These days, the majority of college students leave school (with or without a degree) with student loans. While you can take steps to reduce your need for student loans, you may not be able to avoid them. And that’s OK, as long as you know what you’re getting into. So whether you’re a student or […]
I currently only have 2 debts; my mortgage and student loan. The student loan has about $2k left but I don't want to use my Savings to finish it off. I'd rather put it in an IRA that I'm researching. Although I don't have much of an income, I feel richer because of no debt.
If you are willing to think outside of the box, there is a really simple way to budget. My wife and I have followed this approach for years, and it helped us climb out of debt and save for retirement. It’s easy, convenient and just three steps.