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Richard Woodward
Works at Interlinc Mortgage Services
Attended Western Kentucky University
Lives in Dallas, TX
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Workshop & Networking
For Realtors, Inspectors, And Small Businesses
Class Location: Chicago Title 18111 Preston Rd #170, Dallas, TX 75252
When: August 3rd 11:30-1:00 PM ——Lunch Provided
Call or email kgoldsberry@lincloan.com to reserve your seat: (214) 945-1066
Here's a quick look at what's in the presentation
The Value of Video. Communicate with much more animation and personality than text
Ideas for Effective Videos. Create video tour of homes, neighborhoods, retail shops, workshops etc. Establish trusted local expert status.
10 Tips for Video Excellence. Email, testimonials, single property websites, posting on YouTube etc.
YouTube in a Google World setting up and using your account.
Mechanics of posting videos. How to record, edit and upload your videos using today's tools and techniques.
Video acting class. Learn to make the impactful impression. Be inviting engaging and overcoming camera shyness.

http://www.mortgageprosus.com/BlogMortgageUpdate
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Richard Woodward

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Cal today for your Reverse Mortgage Analysis.
 
www.mortgageprosus.com/ReverseMortgages What is a Reverse Mortgage?
If you are 62 years or older and have significant equity in your home, you may be eligible for a Home Equity Conversion Mortgage (HECM) loan, commonly known as a Reverse Mortgage.


A HECM loan is insured by FHA and allows seniors to access a portion of the equity to be used however they choose, from paying off medical bills to supplementing their monthly income.

A HECM can also be used to purchase new home. Loan-to-value percentages are the same as for regular HECMs. The borrower can use the HECM to pay for part of the purchase, and then would have to bring a down payment equal to the remaining cost of the home.
The loan generally does not have to be repaid until the last surviving homeowner permanently moves out of the home or passes away. At that point, you or your estate must repay all the loan advances you received (including any used to finance loan costs or to pay off prior debt), plus all the interest. The remaining equity belongs to you or your estate.

In addition to being at least 62 years old, some key requirements include:
Owning the property outright, or at least having paid off a considerable amount of your mortgage
Occupying the home as your primary residence
Not being delinquent on any federal debt
Attending a session with a HUD-approved HECM counselor
With a reverse mortgage, you remain the owner of your home. So you are still responsible for paying your property taxes, homeowner insurance and for making property repairs.

Contact us for a no–cost or obligation consultation. We would be happy to discuss the Reverse Mortgage program with you and assist you with determining if it is the appropriate solution for your personal situation. You can contact Richard Woodward at (214) 945.1066 or

Feel free to use our Reverse Mortgage calculator one my website.

Richard Woodward, NMLS 217454
Office: (214) 945-1066
Interlinc Mortgage Services, LLC., NMLS 205696
7711 San Jacinto Place, Ste 100 Plano, Texas 75024
Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. InterLinc is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.
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Review By: Jason
I have been through the home buying process 3 previous times, but this was by far the easiest buys I have ever went through. From the start, Richard Woodward walked me through the process and kept me informed on what was going on. Jan is by far one of the most pleasant people to work with, especially during the stressful experience of purchasing a home. I will recommend Richard and his team to anyone I know that is looking to buy a new home. Great job Richard, Jan and team!! You are the best!!!! http://localreviewdirectory.com/mortgage-companies/tx/dallas/the-richard-woodward-mortgage-team-at-interlinc/rid/MTEzMDA2NDMyOTg=

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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How To Get Qualified For A Texas Home Mortgage
Hi and thank you for taking a moment to view this video. If you’re watching this you’re probably in the process of looking to buy a home. You may have heard that the process can be a little frustrating and challenging. It’s hard to get an offer accepted sometimes and you may be concerned that you can’t get approved. You may have questions like how much of a down payment will I need, do I have to have perfect credit, what kind of an interest rate can I get or how much can I afford.



The process does not have to be challenging or frustrating. With that in mind it’s very important to work with a reputable mortgage lender. We want to make sure the process is smooth and stress-free. Getting a mortgage is not as easy as filling out an application and then going to closing but an experienced loan officer can guide you through the process.



My name is Richard Woodward of InterLinc Mortgage Services. With over 17 years of experience and hundreds of happy homeowners under my belt I can assure you the best home buying experience possible. My team and I are here to deliver concierge service.

From the initial application to closing we are just a phone call away. I encourage you to come into the office and meet with me so that we can talk about your needs. I deliver a complete consultation that looks at your financial status, I can provide to several options and you select the best mortgage program for you. Just selecting the lowest interest rate you can find online often times proves disastrous to your buying experience.

