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Richard Shea
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At The Shea Law Firm you are not just another case.
At The Shea Law Firm you are not just another case.

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Transfer on death deeds are a great way to avoid probate administration. They do not protect your house from Medicaid Estate Recovery Claims though. There may be ways to achieve that goal, but a transfer on death deed is not it. I can help you explore the options available to you to protect your house or other assets from Medicaid Estate Recovery as well as nursing home bills.
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The Texas Medicaid Estate Recovery Program (MERP) has recently started to become more assertive in collecting the amounts the law allows it to collect when a Medicaid recipient passes away. Don't be caught off guard by a surprise MERP claim.

With careful planning I may be able to help you either reduced or eliminate the future MERP claim against your loved one.
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Life insurance can be a tricky asset when it comes to nursing home Medicaid. In some cases your only option was to surrender the policy if keeping it would have made the nursing home Medicaid applicant over the resource limit.

Now there is a new option for Texas nursing home Medicaid that can get you more than the surrender value and if used properly help open up asset protection opportunities for other assets. For more information visit http://wp.me/p1qhIj-eG
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Nursing home Medicaid eligibility rules are the same in every town, city, and county in Texas. I have helped families all over Texas get their loved one Medicaid so they don't go bankrupt from nursing home bills.
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The nursing home Medicaid lookback period can be a scary thing to a lot of families in Texas. Some people believe once you are in the lookback period it is impossible to protect assets and you are doomed to paying nursing home bills until your parent or spouse's life savings are gone.

The reality is that in many cases I am able to help families and spouse's protect their assets from nursing home bills even after they are within the lookback period and in a nursing home.

For additional information visit http://wp.me/p1qhIj-eD and see some examples of what I have helped families accomplish.
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Information and advice is only as good as the person giving it. Wrong answers are free but they might cost you a lot of money when you don't expect it. Right answers cost a little money but in almost every case they cost exponentially less than wrong answers at the end of the day.

Keep that in mind the next time somebody is giving you recommendations on Medicaid nursing home eligibility.

For additional information visit http://wp.me/p1qhIj-ew
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Check out our latest client review from a family I helped to stop pay a nursing home bill over $8,500 a month and also protected $30,000 for the nursing home resident's daughter.

https://www.facebook.com/shealawfirm?sk=reviews
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Congratulations go out to the latest family I've helped qualify for nursing home Medicaid. Now they will no longer have to pay the nursing home bill of $8,525 every month and on top of that I was able to protect over $30,000 for the nursing home resident's daughter.

If you need Medicaid to pay your parent or spouse's nursing home bills then contact me to get started.
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Genworth completed their 2015 survey on the cost of care in Houston and here are the results:

1 - average annual cost of a Houston nursing home is $54,933;
2 - average annual cost of a Houston assisted living facility is $43,500;
3 - average annual cost of a home health aide in Houston is $44,616.

Those are averages so you will find some facilities that are more expensive and some facilities that are less expensive; however, either way you slice it it is still a lot of money that very few people can afford for more than a couple months.

If your parent or spouse needs more medical care than you can provide at home I can help you avoid these huge bills by helping them qualify for Medicaid benefits. Contact me to get started.
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When Alzheimer's Patients Say Mean Things, What do you do?

How to get a person living with dementia to stop saying mean and hurtful things to you? - http://bit.ly/UHZi8y
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