Here is a quick mapping of the Aetna plans to good replacement plans from the remaining insurance companies.
Share this with your friends that are moaning about losing the Aetna plan. It will put a smile back on their face!
The media has been in a feeding frenzy on this topic for the last 2 weeks. Everyone has different thoughts about why rates are increasing over 20% in some cases. Here's a more detailed look at the topic, along with SOLUTIONS if you got a shocking letter about your rates.
I looked over the hospital indemnity plans available her in California, and none of them have large enough benefits to really be of use to a woman with a high deductible plan. Consequently, the regular health plans I recommend are still the best option for couples wanting to start a family.
If you think you got a good plan, here's how to test it. If you wait till April, then you're stuck in the plan until 2015.
This is the 2nd health insurance company to pull out of California, and it won't be the last. Find great health plans to replace your UHC plan, which will disappear on 12/31/13, using this quick guide
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These are the three misunderstandings I hear the most from clients that call me to get health insurance.
Barry got a letter, like everyone else, but his letter said his rates were going up almost 30%. His old agent and the insurance company told him to "ride it out". See what he did here...
I don't see it changing after ObamaCare starts in 2014. The definition of the exact benefits in the new metal plans is still very loose. So the insurance companies can tweak the copays, coinsurance, and deductibles to fine tune the actuarial value of their compliant plans. I see them periodically creating new bronze, silver, gold, and platinum plans to better target specific market segments, just like the do now.
These periodic plan changes will result in the older plans beginning to stagnant, and some people leaving the old plans to move to the newer plans each year.
- SPF Insurance ServicesBenefits Advisor, President, present
San Diego, CA 92128
- Colorado State UniversityBSEE, Math, Computer Science
- University of PhoenixMBA
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