It is a classic, especially liberal, bureaucratic, governmental reaction but not necessary.
Simplification is a plus here. If we simply teach and enforce the principle that if you do something to cause injury, loss or harm to another then you need to make amends to that person. Period.
If their actions amplified the harm or loss than that can be a mitigating factor in the damages, adjusting proportionally.
Further if your harm was caused intentionally then damages may be higher (treble) due to your harmful intent.
If everyone memorized that and acted accordingly then all would be better off.
The knee jerk reaction to further regulate is not only not necessary but simply add bureaucracy, costs and inefficiencies to our societal systems.