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Richard Green
Worked at University of Southern California
Attended Harvard University
Lives in Pasadena, CA
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Richard Green

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The Trouble with DTI as an Underwriting Variable--and as an Overlay
Access to mortgage credit continues to be a problem.  Laurie Goodman at the Urban Institute shows that, under normal circumstances (say those of the pre-2002 period), we would expect to see 1 million more mortgage originations per year in the market than we...
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Capital and New Construction
Bankers like to complain about Basel III capital rules. Among other things, they argue that the rules make construction lending more expensive.  A nice summary of those rules notes: As part of the standardized approach, the final rule requires
banking organ...
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Heather Schwartz, Raphael Bostic and I write about renting in NOLA
The piece is here . ... Between 2000 and 2014,  our analysis   — which we performed for the John D. and Catherine T. MacArthur Foundation when evaluating their 20-year affordable rental housing preservation initiative — shows that rental affordability has g...
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Housing now
From HUD's The Edge . This past fall, the state of housing reached something approaching normalcy in some dimensions (new construction and price) but continued to worsen in others (rental affordability and the homeownership gap between underrepresented mino...
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Apartments, Energy and Bad Incentives
I am spending this academic year working in Washington working at HUD, so I am renting an apartment here.  When I signed the lease, I understood that I would pay utilities; what I didn't understand, because I did not read the lease carefully enough, is how ...
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Danny Ben-Shahar leads me to reflect on whether data Be treated as a public good?
Danny Ben-Shahar gave a really nice paper
(co-authored with Roni Golan) at the ASSA meetings yesterday about a natural
experiment in the impact of information provision on price dispersion.  I
want to talk about it, but first a little background. Price disp...
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Aesthetics and Cost
I grew up in La Crosse, Wisconsin, which sits at a particularly beautiful spot on the Mississippi River.  It is in the middle of an area called the driftless region, because unlike most of the upper Midwest, glacial "drift" did not sheer off topographical f...
I grew up in La Crosse, Wisconsin, which sits at a particularly beautiful spot on the Mississippi River. It is in the middle of an area called the driftless region, because unlike most of the upper Midwest, glacial "drift" d...
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Use up-zoning, but don’t give it away
  Los Angeles has three interrelated issues: for a city of its
size, it is not, by world standards, very dense (see Figure 1.  The pictures of London and Los Angeles taken
from the same height—the two metros have similar populations, but settlement in
LA ta...
Los Angeles has three interrelated issues: for a city of its size, it is not, by world standards, very dense (see Figure 1. The pictures of London and Los Angeles taken from the same height—the two metros have similar popula...
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Thoughts from California about a year in Washington
The nice people I worked with at HUD asked me to write a short piece reflecting on my year there . Five Things I have learned from a year in Government (The things I have written below represent no one’s views other than my own). 1. The federal government i...
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A book that changed my life
" We believe that the confounding of the aggregate with  the individual   is as dangerous as it is pervasive...."  Page 81.
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Argyn Kuketayev's profile photo
 
he's got Nobel this year
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Richard Green

commented on a video on YouTube.
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Rattle's Berlin Phil is every bit as great as Karajan's, but without the pickle up its ass.
Work
Employment
  • University of Southern California
    Professor
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Pasadena, CA
Education
  • Harvard University
    1980
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Male