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Sammamish Mortgage
Mortgage Lender
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Sammamish Mortgage

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You heard mortgage rates are great and you want to refinance. Now you need to lock a rate so you don’t miss out.

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Sammamish Mortgage

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Before making that new home purchase, consider adding an addition to your current house. Make the right decision by weighing the pros and cons of your options. #homeimprovement #refinancing  
Struggling to decide if installing a new addition in Seattle & Bellevue, WA is the right move? Make the choice easy and find out the pros and cons here.
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First time home buyer? The process can be intimidating. Follow these 6 tips to get into your new house sooner than you think! #firsthome #mortgagecompany
Buying a home in Seattle or Bellevue, WA areas for the first time can be daunting. Become overwhelmed by the process or take it one step at a time. Here’s how..
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Sammamish Mortgage

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See What’s Ahead For Mortgage Rates This Week – September 21, 2015! #mortgagerates  
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Sammamish Mortgage

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Our recent blog outlines all the things you need for your first home mortgage pre-approval.

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4 Must-Have Documents To Get Quick and Easy Mortgage Pre-Approval

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Should you rent or buy your home in 2016? We weigh the options and give you the best option for your circumstances!
Before you purchase a home or sign a lease agreement in 2016, read this. Sammamish Mortgage is a premier Seattle & Bellevue, WA company!
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Last week’s scheduled economic news included reports on new and existing home sales, the FHFA House Price Index, weekly reports on mortgage rates, and new jobless claims. The week finished with a report on consumer sentiment. Read more Now!
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Contact Information
Map of the business location
3015 112th Ave NE #214 Bellevue, WA 98004
3015 112th Avenue Northeast #214USWashingtonBellevue98004
(425) 401-8787sammamishmortgage.com
Mortgage Lender, Mortgage BrokerToday 9AM–5PM
Wednesday 9AM–5PMThursday 9AM–5PMFriday 9AM–5PMSaturday ClosedSunday ClosedMonday 9AM–5PMTuesday 9AM–5PM

Sammamish Mortgage is family owned and operated and has been serving the Pacific Northwest with excellence since 1992. We have kept up with the times though, and we make sure to do what we can to lead the industry both in local and national trends. We are constantly researching the market, among other things, and doing what we can to inform you with our weekly articles, which talk about everything from upcoming trends for mortgages all the way to smart choices in kitchen remodeling. You can also check in on our market commentary and market news pages to keep up with everything in the mortgage industry. Sammamish Mortgage has worked with hundreds of clients since we opened our doors in 1992 and we have done everything we can to make sure that when our business with them is finished they are 100% satisfied with our performance; and if you need some reassurance about that, just go ahead and check out all of our client reviews. Our clients come from all over the Pacific Northwest, and we happily accept business from residents of multiple states, including Alaska, Colorado, Idaho, Montana, Oregon, and Washington of course. If it has anything to do with mortgages, like buying your first home, taking out a loan to start your business, or refinancing, we have a solution for you.

We are a referral based Seattle mortgage company located on the Eastside and blessed by an abundance of positive word of mouth referrals from our happy clients and trusted business partners.

Visit our site today to get a quick quote, fill out an application, use our rate alert to find the perfect rate for you, or use one of our online mortgage calculators to estimate your monthly payment given a certain mortgage.

If you have any other questions, feel free to use our contact form or call us at 425-401-8787 any time, and we’ll either answer right then or get back to you as quickly as we can.

