAI(11:56:53): I pay for the bill
Tung MAI(11:56:59): I can cancel it anytime
Tung MAI(11:57:17): but i can't do anything about the online account
Charlotte(11:57:37): Again without verifying the required information I cannot provide the user ID or password for online access I apologize for any inconvenience
Tung MAI(11:57:40): seriously? does that even sound right to you?
The reason is very simple, most sellers that do not need to sell their homes right away would wait until spring because the price is still moving up and there will be more buyers compete for their homes. The result is pretty clear. They get more money for their home.
On the other hand, sellers that are willing and are putting their house on the market at this time of the year are more or less really want to sell their house because of some other obligations. Common sense tell us that these sellers are more willing to negotiate, and more willing to accept a lower offer than they normally would.
Obviously this assumption is not always true but I believe that there is a greater percentage of sellers would behave this way. So talk to your Realtor about aggressively negotiate on the house that you like to get more houses for your money.
By the way, if you're looking to buy a home in and surrounding the Beltway, you might want to work with an agent that really know the area. I'm the beltway Real Estate Specialist. I'll be more than happy to help.
Whether you're looking to buy a home as your primary resident or for an investment and not worrying about the burst of the housing bubble. All you have to do is to compare the purchasing price to its rental price.
I know this sounds confusing but let's me explain. It should be pretty simple and easy to understand. This method of comparison uses a very standard approach practice by many banks, which is the 80% of the purchasing price.
So if you see a house that you're interested in buying, do a little research on the rental market in the area and find the likely hood of the rental fee for this house. If the number can cover your monthly payment of your 80% loan, then you know that your investment is solid and bubble proof.
- Only 3% down (97% LTV/CLTV)
- NO mortgage insurance
- Minimum 660 fico to qualify
$417,000 with 3.5% down @ 4.25% (FHA)
Total monthly = $2,543 (with PMI)
$417,000 with 3.0% down @ 5.00% (Conventional)
Total monthly = $2,238 (No MI)
Total monthly savings = $305
- Fairfax Realty IncThe Beltway Real Estate Specialist, 2012 - present
- Westgate Realty GroupReal Estate Consultant, 2007 - 2011
- RE/MAXReal Estate Consultant, 2005 - 2006
After being in the real estate business for more than 7 years and have been helping many families buying or selling their houses, I asked myself this question. How could I give my future clients, better services by selling their houses fast and for top dollars?After spending numerous hours studying and researching for the most effective way to sell a house, I have finally discovered the most innovated Marketing System to Market and sell a house in less than 45 days.
- Radford UniversityBusiness Management