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Riccardo Zandrelli
Carpe Nox!
Carpe Nox!
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http://finance.yahoo.com/news/the-cfpb-wants-your-utility-bills-to-boost-your-credit-score-220612452.html
For many young adults, choosing to avoid a credit card means choosing to avoid the potentially damaging consequences of high interest rates and overdue balances. On Thursday the Consumer Financial Protection Bureau, the government agency tasked with the sole mission of protecting consumers, announced it would be looking into alternate ways of determining consumers’ creditworthiness by asking the public for feedback about having alternative data for producing a credit score—instead of typical consumer credit-building, which relies on things like student loan repayment and credit cards. “We want to learn more about whether this kind of alternative data could open up greater access to credit for many Americans who are currently stranded outside the mainstream credit system,” CFPB Deputy Director Richard Cordray said in Charlestown, W. Va.

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