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Richard Woodward
Works at Interlinc Mortgage Services
Attended Western Kentucky University
Lives in Dallas, TX
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Richard Woodward

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If you know of anyone buying, Selling, or Refinancing I can help. Call today. See why hundreds of home owners selected my team to help them create wealth with real estate.

Richard Woodward, NMLS 217454
Office: (214) 945-1066
Interlinc Mortgage, NMLS 205696
7711 San Jacinto Place, Ste 100 Plano, Texas 75024
In their current edition of the Home Price Expectation Survey released last week, Pulsenomics asked this question of the 100+ economists, real estate experts and investment & market strategists they surveyed:
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Richard Woodward

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How to get your offer accepted the competitive real estate market. www.mortgageprosus.com/AreYouPre-Approved Dallas Texas is experiencing a shortage of available housing. I wanted to share with you some secrets that my team uses that will help our preapproved home buyers beat out other.

First of all, buyers must be fully approved. Getting approved for a mortgage is really easy with The Richard Woodward Mortgage Team. We work with home buyers before they start their home search. We complete a full application and review all the necessary documentation required for full loan approval. Once that is done we can issue an ironclad preapproval letter. Because we are a highly respected local lender, Realtors respond well to our preapproval letters.

Secondly when the purchase offer is written pay special attention to the third-party financing addendum page 2, 6B1. Buyer approval. Because our preapproved buyer has provided all the necessary documentation we will only need 10 days or less whereas the majority of the competition is using 21 days as a standard practice.

Lastly, because I know a huge number of Realtors in the Dallas market place personally, it is easy for me to pick up the phone and call the listing agent and assure them that you will close on time as agreed with no problems. In fact, I will call the agent weekly after that to give them a status update.

I also have other little secrets that we can put to use to help our preapproved buyers win the contract. Call us today and let us take care of you.

Richard Woodward
Team Manager, NMLS ID 217454
Office: (214) 945-1066
Interlinc Mortgage Services, NMLS ID 205696
17000 Dallas Parkway Suite 103 Dallas, TX 75248
Closing On Time And As Agreed!

Are you pre-qualified or pre-approved for a purchase loan?
Most people don't know the difference between a Pre-qualification and a Pre-Approval. As a top Dallas Texas mortgage lender, we feel you should know the difference. It could mean the difference between winning that competitive bid or being beat out by a buyer that was wise enough to complete the most important step - full Pre-Approval. Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford. This will put you in a better position as a buyer. That’s when it is important to understand the distinction between being pre-qualified for a home loan and pre-approved for a home loan. The difference between the two terms will be crucial when you decide to make an offer on a house.

To get pre-qualified for a home loan, lenders will collect information about your debt, income, and assets. They will look at your credit profile and assess goals for a down payment and get an idea of different loan programs that would work for you. They will issue you a pre-qualification letter indicating the amount you are pre-qualified to borrow based upon unverified information.
It is important to understand that a pre-qualification letter is just an estimate of what you are eligible to borrow, not a commitment to lend. The real estate market is currently so active that great homes sell quickly. Many seller will not even entertain your offer without a full approval.

Getting pre-approved for a home loan gives you competitive advantage when the time comes to bid on a home because you have been approved for a home loan for a specified amount.

To get pre-approved, you will complete a mortgage application and provide the lender with various documents verifying your employment, assets and financial status such as pay stubs, W-2 and complete tax return forms, bank statements and retirement accounts. The lender will review your mortgage options and submit your application to the underwriter for review. Once the application and underwriting process is complete you will receive a pre-approval letter indicating the amount your lender is willing to lend you for your home.
A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home you wish to purchase and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly. You are not bond to this offer and it does not mean you have to purchase any particular home.

