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The Ryan Agency
24 followers -
The Ryan Agency is an Independent Insurance Agency that represents YOU.
The Ryan Agency is an Independent Insurance Agency that represents YOU.

24 followers
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New Ryan Agency Clients Save Smart:
Jeremy and Sam O bought a beautiful new home in PA. The Ryan Agency was able to help them make the transition from NY to PA! Stop in or call us at (607) 324-7500 to speak with one of our professionals this week for more details.
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What benefit does an Independent Insurance Agent bring to consumers?
Check out how our owner, Jeff Ryan, answers this question: http://bit.ly/2BiHldJ
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Why are insurance premiums payable in advance?
Insurance premiums are due in advance because they provide coverage immediately upon the effective date - and - continue to provide coverage every minute the policy is in force.


But that doesn’t mean the premium paid in advance is “earned”.


But for few exceptions, one may cancel a policy and receive a pro-rata refund of any premium to the day of unused coverage.


So you pay in advance for the coverage you use every day the policy is in force. But the premium is part yours (unearned) and part the company’s (earned) until it is used.
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New Ryan Agency Clients Save Smart:
Emily M moved from PA to NY, The Ryan Agency was able to help her get a NY policy and a renters policy to cover her personal property in her new apartment, all on the same policy! Stop in or call us at (607) 324-7500 to speak with one of our professionals this week for more details.
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What’s the best agency for getting business insurance for a small business?
The best agency for obtaining business insurance is one that can find the best combination of
:
* Coverage

* Service
* Price for your specific business.

Find an agent who can:

* Shop for the best value from multiple carriers.

* Compare the coverage options from varying outlets.

* Switch carriers if a better program comes along.

* Adjust your insurance program as your business evolves.

* An Independent Insurance Agent is your best opportunity to meet the objectives listed above.
The Ryan Agency is your local Independent Insurance Agency ready to serve your small business.
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Today is officially Small Business Saturday! Remember to support the small and local businesses today. #ShopLocal #ShopHornell
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From Our Family to You and Yours, Happy Thanksgiving!
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