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Rob Spinosa
Works at RPM Mortgage
Attended Wheaton Central High School
Lives in Mill Valley, CA
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Rob Spinosa

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Create infographics and interactive online charts. It's free and super-easy!
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Rob Spinosa

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One of the lesser known qualifying criteria for jumbo loans is asset reserves.  Read about how they work right here on our blog.
In areas like the San Francisco Bay Area, where median home prices tend to hover around the million dollar mark, mortgage loan amounts often exceed the conforming and high balance conforming loan l...
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Rob Spinosa

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All you need to know about carbon monoxide (CO) detectors and your next residential real estate transaction involving a California mortgage.
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Rob Spinosa

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As we cross into 2015, what can you do to improve your chances and ease the process of qualifying for a mortgage in the New Year?  Take a look before the clock strikes midnight.
How Will 2014 Go Down in YOUR Books?When we come to the end of any calendar year, isn't it amazing to look back over the last 12 months and realize just how much has transpired? Sometimes, events that occurred in, say, March, feel like they happened a lifetime ago. Could it really be that it was this year? Yes, time flies.And, of course, the resolution season is upon us. What changes might we affect in 2015 by way of reinvigorated will? A blank p...
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Rob Spinosa

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Still think it takes a 20% down payment to buy a home?  Read about the great alternatives that just may prove to be the right fit for you.
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Heard the hype about Bernanke being unable to refinance?  Let's look at the basics and learn why.
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Rob Spinosa

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Lots of discouraged buyers out there thanks to low inventory and high competition.  Here's a Top 10 list of things you can do while you wait for the perfect home.
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Trying to qualify for a jumbo mortgage and having trouble when it comes to down payment, closing costs and asset reserves?  Inside info you need to know before you owe.
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With rates at 20-month lows, is 2015 the year that you'll buy your first home?
When we come to the end of any calendar year, isn't it amazing to look back over the last 12 months and realize just how much has transpired? And, of course, the resolution season is upon us. A bla...
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Want to host Thanksgiving 2015 in YOUR new home?  Let's talk turkey about down payments.
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Rob Spinosa

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An insider's take on how to get the best mortgage in the current paperwork jungle known as the home loan process.
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I'll be on Best of Investing today at 1pm, so use your #iheartradio and tune in!  We're going to discuss credit rescores and some new mortgage programs for the self-employed, retired and those w/ a lot of equity in their homes (as covered in the #sfchronicle).  Join us!
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Work
Occupation
Marin Mortgage Broker, NMLS: 22343, CaBRE: 01297944
Skills
Mortgage, home loans, purchase, refinance, 80-10-10, financing, real estate.
Employment
  • RPM Mortgage
    Mortgage Loan Originator, 2009 - present
    I provide a mortgage experience that is easy to understand, financially beneficial and ultimately culminates in long working relationships. I have an optimism and passion for my profession that I love to share with others. I believe my clients should receive both great rates and stellar service and I commit to exceeding their expectations when it comes to accountability, responsiveness and results. With more than 15 years in mortgage lending, I have helped an extensive number of satisfied clients realize the dream of responsible home ownership.
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Mill Valley, CA
Previously
Marin County, CA - Sausalito, CA - Larkspur, CA - Corte Madera, CA - Tiburon, CA - Belvedere, CA - Kentfield, CA - Greenbrae, CA - Ross, CA - San Anselmo, CA - Fairfax, CA - San Rafael, CA - Novato, CA
Story
Tagline
California Mortgage Professional / Ironman Triathlete
Introduction
I'm Rob Spinosa and I'm a home loan professional in Marin County, CA, just north of San Francisco.  I work for RPM Mortgage in Mill Valley.  I also compete in Ironman triathlons and apply my commitment and dedication to excellence to every mortgage client with whom I work.  I provide great rates, great service and unparalleled accountability and accessibility.  I can be reached at 877-270-5959 or at rspinosa@rpm-mtg.com.  NMLS: 22343, DRE: 01297944. 

