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Paul Ritz
Works at National Debt Relief
Attended Harvard University
Lives in New York City
321 followers|201,940 views
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Paul Ritz

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CREDIT TIP:
Pay your monthly bills on time. This is a necessary chore that has a definite effect on your credit score.

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TIP TO SAVE MONEY THIS SUMMER:
Take a cool shower. Taking short, cool showers assists in regulating your body’s temperature. You won’t need to run the air conditioner as much, resulting in a significantly lower energy bill.
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TIP TO SAVE MONEY THIS SUMMER:
Use fans. Turning the air conditioning off and switching on a fan can be an excellent money saver.
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Awesome tip, ceiling fans can make a room feel up to four degrees cooler too ... cheers!
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TIP TO SAVE MONEY THIS SUMMER:
Use gas instead of electricity. Propane or natural gas is cheaper for cooking than electric stove tops and won’t fall under the same utility bill.
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TIP TO SAVE MONEY THIS SUMMER:
Install solar lighting. Outdoor lighting improves your backyard's ambiance and allows you to use that space in the evening during those warm months. Also, it won’t drain your electricity bill.
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TIP TO SAVE MONEY THIS SUMMER:
Borrow or rent heavy-duty tools and equipment. Summer is a popular time for home improvement, so borrowing or renting heavy equipment instead of buying it can save a lot of money.
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Thank you again +A Better Way Bankruptcy 
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Beware of these spending habits that can keep you from building wealth.
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Did you know: Money problems can make us mentally sharper.
Researchers are starting to say that times of intense stress and struggle related to money might actually be a good thing — at least one way.
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Earn extra cash while earning your degree.
Earn extra cash while earning your degree.
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Thanks +CreditMagic 
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Check out these simple but great money saving tips that really work all year round!
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BEWARE of these risky credit card behaviors that's increasing your chances of being a fraud and identity theft victim.
More than half of card users around the world are opening themselves up to fraud and identity theft through risky behaviors that could be avoided.
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Have you used art to motivate you to reach a goal? This simple way can inspire you and help you pay off your debt.
Saving is hard. Paying down debt is even harder. But a creative new way to track your progress, called debt art, could be the secret to success.
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Work
Occupation
VP Consultant
Employment
  • National Debt Relief
    VP, present
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
New York City
Links
Story
Tagline
I want to help educate people about personal finance and help them get out of debt.
Introduction
I am currently lending my financial expertise to National Debt Relief
Bragging rights
Co-author of personal finance book on Amazon
Education
  • Harvard University
    1980
Basic Information
Gender
Male