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Richard Barrington
Works at MoneyRates.com
Attended Saint John Fisher College
Lives in New York, NY
33 followers|26,559 views
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Richard Barrington

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A recent survey found large percentages of Americans bothered by uncertainty about whether they will be able to afford retirement. See five steps you can take to start moving towards a more secure financial future. 
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Hi Richard, I would like to know more about how your methodology was weighted for ranking Best States to Make A Living, Maine's was criticized for having a high workplace incidence rate, but that is actually because Maine has worked to aggressively report on minor incidences in order to see patterns and prevent more severe injuries and have safer workplaces. If you look at Maine’s low number of median days away from work — just five, compared to the national average of eight you can see this. So what would Maine's ranking be if the workplace incidence rate was at the national average? http://www.money-rates.com/research-center/best-states-to-make-a-living/the-best-states-for-making-a-living-2015.html
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Chances are, President Obama made more than you did last year, but he doesn’t seem to be losing any sleep over that example of income inequality. Then again, he probably has a tougher job – and that’s just the point with trying to address income inequality. Differences in income are not always wrong or  unfair, and ultimately they create the incentives that encourage economic growth.
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Richard Barrington

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History makes everything look simpler than it really was at the time. Why wasn’t Hitler stopped earlier? Because no one knew how far he would go, and if they would be able to stand up to him. Dealing with Putin is turning into the same type of dilemma. 
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Facebook’s willingness to spend big on acquisitions makes me wonder about how robust their internal product development effort is. Buying off promising firms once they already have significant user traction could prove an expensive way of expanding Facebook’s capabilities in the long run. 
WhatsApp, the largest messaging service in the world, will now be under the command of Facebook
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Often, the financial help parents need is more in the form of advice than dollars and cents.
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By and large, for 30 years now investors have had the wind at their backs in the form of falling interest rates. Soon, they’ll have to deal with the other side of that equation…. #interestrates   #cdrates  
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Unhappy with your bank? In many cases, your own bad banking habits may be to blame. See what kind of customers have more satisfying relationships with their banks.
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What’s behind the market’s erratic behavior lately? Commentators seem to blame everything from the Federal Reserve to sunspots; see what the most likely causes are.
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Richard Barrington

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Making the right moves is good, but another key to financial success is simply cutting down on the mistakes you make. Here are some examples of avoidable errors.
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Richard Barrington

Stocks and Investing  - 
 
I spent a lot of years in the investment business, and as an insider, I can tell you most of the numbers you are shown are misleading or meaningless. The market cycle focus is a key, but also be wary of track records that actually represent a very small portion of the company’s assets under management.
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There is a lot of complaining about estate taxes, but the exclusion has been raised so high they are not a problem for the vast majority of Americans. #realestatetax  
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I’m hoping the Fed knows something the rest of us don’t. However, perhaps nothing could reinforce the ivory tower image people have of the Fed more than expressing optimism about the economy in the midst of a series of really discouraging economic reports. #fedpolicy  
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Story
Introduction

First (back in 1983) I earned a degree in Communications and English. Then I embarked on a long career in the investment business. Now, I've found the perfect way to combine those backgrounds, as a financial writier for web sites such as MoneyRates.com.

Bragging rights
I don't brag. Is it bragging to say that?
Education
  • Saint John Fisher College
    Communications/English, 1979 - 1983
Basic Information
Gender
Male
Relationship
Married
Work
Occupation
Financial writer
Employment
  • MoneyRates.com
    Senior Financial Analyst, 2007 - present
  • Manning & Napier Advisors, Inc.
    Managing Director, Client Services, 1983 - 2006
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
New York, NY
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