I have to wonder if you read my posts, dude. I talked about working smarter as well. I have no doubt, NO doubt, that if you have the fortitude to work your ass off, SMARTLY, that you can be a success beyond your dreams. Who said web developers make any money? If you want to be wealthy, you have to figure out how to let money make money.
You can never get enough on your own to be wealthy, you need to have dollars creating more dollars while you sleep. That means investment. First in yourself, via education, then in your time, and last in your money. Are you aware that what the average person spends on Latte's at Starbucks, if put into a normal checking account for 4 years, drawing interest is enough for a down payment on a house almost anywhere in the country? Do you know what that does for a person's credit rating? You buy a house with enough of a down payment to put renters in it who will pay the mortgage, plus $100 a month. In two years, you've got enough to put a down payment on another house. you do the same thing. over and over again.
Look up in 10 years, you are a millionaire twice over in net worth. You can either sell it all and do something else like start a business, or you can sell some, keep some, do whatever you want. You got rich, and other people paid for it. That is called working smart, and I'll be damned if anyone cant do it. The economy hardly matters. If you have a chunk of change in the bank, you can do fucking anything in America. I kid you not.
The trick, is getting that first chunk of change. Have a kid too soon, get a divorce, or a dozen other things that can fuck it up for you, and there you go, but that does not mean it was never possible. The above is but one example.