RPM Mortgage, Inc. Equal Housing Opportunity. CA Dept. Of Real Estate - real estate broker license # 01818035. NMLS # 9472

 
Bragging rights
Husband, father, finance professional, 14x Ironman finisher.
Education
  • Wheaton Central High School
    1985 - 1988
Basic Information
Gender
Male
Rob Spinosa's +1's are the things they like, agree with, or want to recommend.
Ferguson Is My Problem Too
www.linkedin.com

Ferguson Is My Problem TooWarning: Reader discretion is advised. This is not meant to be a commentary on race relations. It's not meant to b

RSD - On-Line Shopping
plus.google.com

On-Line Shopping for Roofing and Siding materials.

Lead, Follow or Get Out of the Way: 3 Approaches to Higher Rates
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Lead, Follow or Get Out of the Way: 3 Approaches to Higher Rates Since May 1, 2013, the 3.000% Fannie Mae mortgage-backed security, the prim

Crumble Mumble - CJs Toffee Talk
cjstoffeetalk.com

Shop the best toffee company website and buy handmade toffee gifts online. Toffee Talk offers red walnut, peanut, pecan, and almond toffee.

How to Counter the Recent Rate Rise
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Countering the Recent Rate Rise There's no escaping it. It's all over the news now too. Rates are up over the last month and some of our cli

Bruins Honor Bombing Victim
bleacherreport.com

Boston Bruins fan and Boston Marathon bombing victim Jeff Bauman came out onto the ice on a red carpet before Saturday's Game 2 playoff clas

Why Buyers Should Be Try'ers
activerain.com

Why Buyers Should Be Try'ers Believe me, we see it on the mortgage side --- there's an increasing number of frustrated buyers out there. Tak

Trulia for Agents
market.android.com

Trulia for Agents is the best way to take your business with you while you're on the go. Respond to leads instantly, build your online reput

401 Headlands Avenue, Mill Valley, California
activerain.com

  401 Headlands Avenue, Mill Valley, California  This one-of-a-kind Mill Valley Craftsman has breathtaking views.  Enjoy the Marin lifestyle

Looking Forward and Back with RPM's Chief Strategy Officer
activerain.com

Looking Forward and Back wth RPM's Chief Strategy Officer   This short video below features RPM's Chief Strategy Officer, Barry Habi

Novato, CA Real Estate Market Conditions Update ~ February 2012
activerain.com

As of March 8, 2012 a whopping 58% of available listings in Novato are in escrow. For the month of February 2012 42 homes sold in Novato (26

76 Crescent Avenue, Sausalito, California (Price Reduction)
activerain.com

  76 Crescent Avenue, Sausalito, California  PRICE-REDUCED $145K! Gorgeous SF Bay & Alcatraz views. Flowing floorplan great for entertai

77 Woodside Lane, Mill Valley, California (Price Reduction)
activerain.com

  77 Woodside Lane, Mill Valley, California (Price Reduction) Quintessential Mill Valley MidCentury contemporary features 4BR, 3BA, family r

293 Butterfield Road, San Anselmo, California (Price Reduced)
activerain.com

  293 Butterfield Road, San Anselmo, California      A great family home in San Anselmo! Gorgeous kitchen w/ stainless appliances & gran

How to Buy Foreclosures and Short Sales
activerain.com

How to Buy Foreclosures and Short Sales    The short video below covers what you need to know if you're thinking about buying a property tha

97 Granada Drive, Corte Madera, California
activerain.com

97 Granada Drive, Corte Madera, California     Centrally located 4 bed, 3-bath Cape Cod home with flat yard, views and Tiburon schools! The

12 East Terrace, Tiburon, California (Price Reduced)
activerain.com

12 East Terrace, Tiburon, California    Don't miss this spacious, light-filled & beautifully updated Mid-Century Modern! Features am

Marin Mortgage Credit Certificate
activerain.com

Marin Mortgage Credit Certificate     In the short video below I explain the Marin Mortgage Credit Certificate, which is a program aimed at

FHA to Increase Mortgage Insurance Premiums
activerain.com

FHA to Increase Mortgage Insurance PremiumsYes, we've all seen this movie before. But I didn't want anyone to get away with having too much

These ladies do a great job! I recently started sending out Toffee Talk as a gift to my home financing clients and already the feedback has been tremendous. Plus, Ellin has made the whole order process so easy. If you are in a business where a fun and high-quality gift helps cement your relationships with clients, this is the perfect solution.
Public - a year ago
reviewed a year ago
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