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Reporting deadlines extended!

Call our professional agents at Superior Benefits - (813) 453-1980

#healthcare #healthcarereform #healthinsurance #tampa #florida #tampabay
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2016-02-09
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Concerned about healthcare reform?

Call our professional agents at Superior Benefits - (813) 453-1980

#healthcare #healthcarereform #healthinsurance #tampa     #florida #tampabay   
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SurgCenter's Annual Conference - Superior Benefits

*       On Monday, the U.S. House of Representatives agreed to without objection to pass HR 1624 bill, which would block ACA's expansion of the definition of a "small business" for health insurance purposes.
*       Under the ACA, employers with 51 to 100 employees will be defined as small employers in 2016. If this new bill passes the senate and is approved,  states will be able to continue treating businesses with 51-100 employees as "large employers".
*       If the bill doesn't get passed, businesses with 50-99 employees will be rated as a "small group" in 2016, receiving substantial rate increases.
Superior Benefits will keep you updated as soon as we hear status of this bill.   Keeping you informed on Healthcare Reform. If your business is looking for affordable Orlando or Tampa Health insurance solutions, contact Superior Benefits for a free consultation.

Contact Us - http://superiorbenefitsinc.com/

TAMPA INSURANCE OFFICE
Superior Benefits Inc
3705 W Swann Ave, 2nd Floor
Tampa, FL 33609
813-453-1980

ORLANDO INSURANCE OFFICE
Superior Benefits Inc
2423 South Orange Ave, #126
Orlando, FL 32806
407-603-7004
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2015-10-05
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ACA ANNOUNCEMENT FOR BUSINESSES WITH 51-99 EMPLOYEES
 
House Bill HR1624 which would block ACA's expansion of the definition of a "small business" for health insurance purposes is going to the White House for final review.  
 
How does this affect you? 
As of today, businesses with 51-99 employees will be community rated beginning January 2016 with expected double digit rate increases.
 
The good news?
NAHU (the National Association of Health Underwriters) predict that President Obama will sign the bill into law which would block the community rating model.
 
Our team at Superior Benefits will keep you posted with developments and the expected outcome early next week.

 
This newsletter is brought to you by Superior Benefits Inc. If you would like further clarification, please call one of our licensed insurance agents at 800-275-1891. 

 
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Superior Benefits Inc.
Toll Free: 800-275-1891  Direct: 813-453-1980   Fax: 813-354-4444
www.superiorbenefitsinc.com
  
Superior Benefits Inc. Tampa office
3705 W Swann Ave, Second Floor, Tampa, FL 33609
Superior Benefits Inc. Orlando office
2423 S. Orange Ave, Orlando, FL 32806-4543
Copyright © 2009 Superior Benefits. All Rights Reserved.

#healthinsurance   #insurance   #tampa   #TampaFL   #florida  
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DID YOU KNOW?
Employers looking to eliminate or reduce exposure to employer shared responsibility penalties under the ACA by decreasing employee hours should keep an eye on Marin v. Dave & Buster's Inc.
Dave & Buster’s reduced the work hours of employees to fewer than 30 hours per week, making the plaintiffs ineligible for health coverage. The class action lawsuit claims that Dave & Buster’s violated Section 510 of ERISA, which makes it unlawful to discriminate against or interfere with a participant’s or beneficiary’s rights under the provisions of an employee benefit plan. 
The plaintiffs claim that the reduced work hours interfered with their rights under the plan to be eligible for employer coverage.
Employers in Florida looking for affordable Orlando or  Tampa health insurance solutions to prevent Healthcare Reform fines should contact one of our experienced Florida Insurance Agents.

Heath Insurance Tampa 813-453-1980

http://superiorbenefitsinc.com/

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Educate Employees on Cyber Security
Employees’ lack of cyber security knowledge may pose one of the greatest risks to an organization’s network security. Hackers often send “phishing” emails that contain viruses which can then be opened by unsuspecting employees. Also, employees logging on to the company network using an unprotected Wi-Fi connection may open the network to vulnerability. 
Properly trained employees are the first line of defense against a cyber attack. HR, working with IT, should consider implementing training for employees on preventing data breaches.
The training for employees should include education on different types of exposures and on how employees can protect against security breaches. Employee training should also include instructions on what to do in the event of a suspected or confirmed cyber attack. 
Employee training on cyber security should be a priority for all organizations, regardless of size. Hackers don’t discriminate in their targets, and may even go after small and mid-size companies knowing that these organizations frequently have fewer safeguards in place.

Heath Insurance Tampa 813-453-1980

http://superiorbenefitsinc.com/

  

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DID YOU KNOW?
The DOL is requesting information on the use of technology, including portable electronic devices, by employees who are away from the workplace and who work outside of scheduled work hours. 
The use of portable devices in the workplace has made it harder for employers to ensure they are paying nonexempt employees for all the time they have worked. While the FLSA does not require employers to compensate for “de minimus” work (work of five minutes or less), the growing use of email outside of work can make it more difficult to determine “de minimus” work. Due to the increasing number of lawsuits by nonexempt employees for uncompensated off-the-clock work, you may want to consider implementing policies to minimize your risk.

Please call our office below regarding changes employers are making with their Florida Health Insurance plans. 

Tampa Health Insurance Office
813-453-1980

Florida Health Insurance  
800-275-1891

http://superiorbenefitsinc.com/

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U.S. Supreme Court Legalizes Same-sex Marriage 
On June 26, 2015, the U.S. Supreme Court ruled in a 5-4 decision that the U.S. Constitution guarantees same-sex couples the right to marry.
The ruling, effective immediately, means that same-sex couples have the right to be married in their own states and to have their marriages recognized as valid in every other state. All states must start (or continue) issuing marriage licenses to same-sex couples.
Due to the Supreme Court’s ruling, employers will generally be required to treat employees in same-sex marriages the same as employees in opposite-sex marriages for federal and state law purposes. Local businesses offering Tampa Health Insurance plans should  offer domestic partnership coverage on their Florida Health Insurance plans.
While many federal laws have already been interpreted to include both same-sex and opposite-sex marriages, this ruling will expand those legal rights and protections to additional couples.
You should review your policies and procedures to align with the Supreme Court’s ruling. For example, many states have employee leave laws that entitle an employee to take time off from work to care for his or her spouse. Employers should provide the same leave protections to same-sex spouses as they do to opposite-sex spouses in these situations, even if not previously required under the law.
In addition, same-sex spouses will be subject to the same state tax rules as opposite-sex spouses. Florida health   insurance laws may require employers with insured Orlando health or Tampa Health  insurance plans to offer equal health plan coverage to opposite- and same-sex spouses.
Even if your Florida health insurance plan is not subject to state insurance laws, you may still be at risk for discrimination lawsuits if coverage is only offered to opposite-sex spouses.
You should also keep in mind applicable nondiscrimination laws when providing any rights or benefits to employees. Many states have added sexual orientation as a protected class in fair employment and nondiscrimination laws.

Please call our office below regarding changes employers are making with their Florida Health Insurance plans. 

Tampa Health Insurance Office
813-453-1980

Florida Health Insurance  
800-275-1891


http://superiorbenefitsinc.com/
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