From first-time homebuyers to luxury home buyers, we provide written Conditional Pre-Qualification Letters once we determine you are eligible. Then, when you are ready to make offers, I can call the listing agent to provide them the confidence they will need that you are prequalified to buy your new dream home.

InterLinc mortgage is a Texas based mortgage lender. We are local and have local resources which makes the buying process easier for you. My processing team, underwriting team, and closers are in-house.

Let’s talk today. We can start the process online, over the phone, or face-to-face in my office, the choice is yours.

Richard Woodward, NMLS 217454

Office: (214) 945-1066

Interlinc Mortgage, NMLS 205696

7711 San Jacinto Place, Ste 100 Plano, Texas 75024

Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. InterLinc is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.
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We will help buyers and borrowers decide when to lock in mortgage rates. Our mortgage experts can help ease the stress of deciding when to lock in the lowest rate.
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Richard Woodward

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Interesting information about down waiting to save up for a down payment.
 
Are you looking to buy a Dallas area home? When prices are rising, why not let the market help you?

It's great to save up for a large down payment of 20% or more. Yet, when prices are on the rise, saving quickly enough to keep pace can be extremely difficult. In times such as these why not let the market build equity for you instead. Read the entire blog post by click on the link.

+Richard Woodward  NMLS 217454
Office: (214) 945-1066
Interlinc Mortgage Services, LLC., NMLS 205696
7711 San Jacinto Place, Ste 100 Plano, Texas 75024
Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. InterLinc is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.
Real Estate blog providing helpful mortgage and real estate information to buyers and borrowers with respect to purchase mortgage loans, refinancing loans, loan program, down payment assistance and credit information.
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Review By: Dan
Richard and his staff are extremely professional and efficient. They are always available to answer any questions or concerns that you may have. They provide updates on the entire process, and explain reasons for any delays that may occur. In addition they take the time to provide extra services that are needed to in order to get ready for closing. They are very personable and always treat the customer as their most important priority. I highly recommend Richard and his staff. http://localreviewdirectory.com/mortgage-companies/tx/dallas/the-richard-woodward-mortgage-team-at-interlinc/rid/MTEwNzMzODMxMDQ=

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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Review By: Trecia Dyer
I've always thought buying a house was a difficult process but the staff at Dallas Mortgage Pros made it so easy and effortless for me to purchase my home. They were great to work with, very patient, professional and full of knowledge. Even after the process was over they still send monthly news letters to keep me updated on what's going on with the housing market. If I have to do it all over again I would choose Dallas Mortgage Pros.

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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Richard Woodward

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http://www.mortgageprosus.com/FHALOANS What is an FHA Loan?

An FHA insured loan (Federal Housing Administration) is a loan backed by the U.S. Department of Housing and Urban Development (HUD). Not only are FHA home loans are a viable option for many Texas first time home buyers, they are even great loans for step up buyers. Although FHA loans are government-backed, they are not grant or down payment assistance. Lenders make these loans to home buyers and follow HUD guidelines.

FHA home LoansHowever, FHA insures the loan for the lender for offering the loan with such a low down payment. The insurance is provided only to individuals, and approved by HUD through a fixed set of regulations and guidelines. Interlinc Mortgage is FHA approved by HUD to offer first time home buyers in Texas their first home loan. Step up buyers are welcome too.

At Interlinc Mortgage, we understand that purchasing your first home in Texas can be a scary process. However, a FHA first time home buyer loan makes home ownership more accessible. As a first time home buyer in Texas, Interlinc Mortgage can help you obtain a new mortgage for as little as 3.5 percent down as long as you meet the minimum credit score requirement of 580 or higher.

Below we’ve addressed some common concerns among first-time home buyers.

What are the requirements? visit our website to learn more +Interlinc Mortgage Services, LLC 
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Education
  • Western Kentucky University
Basic Information
Gender
Male
Story
Tagline
Experienced and Customer Centered Dallas Texas Mortgage Lender offering exceptional service with great rates.
Introduction

Richard is an experienced, Customer Centered, and cutting-edge Dallas Texas mortgage lender providing innovative mortgage solutions to clients.  Richard has been named a Top Dallas Texas mortgage lender by D Magazine and Texas Monthly Magazine

Richard helps people buy their dream home through affordable and innovative financing programs.

Interlinc Mortgage was founded under the mission to provide a full range of mortgage financing services to our clients and the real estate community through the execution of excellent customer service via a highly knowledgeable staff and professional business environment.