The Richard Woodward Team does offer a free pre-approval with complete verification of your documentation. This gives you peace of mind knowing that you will have no surprises at the end of your purchase transaction. I will provide you with a step by step process chart and keep in informed at every step with our "In Process" status updates.
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Richard Woodward

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Read more about Divorce and Your Mortgage Here. http://www.mortgageprosus.com/divorceandyourmortgage
Real Estate blog providing helpful mortgage and real estate information to buyers and borrowers with respect to purchase mortgage loans, refinancing loans, loan program, down payment assistance and credit information.
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The Richard Woodward Mortgage Team of Interlinc Mortgage Reviews
At Interlinc Mortgage, we believe we have the best jobs in the world.  Richard has been a top mortgage lender in Dallas Texas for over 16 years.  His team of talented and caring mortgage professionals help you afford the home of your dreams.  The process of financing a Dallas Texas home can be complicated, and maybe even a bit scary.  Richard Woodward's team at Interlinc Mortgage can help you navigate these waters and find the right home loan for you.  As a direct Dallas mortgage banker Richard's team has the connections and resources to provide you the best possible home buying experience. 
This page is dedicated to all of our clients.  After receiving so many warm sentiments and accolades, we decided to post them all here.  We’ll share their words with the whole country, so everyone can know how easy the loan process through Interlinc Mortgage can be.
We understand how big of a decision your home loan is, and Richard Woodward's team at Interlinc Mortgage has the expertise, caring and dedicated support needed  to help you.  Together with our  Home Buyers Privileges Program and Preferred Buyer Program, you can rest assured we have your back.

Start Your Own Best Home Buying Experience Today
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Richard Woodward

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Richard Woodward

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Credit scores are more important today than they have ever been. Borrowers with less than 740 credit scores will pay higher rates than those with lower scores for a conventional mortgage.
Interlinc Mortgage wants customers to have the best possible rate. Because of this, I am providing this valuable information on how to increase credit scores and lower credit costs for good.  Credit repair or credit restoration is vital to fulfilling financial goals if past issues have caused a lowering of one’s credit scores.
Did you know that one late payment can drop your score by 80 or more points? Has this happened to you?  If your credit score is suffering in today’s economy, we can help.
If you are frustrated with your score and the many claims to help you, I am glad you found us.
The fact is that you must do something
Credit scores are more important today than they have ever been. Borrowers with less than 740 credit scores will pay higher rates than those with lower scores for a conventional mortgage. Interlinc Mortgage wants our borrowers to have the best possible rate. Because of this, I would like to send you some valuable information on how to increase your credit scores and lower your credit costs for good. Credit repair or credit restoration is vita...
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Richard Woodward

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Here are four great reasons to consider buying a home today instead of waiting.
Real Estate blog providing helpful mortgage and real estate information to buyers and borrowers with respect to purchase mortgage loans, refinancing loans, loan program, down payment assistance and credit information.
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Richard Woodward

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I'm so glad our customers love us because my team strive to deliver the best possible home buying experience.
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The Richard Woodward Mortgage Team of Interlinc Mortgage Reviews
At Interlinc Mortgage, we believe we have the best jobs in the world.  Richard has been a top mortgage lender in Dallas Texas for over 16 years.  His team of talented and caring mortgage professionals help you afford the home of your dreams.  The process of financing a Dallas Texas home can be complicated, and maybe even a bit scary.  Richard Woodward's team at Interlinc Mortgage can help you navigate these waters and find the right home loan for you.  As a direct Dallas mortgage banker Richard's team has the connections and resources to provide you the best possible home buying experience. 
This page is dedicated to all of our clients.  After receiving so many warm sentiments and accolades, we decided to post them all here.  We’ll share their words with the whole country, so everyone can know how easy the loan process through Interlinc Mortgage can be.
We understand how big of a decision your home loan is, and Richard Woodward's team at Interlinc Mortgage has the expertise, caring and dedicated support needed  to help you.  Together with our  Home Buyers Privileges Program and Preferred Buyer Program, you can rest assured we have your back.

Start Your Own Best Home Buying Experience Today
1
Add a comment...
 
