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RISKPRO Insurance Agency, LLC
Independent Insurance Agency helping professionals with tailored commercial insurance solutions
Independent Insurance Agency helping professionals with tailored commercial insurance solutions
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Attention to detail is our priority. Even if it's just our Halloween pumpkin carving for the office, we like to make sure hard work shines through in the finished product. 
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An explanation with examples for why you might need professional liability / errors & omissions (E&O) insurance for your business.
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ANNOUNCING: RISKPRO is now appointed in TEXAS with MetLife for personal auto and homeowners insurance. We have discounts of up to 12%. If you are interested email us at lauren@riskpro.us or call us at 972-235-3030. You don't need to wait for your renewal to shop around for better rates.

A few features on MetLife Auto policies:

Deductible Savings Benefit: Every claim free year reduces your deductible by $50 up to a total of $250 off your deductible.

Replacement Cost for Total Loss on a new car. Within the first year 1st year or first 15000 miles (whichever comes first), if a car is totaled the car will be replaced at replacement cost.
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The day to day challenges of running a healthcare practice are increasingly complex and costly and with margins growing thinner any interruption in business can be a hard pill to swallow.  Lost income due to an unexpected event that forces a medical practice to close its doors today may be enough to prevent it from reopening tomorrow.

http://riskpro.us/blog/?p=158
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http://riskpro.us/wordpress/?p=944

So what's the difference between general and professional liability insurance?  Well, if someone trips and falls at your office, it's general liability insurance that helps protect your business.  But what if custom programming services provided to a client caused that client to suffer financial damages? General Liability insurance doesn't cover that.  Or what if you lose or corrupt a customer's data?  General liability insurance won't cover that either....
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The headlines are full of stories of how bad storms force small business to close. Fact is, 40% of those businesses will never reopen.


http://riskpro.us/blog/?p=178
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Inadvertently representing to an insurer that "all" or "100%" of your data is encrypted and/or protected by firewalls could potentially leave you without insurance coverage after a data breach.
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If you ever find yourself inspecting the house from Paranormal Activity, it’s important to make notes in your inspection report that address certain irregularities to limit your risk of liability. Here are some tips to help reduce your exposure to risk.
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