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Richard Woodward
Works at Interlinc Mortgage Services
Attended Western Kentucky University
Lives in Dallas, TX
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Richard Woodward

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Just Listed move in ready home by Amelia Chappel with Nu Home Source Realty. Hurry this will not last #homeforsale   #Wylie   #Justlisted  
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Richard Woodward

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Learn the truth about your Texas homes value.  Sell for top dollar.  http://totalmarketoverview.com/index.asp?ID=17819
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*Download my FREE Ebook:  Things To Consider When Buying A Home. *      4 REASONS TO BUY YOUR TEXAS HOME NOW!

Here are four great reasons to consider buying a Texas home today instead of waiting.

1. Prices Will Continue to Rise

The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to be between 11.8% (most pessimistic) and 26.7% (most optimistic).  Dallas Texas has seen the fastest rate of home appreciation in recorded history.

 

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

 

2. Mortgage Interest Rates Are Projected to Increase

Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have started to inch up, most experts predict that they will begin to rise even more over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac & the National Association of Realtors are in unison projecting that rates will be up approximately three quarters of a percentage point over the next 12 months.

An increase in rates will impact YOUR monthly mortgage payment. Your housing expense will be more a year from now if a mortgage is necessary to purchase your next home.


3. Either Way You are Paying a Mortgage

As a recent paper from the Joint Center for Housing Studies at Harvard University explains:

 

“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”

 

4. It’s Time to Move On with Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

 

But, what if they weren’t? Would you wait?

 

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe it is time to buy.

 

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.

Download my FREE Ebook:  Things To Consider When Buying A Home.

Find out:  
Buying a Home? Consider cost not just price
Home Prices over the last year
Where are prices headed over the next 5 years
Where are mortgage interest rates headed
Harvard: 5 financial reasons to buy a Home 
#homesforsale   #dallas   #realestate   #buyingahome  +Dallas Mortgage Pros 
Real Estate blog providing helpful mortgage and real estate information to buyers and borrowers with respect to purchase mortgage loans, refinancing loans, loan program, down payment assistance and credit information.
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Looking to buy a Texas home this summer? As a leading Dallas Texas direct mortgage lender, I would love to help. See our full list of mortgage programs. www.mortgageprosus.com/MortgagesPrograms
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Richard Woodward

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Texas First Time Homebuyer Program will help you buy a home. This program allows qualified Texans access to competitive interest rate home loans and down payment and closing cost assistance. Homebuyers who have not owned a home within the past three years, who meet program income guidelines and who do not exceed the program's purchase price limits are eligible to apply for a loan under the program.  First time home buyer programs can help you begin the process of building wealth.  Below is just one of several The Richard Woodward Mortgage Team of Interlinc is proud to offer.   Read more now:
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You are right Mike. One of the best ways to build personal financial security too.  Thank you for your business Mike.  :)
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My Team at +Dallas Mortgage Pros and I love First Time Home Buyers. We have great tools and educational materials on my website.  www.MortgageProsUs.com 
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Richard Woodward

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We do FHA loans down to 580.
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If you are going through a divorce, separated, or considering a divorce and you own a home together with a mortgage then there will be issues that need to be addressed.  The vast majority of loan officers are ill prepared to help effectively and if they are not a Texas lender.

A professional divorce team has a range of team players including the attorney, financial planner, accountant, appraiser, mediator and yes, a divorce lending professional.  Every Team member has a significant role ensuring the divorcing client is set to succeed post decree. A Certified Divorce lending Professional brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS tax rules and mortgage financing strategies as they all relate to real estate and divorce.

Richard Woodward is a Certified Divorce Lending professional and a Texas mortgage lender that specializes in helping home owners settle those mortgage issues. His goal is to help you with the task of satisfying the divorce decree as well as providing you with what you need and want.