The Richard Woodward Mortgage Team of Interlinc Mortgage Reviews
At Interlinc Mortgage, we believe we have the best jobs in the world.  Richard has been a top mortgage lender in Dallas Texas for over 16 years.  His team of talented and caring mortgage professionals help you afford the home of your dreams.  The process of financing a Dallas Texas home can be complicated, and maybe even a bit scary.  Richard Woodward's team at Interlinc Mortgage can help you navigate these waters and find the right home loan for you.  As a direct Dallas mortgage banker Richard's team has the connections and resources to provide you the best possible home buying experience. 
This page is dedicated to all of our clients.  After receiving so many warm sentiments and accolades, we decided to post them all here.  We’ll share their words with the whole country, so everyone can know how easy the loan process through Interlinc Mortgage can be.
We understand how big of a decision your home loan is, and Richard Woodward's team at Interlinc Mortgage has the expertise, caring and dedicated support needed  to help you.  Together with our  Home Buyers Privileges Program and Preferred Buyer Program, you can rest assured we have your back.

Start Your Own Best Home Buying Experience Today
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Richard Woodward

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Open House Sunday 2-5 PM. 5353 Spanish Oaks, Frisco Texas 75034 
New price $1,799,900 with 9,084 square feet.
Captivating custom on rare 1.1 acre private creek lot with back yard oasis in Starwood! Perfect for the most active family! Cathedral ceilings & beams, scraped wood floors, extensive crown molding, plantation shutters. Kitchen with commercial grade appliances, sub-zero refrigerator & exotic granite! Media rm & game rm w lge balcony, 2 study's, master bedroom with a gorgeous work out room. Pool house with great room & kitchen. Pool, spa, outdoor Fireplace, cabana gardens, 3 car garage & Porte-Cochere. Visit the website for more details or call today to schedule your private showing.
Michelle Campbell Crs, Asr, Clhms, Sfr
Keller Williams Realty, Inc. 3600 Preston Rd #100, Plano, TX 75093
Phone:(972) 365-0916
http://www.mlsfinder.com/tx_ntreis/michellecampbell/index.cfm?action=listing_detail&property_id=13332435&searchkey=545ce1f5-04c1-5f3b-5f65-95c233b51bf9   #‎Friscohomeforsale‬ ‪#‎Starwood‬ ‪#‎openhouse‬  +Michelle Campbell 
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Education
  • Western Kentucky University
Basic Information
Gender
Male
Story
Tagline
Experienced and Customer Centered Dallas Texas Mortgage Lender offering exceptional service with great rates.
Introduction

Richard is an experienced, Customer Centered, and cutting-edge Dallas Texas mortgage lender providing innovative mortgage solutions to clients.  Richard has been named a Top Dallas Texas mortgage lender by D Magazine and Texas Monthly Magazine

Richard helps people buy their dream home through affordable and innovative financing programs.

Interlinc Mortgage was founded under the mission to provide a full range of mortgage financing services to our clients and the real estate community through the execution of excellent customer service via a highly knowledgeable staff and professional business environment.

Richard's team takes great pride in its ability to find the perfect "fit" for each client. At Interlinc Mortgage, clients, builders and real estate professionals are treated with the utmost respect and given individual attention while meeting their unique needs.

At Interlinc Mortgage, clients are never lost in the crowd. Out intimate group of senior loan professionals stresses the value of customer service and follow-through on every loan or refinance arrangement.

Faster Loan Process. No Surprises.
Interlinc Mortgage is a mortgage bank – more than just a broker and better than just your bank. We are able to ensure an accurate and faster closing process because each step occurs in-house – processing, underwriting, closing, funding, and shipping. And, because we control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Banking
We don’t simply offer some of the most competitive rates in the mortgage industry, Interlinc Mortgage empowers borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan:

  • Electronic signatures 
  • Digital documents
  • Online application process
  • Secure online loan status (24/7) 


Relationship Lending
At Interlinc Mortgage, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, a high percentage of our business comes from customer referrals.  While we use the power of technology and the Internet to benefit clients like you, we are not a faceless web-based company. Each transaction has a dedicated mortgage banker assigned that will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert. 