Richard's team takes great pride in its ability to find the perfect "fit" for each client. At Interlinc Mortgage, clients, builders and real estate professionals are treated with the utmost respect and given individual attention while meeting their unique needs.

At Interlinc Mortgage, clients are never lost in the crowd. Out intimate group of senior loan professionals stresses the value of customer service and follow-through on every loan or refinance arrangement.

Faster Loan Process. No Surprises.
Interlinc Mortgage is a mortgage bank – more than just a broker and better than just your bank. We are able to ensure an accurate and faster closing process because each step occurs in-house – processing, underwriting, closing, funding, and shipping. And, because we control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Banking
We don’t simply offer some of the most competitive rates in the mortgage industry, Interlinc Mortgage empowers borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan:

  • Electronic signatures 
  • Digital documents
  • Online application process
  • Secure online loan status (24/7) 


Relationship Lending
At Interlinc Mortgage, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, a high percentage of our business comes from customer referrals.  While we use the power of technology and the Internet to benefit clients like you, we are not a faceless web-based company. Each transaction has a dedicated mortgage banker assigned that will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert. 

Let’s Get Started
To put our experience, personal service and leading technology to work for you apply online now or call (888) 419-0706 today.

Bragging rights
Presidents Club Top Producer, D Magazine Top Lender Award, Texas Monthly Magazine 5-Star Top Lender Award
Work
Occupation
Mortgage Lending
Skills
Mortgage Lending, Superior Customer Service, 203K Renovation Lending, FHA Mortgages, VA Mortgages, Conventional Mortgages, Jumbo Mortgages, Reverse Mortgages
Employment
  • Interlinc Mortgage Services
    Branch Manager, 2013 - present
    Branch Manager and top loan officers of The Richard Woodward Team
  • Envoy Mortgage
    Branch Manager, 2007 - 2013
  • World Savings
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Dallas, TX
Richard Woodward's +1's are the things they like, agree with, or want to recommend.
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Dr. McGinnis is just incredible. He genuinely cares about his patients and treats them with great respect and dignity. I had my first colonoscopy with Dr. McGinnis and it was a breeze. Everything about his operation is great. Fortunately I won't have to be back for five years.
Public - 6 months ago
reviewed 6 months ago
I have worked with Perma-Pier for about a year now. They are a company of high integrity and I would highly recommend them.
Public - a year ago
reviewed a year ago
I worked as the buyers lender on one of the listing that Jacque had. She was always so friendly and helpful. It is great to work with someone so professional.
Public - 2 years ago
reviewed 2 years ago
5 reviews
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I have worked with the Spurlock Team for many years. I have to say that they are the most honest and caring Realtor that I know. If you need a Realtor to represent you, you should call them!
Public - a year ago
reviewed a year ago
This is a horrible company with no concern for their customers. I have used them for almost five years and now have been trapped into another 2 years. Never use this company. Thank you for using the Better Business Bureau's Online Complaint System. Your complaint has been assigned case # 91264306. Filed on : August 22 2013 Filed by : Richard Woodward 17440 Dallas Parkway Suite 118 Dallas TX 75287 Filed against : Logix Communications 15301 Spectrum Dr Ste 330 Addison TX 75001-6462 Complaint Description: Logix extended my 5 year contract without full disclosure when I requested an upgrade to my service. I feel cheated and mislead. In November 2008 I signed a service agreement for them thriving business. At that time I needed many more phone lines. I reluctantly signed a five-year agreement. I no longer need all of the phone lines but when I requested some of them be removed so I could lower my bill, the request was refused. In July 2012 I needed to upgrade my Internet service so I requested a quote with a clear indication that I did not want to extend my contract. I was assured by very service person that by adding the extra Internet capacity and the additional $120 per month that I would not be extending my original contract date five years. On August 21, 2013 I called to discuss the cost to in my contract and to confirm the expiration date on what I thought would be September 30 first 2013. I was informed that the service work order that I signed had in fact extended my contract for two years and if I cancel now I would owe in early cancellation fee of $16,000. This contract extension was not fully disclosed to me and was in fact completely opposite of what the service person told me when I signed the service order. I find this type of business reprehensible and I would never lie to existing customer. I want my contract canceled at the end of the original five-year term and not extended. Your Desired Resolution: I want my contract to remain the same and to expire at the end of the original five-year term which would be September 30 2013.
• • •
Public - 2 years ago
reviewed 2 years ago