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Tom Pessemier
193 followers -
I am a lucky husband, blessed father, and love what I do for work as well. At work, I am VP of Mortgage Lending at Guaranteed Rate. Basically, I am a licensed Mortgage Professional. I work with one of the largest and best Mortgage Banker/Broker firms in the country. My office is located in Downtown Sarasota, FL - however I help clients all over Washington State and Florida. Life is good.
I am a lucky husband, blessed father, and love what I do for work as well. At work, I am VP of Mortgage Lending at Guaranteed Rate. Basically, I am a licensed Mortgage Professional. I work with one of the largest and best Mortgage Banker/Broker firms in the country. My office is located in Downtown Sarasota, FL - however I help clients all over Washington State and Florida. Life is good.

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My friend +Tim Lucas put together this industry insider perspective of thoughts for the coming year regarding where rates are potentially headed. Take a look and tell me if you think we're off our rockers - or if you have any other thoughts that we missed.
Where are 2016 mortgage rates headed?

I asked 8 of the nation's leading experts that question and this is the result!

These heavy hitters in the industry weigh in on the Fed and economy, and why rates might go up or down.

They also give the "so what" factor. What should consumers do now in light of 2016 rate trends?

Read these in-depth predictions from +Brad Yzermans +Colin Robertson +Justin McHood +Inlanta Mortgage - Madison +Sean Young +Tom Pessemier | VP of Mortgage Lending | Guaranteed Rate +Bill Ladewig +Luke Skar

See the full article at http://mymortgageinsider.com/mortgage-rate-forecast-2016-predictions-from-8-experts/



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This is some really good news for homeowners across the US! 

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Great update to one of America's great mortgage products (USDA zero down financing) from my former Loan Processor and friend, Tim Lucas. If you or someone you care about is considering purchasing or refinancing a home - anywhere across the U.S., I'd be honored to help. Happy Friday!
USDA loan eligibility maps were set to change today, removing over 9 million people from eligibility. According to an inside source at USDA, no change will happen until at least 2017, and might not happen until 2019. This is a great day for USDA home buyers.

http://mymortgageinsider.com/usda-home-loan-boundaries-change/
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Are you a Realtor, Financial Advisor, Attorney, Accountant...? Check out this short video provided by my marketing team at Guaranteed Rate. It briefly explains a great timesaving/organization tool for all business professionals! If you're not a member of the GR Partner Xchange, you can sign up for a free account here while you're at it. Enjoy! http://buff.ly/1GBuIGs

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Happy Thanksgiving everyone! I'm Thankful for you! 

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Thank you Melanie, Stephen, Amelia and Georgia for nominating us to do the ALS Ice Bucket Challenge. This was fun! We next nominate Nick Tsagalakis, Tifani Pessemier Peterson (feel free to bring Dan, Gabriele and Ali in on this if they're up for it too:)), Jenny Pessemier (Mom & you too, Dad), Mark, Georgiana, Jack, and Katya Bitzes!
You have 24 hours to prove you've done the challenge and / or donate $100 to ALS.
Remember, this is for a good cause - so anything we can do to bring attention to finding a cure for this terrible disease is a good thing. Thanks for being good sports guys! GOOD LUCK! Rest in peace Uncle Ray, who we lost from ALS just a few short years ago. 

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My wife is brave for writing this article. Truthfully, I wanted to spank our kids when they were young, because I thought it was the right thing to do. My wife offered a convincing argument for other ways to teach our kids right from wrong, and I'm glad I listened. 

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I can't believe it's been 9 years! Thank you!!

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If you or a friend need help getting preapproved to purchase a home anywhere in Washington State - or getting your questions answered about which program works best for you – contact me. I’ll be happy to help you.
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