Let’s Get Started
To put our experience, personal service and leading technology to work for you apply online now or call (888) 419-0706 today.

Bragging rights
Presidents Club Top Producer, D Magazine Top Lender Award, Texas Monthly Magazine 5-Star Top Lender Award
Work
Occupation
Mortgage Lending
Skills
Mortgage Lending, Superior Customer Service, 203K Renovation Lending, FHA Mortgages, VA Mortgages, Conventional Mortgages, Jumbo Mortgages, Reverse Mortgages
Employment
  • Interlinc Mortgage Services
    Branch Manager, 2013 - present
    Branch Manager and top loan officers of The Richard Woodward Team
  • Envoy Mortgage
    Branch Manager, 2007 - 2013
  • World Savings
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Dallas, TX
Richard Woodward's +1's are the things they like, agree with, or want to recommend.
2601 Twelve Oaks Lane Celina TX - Your Dallas Luxury Home Expert
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Did you know that Google+ is an excellent social media for business? Here are 30 ways you can optimize G+ for your benefit!

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A change in how the most widely used credit score in the U.S. is tallied will likely make it easier for tens of millions of Americans to get

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These real estate photos were obviously taken by agents who hated their jobs -- or just weren't very good at them. - Mortgage Professional A

Dr. McGinnis is just incredible. He genuinely cares about his patients and treats them with great respect and dignity. I had my first colonoscopy with Dr. McGinnis and it was a breeze. Everything about his operation is great. Fortunately I won't have to be back for five years.
Public - 4 months ago
reviewed 4 months ago
I have worked with Perma-Pier for about a year now. They are a company of high integrity and I would highly recommend them.
Public - a year ago
reviewed a year ago
I worked as the buyers lender on one of the listing that Jacque had. She was always so friendly and helpful. It is great to work with someone so professional.
Public - a year ago
reviewed a year ago
5 reviews
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I have worked with the Spurlock Team for many years. I have to say that they are the most honest and caring Realtor that I know. If you need a Realtor to represent you, you should call them!
Public - a year ago
reviewed a year ago
This is a horrible company with no concern for their customers. I have used them for almost five years and now have been trapped into another 2 years. Never use this company. Thank you for using the Better Business Bureau's Online Complaint System. Your complaint has been assigned case # 91264306. Filed on : August 22 2013 Filed by : Richard Woodward 17440 Dallas Parkway Suite 118 Dallas TX 75287 Filed against : Logix Communications 15301 Spectrum Dr Ste 330 Addison TX 75001-6462 Complaint Description: Logix extended my 5 year contract without full disclosure when I requested an upgrade to my service. I feel cheated and mislead. In November 2008 I signed a service agreement for them thriving business. At that time I needed many more phone lines. I reluctantly signed a five-year agreement. I no longer need all of the phone lines but when I requested some of them be removed so I could lower my bill, the request was refused. In July 2012 I needed to upgrade my Internet service so I requested a quote with a clear indication that I did not want to extend my contract. I was assured by very service person that by adding the extra Internet capacity and the additional $120 per month that I would not be extending my original contract date five years. On August 21, 2013 I called to discuss the cost to in my contract and to confirm the expiration date on what I thought would be September 30 first 2013. I was informed that the service work order that I signed had in fact extended my contract for two years and if I cancel now I would owe in early cancellation fee of $16,000. This contract extension was not fully disclosed to me and was in fact completely opposite of what the service person told me when I signed the service order. I find this type of business reprehensible and I would never lie to existing customer. I want my contract canceled at the end of the original five-year term and not extended. Your Desired Resolution: I want my contract to remain the same and to expire at the end of the original five-year term which would be September 30 2013.
• • •
Public - 2 years ago
reviewed 2 years ago