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Scott Schang
Works at Broadview Mortgage - Long Beach
Attended Lernt it on the streets
Lives in Southern California
2,404 followers|34,020 views
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Scott Schang

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Roller Coast Ride The past 8 years have defied any traditional logic about how real estate and mortgage markets are supposed to act, and react to normal economic cycles and events. Government interest rate intervention and market volatility have created a…
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If you’re like most people, you periodically set aside time to clean out your home, garage or closets. It’s equally as important to take time to organize your finances. The following checklist can help you get started: Cancel unused credit cards — If…
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There is no Free Money There is an old saying that says that if it sounds too good to be true, it probably is. This doesn’t mean that buyer assistance programs are not true, or good for homebuyers, it just means that there is more to assistance than free…
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Planning for Profits Selling your home for the highest price is much more science than it is an art.  With a little planning, and maybe even some forethought, you can increase the sales price of your home. Yes, there are certain “markets” that are better…
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Homebuyer Tax Credit A Mortgage Credit Certificate, commonly known as MCC, is a dollar for dollar tax credit similar to the first time homebuyer tax credits we saw in 2008 and 2009, that will directly reduce the amount of taxes you will have to pay, or…
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3 Conventional Mortgage Changes that Make it Easier to Qualify in 2015

Fannie Mae Update Underwriting guidelines are finally beginning to loosen up now that we are almost 8 years past the great real estate and mortgage crisis of 2007. Ahead of the August 15th, 2015 Desktop Underwriter (DU) scheduled update, Fannie Mae has…
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Scott Schang

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Ready to Buy During the real estate crash that began in 2007, millions of homeowners fell victim to bankruptcy, foreclosure, short sale or deed in lieu of foreclosure. After years of recovery, improved credit scores, down payment saved, you are ready to…
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In control With all the attention paid to baby boomers, it’s hard to believe another generation is rapidly approaching retirement age. In 2015, the first wave of Generation X is turning fifty. And Gen Xers are taking retirement into their own hands.…
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What is Automated Underwriting? Computer generated mortgage loan underwriting decisions are the most way to get approved for most real estate financing.   Information from a mortgage loan application (Fannie Mae form 1003) is uploaded to an automated…
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Boost Purchasing Power Mortgage Credit Certificate’s are a unique, little known, and incredibly powerful tool for boosting your purchasing power as a first time homebuyer. Also known as a MCC program, this homebuyer tax credit can be offered by the county…
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Repairs Preventing Refinance? There are two types of home improvement projects.  The first type is not necessary, but very much needed.  Examples of this type of project might be a new kitchen, remodeling bathrooms, new carpet or paint, or landscaping…
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Restriction Removed Approximately 1 year after the rapid decline of home values in the aftermath of the great real estate crash of 2007, Fannie Mae quickly identified behavior by homeowners that it considered to be a type of lending fraud. September 19th,…
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People
Have him in circles
2,404 people
Eric “Fireground” Neitzel's profile photo
Dru Bloomfield's profile photo
Sue Botelho's profile photo
Mimi Manuel's profile photo
euloge minzele's profile photo
S arifin's profile photo
Mamunur Rashid's profile photo
Tomas Martinez's profile photo
Jupiter Florida Homes for Sale's profile photo
Work
Occupation
Mortgage Banker
Employment
  • Broadview Mortgage - Long Beach
    Branch Manager, 2013 - present
  • Broadview Mortgage Katella Branch
    Branch Manager, 2008 - 2013
  • Homeownership University
    Dean, 2007 - 2012
  • PorchLight Real Estate Services
    President, 2004 - 2008
  • First American Lending Corp.
    Originator/Manager, 1998 - 2004
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Southern California
Previously
Rose Township, Michigan
Contact Information
Home
Phone
714-336-8286
Email
Address
Southern California
Story
Tagline
Branch Manager at Broadview Mortgage Long Beach , Student, Teacher, Revolutionary, Tinkerer, Entrepreneur, Strategist, Innovator, Visionary. I enjoy sharing what i've learned with like minded people.
Introduction
I am what I am and that's all what I am
Bragging rights
I am comfortable being uncomfortable
Education
  • Lernt it on the streets
    Human communication and behavior
Basic Information
Gender
Male
As a lender specializing in helping homebuyers buy homes, we work with a lot of real estate agents all over the State of California. The Coastal Team consistently stands out as one of the most professional and knowledgable agent teams we've ever worked with. If you're looking to buy or sell in the Long Beach area, you owe it to yourself and your family to sit down and experience The Coastal Team difference.
Public - a year ago
reviewed a year ago
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