Divorce and Mortgages: What You Need to Know-  Read More

Richard Woodward
Team Manager, NMLS ID 217454         
Office: (214) 945-1066      
Interlinc Mortgage Services, NMLS ID 205696   
17000 Dallas Parkway Suite 103 Dallas, TX 75248
Closing On Time And As Agreed!    
Download my Free Mobile Mortgage App- Rates, Calculate payments on the go and much more.
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Open House Saturday June 27th 2PM to 4PM and Sunday June 28th 2PM to 4PM - Just Listed by Terry Spear ​ of Nu Home Source Realty LLC​   #justlisted    #homeforsale    #mckinney  

Richard Woodward
Team Manager, NMLS ID 217454         
Office: (214) 945-1066       
Interlinc Mortgage Services, NMLS ID 205696   
17000 Dallas Parkway Suite 103 Dallas, TX 75248
Closing On Time And As Agreed!    
Download my Free Mobile Mortgage App- Rates, Calculate payments on the go and much more.
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Richard Woodward

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New Construction in Frisco Texas with New Home Buyer Incentives
 
Frisco Texas New Home Construction available homes

I am happy to announce that The Richard Woodward Team of Interlinc Mortgage is now a preferred lender for Impression Homes at Belmont Woods, Frisco, TX.

Contract to purchase a new construction home in Frisco today and we can have you moved in by late July.   When The Richard Woodward Mortgage Team provides you a mortgage you will receive closing cost incentives and a special design center bonus worth thousands of dollars. Call for details. Mention offer Code rwoodward THIS IS A LIMITED TIME OFFER

Get pre-approved with me to receive these incentives. (214) 945-1066  Pre-Approved Home Buyers will receive Preferred Buyer Status and gain access to our rewards program and concierge moving services.

Call Impression Home community manager Naima Sumner for a private showing or visit our beautiful model home with your Realtors to preview your new home.
Floor Plans Available
Choose from a list of the floor plans we have available at our Belmont Woods Community in Frisco.


*Floor plans, Elevations, Options and Pricing will vary from Community to Community and may not reflect current changes. Dimensions shown are approximate. Please consult our sales staff for details.

+Richard Woodward 
Team Manager, NMLS ID 217454         
Office: (214) 945-1066      Cell: (972) 814-3587 

Interlinc Mortgage Services, NMLS ID 205696  

17000 Dallas Parkway Suite 103 Dallas, TX 75248

Closing On Time And As Agreed!   


http://www.mortgageprosus.com/Frisco+Texas+New+Home+Construction+available+homes 
Real Estate blog providing helpful mortgage and real estate information to buyers and borrowers with respect to purchase mortgage loans, refinancing loans, loan program, down payment assistance and credit information.
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Just Listed by Terry Spear of Nu Home Source Realty LLC Like new for less. Hurry will not last. Call Terry Today for your private showing.
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Another Happy Customer and 5 Star Review http://www.mortgageprosus.com/5starreviews   #5starreview   #mortgagenews  
 
Another 5 Star Review.  The +Richard Woodward Mortgage Team is proud to provide the best mortgage and service possible.  Thank you Natasha for your kind words.    Read more review here.  http://www.mortgageprosus.com/5starreviews 
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Education
  • Western Kentucky University
Basic Information
Gender
Male
Story
Tagline
Experienced and Customer Centered Dallas Texas Mortgage Lender offering exceptional service with great rates.
Introduction

Richard is an experienced, Customer Centered, and cutting-edge Dallas Texas mortgage lender providing innovative mortgage solutions to clients.  Richard has been named a Top Dallas Texas mortgage lender by D Magazine and Texas Monthly Magazine

Richard helps people buy their dream home through affordable and innovative financing programs.

Interlinc Mortgage was founded under the mission to provide a full range of mortgage financing services to our clients and the real estate community through the execution of excellent customer service via a highly knowledgeable staff and professional business environment.

Richard's team takes great pride in its ability to find the perfect "fit" for each client. At Interlinc Mortgage, clients, builders and real estate professionals are treated with the utmost respect and given individual attention while meeting their unique needs.

