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Scott Schang
2,618 followers -
Founder of www.FindMyWayHome.com
Founder of www.FindMyWayHome.com

2,618 followers
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Roller Coast Ride The past 8 years have defied any traditional logic about how real estate and mortgage markets are supposed to act, and react to normal economic cycles and events. Government interest rate intervention and market volatility have created a…

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Ready to Buy During the real estate crash that began in 2007, millions of homeowners fell victim to bankruptcy, foreclosure, short sale or deed in lieu of foreclosure. After years of recovery, improved credit scores, down payment saved, you are ready to…

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If you’re like most people, you periodically set aside time to clean out your home, garage or closets. It’s equally as important to take time to organize your finances. The following checklist can help you get started: Cancel unused credit cards — If…

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In control With all the attention paid to baby boomers, it’s hard to believe another generation is rapidly approaching retirement age. In 2015, the first wave of Generation X is turning fifty. And Gen Xers are taking retirement into their own hands.…

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There is no Free Money There is an old saying that says that if it sounds too good to be true, it probably is. This doesn’t mean that buyer assistance programs are not true, or good for homebuyers, it just means that there is more to assistance than free…

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What is Automated Underwriting? Computer generated mortgage loan underwriting decisions are the most way to get approved for most real estate financing.   Information from a mortgage loan application (Fannie Mae form 1003) is uploaded to an automated…

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Planning for Profits Selling your home for the highest price is much more science than it is an art.  With a little planning, and maybe even some forethought, you can increase the sales price of your home. Yes, there are certain “markets” that are better…

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Boost Purchasing Power Mortgage Credit Certificate’s are a unique, little known, and incredibly powerful tool for boosting your purchasing power as a first time homebuyer. Also known as a MCC program, this homebuyer tax credit can be offered by the county…

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Homebuyer Tax Credit A Mortgage Credit Certificate, commonly known as MCC, is a dollar for dollar tax credit similar to the first time homebuyer tax credits we saw in 2008 and 2009, that will directly reduce the amount of taxes you will have to pay, or…

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Repairs Preventing Refinance? There are two types of home improvement projects.  The first type is not necessary, but very much needed.  Examples of this type of project might be a new kitchen, remodeling bathrooms, new carpet or paint, or landscaping…
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