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RateMiser Mortgage Advisors - Layth Matthews
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Prime -.45% (2.25%) Variable for 3 years and 2.39% 5 year fixed are the best rates right now.
Conventional mortgages are still following the old rules for now.  So if you can put 20% down, it's about 20% easier to qualify.  But I'm still wary of a home price pull back.

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Here is a backgrounder on the new mortgage rules posted by the Ministry of Finance.  Feel free to call me to discuss your mortgage needs and goals in light of the changes.

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I'm very pleased to be able to offer this wonderful investment option in addition to mortgage brokerage services.

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Prime -.7% (2.15%) is the best variable rate right now and 2.59% for quick close specials on five year fixed mortgages.  Some strength in the employment statistics on both sides of the border this week.  We will watch and see if it's a trend.  A strong labor market could drive mortgage rates higher.
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Just another amazing image of life on Vancouver Island.
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The first of an ongoing stream of images near my home office.
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Variable Rate Mortgages are now Prime -.45%, (2.55% while prime is at 3%).
Best 5 year rates are 3.39% for 5 years, some conditions apply!

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My home office has moved to 2446 Evelyn Place, Victoria, BC  V8N 1E8
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