At Interlinc Mortgage, clients are never lost in the crowd. Out intimate group of senior loan professionals stresses the value of customer service and follow-through on every loan or refinance arrangement.

Faster Loan Process. No Surprises.
Interlinc Mortgage is a mortgage bank – more than just a broker and better than just your bank. We are able to ensure an accurate and faster closing process because each step occurs in-house – processing, underwriting, closing, funding, and shipping. And, because we control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Banking
We don’t simply offer some of the most competitive rates in the mortgage industry, Interlinc Mortgage empowers borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan:

  • Electronic signatures 
  • Digital documents
  • Online application process
  • Secure online loan status (24/7) 


Relationship Lending
At Interlinc Mortgage, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, a high percentage of our business comes from customer referrals.  While we use the power of technology and the Internet to benefit clients like you, we are not a faceless web-based company. Each transaction has a dedicated mortgage banker assigned that will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert. 

Let’s Get Started
To put our experience, personal service and leading technology to work for you apply online now or call (888) 419-0706 today.

Bragging rights
Presidents Club Top Producer, D Magazine Top Lender Award, Texas Monthly Magazine 5-Star Top Lender Award
Work
Occupation
Mortgage Lending
Skills
Mortgage Lending, Superior Customer Service, 203K Renovation Lending, FHA Mortgages, VA Mortgages, Conventional Mortgages, Jumbo Mortgages, Reverse Mortgages
Employment
  • Interlinc Mortgage Services
    Branch Manager, 2013 - present
    Branch Manager and top loan officers of The Richard Woodward Team
  • Envoy Mortgage
    Branch Manager, 2007 - 2013
  • World Savings
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Dallas, TX
Richard Woodward's +1's are the things they like, agree with, or want to recommend.
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I have worked with Perma-Pier for about a year now. They are a company of high integrity and I would highly recommend them.
Public - 5 months ago
reviewed 5 months ago
I have worked with the Spurlock Team for many years. I have to say that they are the most honest and caring Realtor that I know. If you need a Realtor to represent you, you should call them!
Public - 7 months ago
reviewed 7 months ago
This is a horrible company with no concern for their customers. I have used them for almost five years and now have been trapped into another 2 years. Never use this company. Thank you for using the Better Business Bureau's Online Complaint System. Your complaint has been assigned case # 91264306. Filed on : August 22 2013 Filed by : Richard Woodward 17440 Dallas Parkway Suite 118 Dallas TX 75287 Filed against : Logix Communications 15301 Spectrum Dr Ste 330 Addison TX 75001-6462 Complaint Description: Logix extended my 5 year contract without full disclosure when I requested an upgrade to my service. I feel cheated and mislead. In November 2008 I signed a service agreement for them thriving business. At that time I needed many more phone lines. I reluctantly signed a five-year agreement. I no longer need all of the phone lines but when I requested some of them be removed so I could lower my bill, the request was refused. In July 2012 I needed to upgrade my Internet service so I requested a quote with a clear indication that I did not want to extend my contract. I was assured by very service person that by adding the extra Internet capacity and the additional $120 per month that I would not be extending my original contract date five years. On August 21, 2013 I called to discuss the cost to in my contract and to confirm the expiration date on what I thought would be September 30 first 2013. I was informed that the service work order that I signed had in fact extended my contract for two years and if I cancel now I would owe in early cancellation fee of $16,000. This contract extension was not fully disclosed to me and was in fact completely opposite of what the service person told me when I signed the service order. I find this type of business reprehensible and I would never lie to existing customer. I want my contract canceled at the end of the original five-year term and not extended. Your Desired Resolution: I want my contract to remain the same and to expire at the end of the original five-year term which would be September 30 2013.
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Public - a year ago
reviewed a year ago
4 reviews
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I worked as the buyers lender on one of the listing that Jacque had. She was always so friendly and helpful. It is great to work with someone so professional.
Public - 11 months ago
reviewed 11 months ago