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4.4
12 reviews
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2 star
1 review
1 star
1 review
"Sometimes common sense isn't so common."
"Ron, who handled all my refinances, is a very straight forward guy."
"Poor execution on their part."
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Alisa Shtromberg's profile photo
Alisa Shtromberg
7 months ago
We had a very rough time with our house search and so of course we were already at very high stress levels. However, Jeanne along with her team at Sammamish made our experience as smooth as possible. She was incredibly knowledgable and most importantly very communicative! She explained every step of the process and was great about answering all our questions. And not only was the process of securing the loan made smooth for us, but we also got the best rates when we were comparing all around! AND we closed a week early because the financing was done so quickly! I would recommend Sammamish to all my friends and family and will go back there for all our financing needs in the future!
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Timothy Siegel
11 months ago
I also inquired at a big national mortgage lender, that advertises heavily on TV, at the same time I contacted Sammamish. What an incredible contrast! The big firm offered a much worse deal and their representative was very obnoxious, as well. The big lender's rep did that salesman's thing where before you have said that you want to get any service from them, they ask, "Do you want A or B?" Like I'm going to fall for that. Micheal Shane, of Sammamish, explained the loan process to me thoroughly and in an understandable manner. Even though all the mortgage lenders were being crushed by a huge influx of business caused by low interest rates, Sammamish was timely. They were always pleasant to work with. Don't send your business to one of the big national advertising lenders - much better to go local with an outfit that does not have to charge more to cover some huge advertising budget and that has been in business long enough to get the process down to a science..
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James Demma
11 months ago
Poor execution on their part. Multiple mistakes on their part were discovered by luck right before my closing date. To their credit, they did work quickly to fix the issues and my closing occurred as scheduled. Were this the end of it, I would not have bothered to write a pessimistic review. At closing, I discovered that they had structured the closing in such a way that I was unable to fully take advantage of the seller's closing cost concession. And now in an issue related to that, I am just now discovering that they completely botched my escrow accounting for closing. Now my monthly payment is increasing $100 per month to account for a reserve shortage, and I have to pay one half of my property taxes, amounting to $1700, out of pocket because they didn't account for it at closing. "But you'd have to pay the taxes and reserve shortage at closing anyway" one might say. That's true, but if they had done it correctly that way in the first place, I would have been able to take full advantage of the seller's closing cost concession, and saved money in the long run. It was basically just one mistake after another with these guys. Be prepared to double check every thing they do, if you choose to go with them. Update 2/25/15 I'm changing my review from two stars to one. They just sent me a tax document in the last week of February. Federal due date according to IRS is Feb 2nd. Now I have to file an amended tax return. Thanks Sammamish. Stay away from these incompetent clowns.
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Jaylin Weir
a year ago
Michael was extremely helpful with all of my preliminary questions before I started actually looking for houses, and I was fairly impressed that he took the time to send me a "snail mail" letter when his e-mail wound up in my spam filter. I found Sammamish via online searches and reviews. I thought the website was helpful and everyone was easy to work with. I liked Michael Shane in particular; he was very knowledgeable and answered all of my questions quickly and effectively. I thought Sammamish Mortgage was a world class organization from top to bottom. They were helpful both in the initial phase of determining financing options and what I could afford, as well as throughout the application process. They have an informative website and helpful staff, and I found Michael Shane to be extremely knowledgeable as well as a very clear and concise communicator. I could not have expected more, and would recommend them to anyone.
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Vj Wkl's profile photo
Vj Wkl
8 months ago
Working with Michael Shane at Sammamish Mortgage was a fantastic experience. Being a woman and of color, at times, I am sometimes (inadvertently.?) talked down to and left with my questions hanging in the air as if unimportant or nagging. How a business question can be misconstrued as unimportant is uncertain. This is why working with Michael at Sammamish has been a breath a fresh air. I asked many questions and when in doubt, I'd ask them in a different fashion in order to ensure that I had a fundamental understanding of the process of which I was engaging, the numbers I was crunching, and the documents I was signing. As a Stay at home Mother, I do all of the personnel scouting, interviewing, hiring and firing of contractors and businesses for the household. My husband simply does not have the time. It truly was a refreshing experience to be seen as a client instead of a "spouse" of the client. There were no "let me talk to your husband", "call me and let me know what your husband says", etc. statements. If anything, Michael was patient and understanding of my time and my husband's time. He understood that if I was unable to answer the phone it was because my hands were tied up. Common sense, right? Sometimes common sense isn't so common. There have been times where business people have asked me, with an expectant edge, why I didn't answer the phone. As a SAHM I am running a household, have been remodeling, and trying to keep children & pets safe. With Michael, there was never any pressure to sign or go with Sammamish. Everything was out in the open, clear and cut & dry from the start. This is they type of business I will recommend to my friends for years to come. Thank you Sammamish Mortgage and of course, thank you Michael Shane for a stellar job.
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Chae Raybern
4 months ago
Working with Michael's team at Sammamish Mortgage was great experience over all! They are great with time-lines and courtesy to help me what plans and goal I have in mined. I'll definitely recommend these guys over any banker.
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Londons Baily
11 months ago
My experience with Sammamish Mortgage was great. I used them to buy my first house and was quite clueless going in, but they were very helpful at explaining everything to me each step of the way and helping me get together all the information I needed and making the best choices. Thanks to their quick turn-around, we were able to close over a week early.
gavyn rotz
a year ago
Sammamish has the best financing rate I could find, and came back because I had a prior good experience when re-financing my home. Sammamish Mortgage assisted me with the purchase of a home. I applied for the loan on-line and received a call from Michael Shane the next business day to talk about my options, and rates. The loan proceeded efficiently and closed exactly as planned. This is my second experience working with Sammamish Mortgage and both times were a pleasure.