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Stella Bonin
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55 followers
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In the modern era, we are exposed to many different harmful chemicals on a daily basis. Workplaces and restaurants all have to adhere to certain safety measures to ensure that workers and customers alike are not exposed to dangerous amounts of these…
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Points paid to a lender on origination of a mortgage are considered interest that is prepaid as it has not yet accrued as earned by the lender. Points essentially buy down the mortgage’s interest rate from par for the life of the mortgage. When no points…
What are discount points?
What are discount points?
stellaboninrealestate.com
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If you’re bored, embarrassed, or just tired of the way your home looks, renovation is usually the first point of call. A lot of people like the idea of renovation, but they are overwhelmed by the costs and the countless options they are faced with. If you…
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Safety   hazards   are   an   important   aspect   of ownership a buyer needs to consider when looking into purchasing a home. Safety hazards typically include: automatic garage doors that do not have a reverse safety device; garage door  openers  that …
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What Is a Home Appraisal? When using an FHA loan to purchase a house, an appraisal will need to be done before the loan can close. A home appraisal is an estimate of the current market value of a property. When a property is purchased or refinanced a home…
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When a property you’re interested in is owned by an LLC, quickly find the true owners by finding who’s “behind” the LLC with the appropriate Secretary of State website. This is a complete list of all of them. e-SecretaryOfState.com is your online link to…
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Saving is an important part of financial responsibility and it is a necessary for down payment funds in a new home. The up-and-coming generation of first-time home-buyers, known collectively as Generation Y or Millennials, do not have the best reputation…
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A homestead is the dollar amount of equity you have in your home that you qualify to exempt from creditor seizure. The dollar amount of the homestead you hold in equity in your home has priority on the title over most judgment liens and some government…
What is a homestead?
What is a homestead?
stellaboninrealestate.com
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