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Paul Ritz
Works at National Debt Relief
Attended Harvard University
Lives in New York City
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Paul Ritz

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If you are in your 20s (or even your 30s), perhaps you can profit from some advice many people in their 40s and 50s wish they’d had as they started out.
 
A variant of #4 is why Get Rich Slowly came into being. Share with loved ones you know in their 20's (or younger or older that you feel can benefit from these basic but often-forgotten tenets).

http://www.getrichslowly.org/blog/2015/03/02/10-money-mistakes-to-avoid-in-your-20s/
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Paul Ritz

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Yes, saving money is like cold weather: You can hate it, but you still need to do it - no matter what.

#savingmoney  
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Paul Ritz

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When it comes to your financial health, what you don’t know can cost you. 
 
Treat your money like your health.

Read why keeping an eye on your financial vital signs can keep you fiscally fit. http://bit.ly/1BhOK60
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Thanks for sharing, +Paul Ritz.
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Any idea what's the best and worst cities for saving money? http://ow.ly/JF0fd 
Go west, young people. Just be wary of California. Think about Nebraska, Texas or Wisconsin -- your savings are at stake. All the cities that both bolster your saving power and drain you dry are either in the Midwest and West, with the exception of New York City, the city that never [...]
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Paul Ritz

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Here are 10 popular personal finance myths that people like to spread, as well as why you shouldn’t buy into them.
With so much personal finance advice out there, it's hard to know what's true. So here are the top 10 money myths you shouldn't buy into...
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Paul Ritz

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TIP TO STAY OUT OF DEBT: 
Remind yourself every day how great it feels to be debt free. That amazing feeling is motivation toward staying debt free.

#debtfree  
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Thank you +CreditMagic
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Paul Ritz

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DEBT MANAGEMENT TIP: 
The best way to fight debt is to not add onto the debt mountain. Before you add more debt to your mountain, think about why you are taking it on and try to find other ways to avoid it. Think about each dollar of new debt as adding a mile to your debt repayment journey, you don’t want it to get any longer than it needs to be.
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Paul Ritz

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Your thoughts about this?
 
It's been a rough year so far for American Express. Now they're passing on that burden to their cardholders.

http://www.cardrates.com/news/american-express-hikes-rates-1-million-credit-card-holders/
American Express is raising annual rates for over 1 million credit cardholders, according to a report from Bloomberg Business’s Elizabeth Dexheimer. These impacted clients received letters from the company explaining that they are currently being charged less than members with similar credit reports at competing companies. Existing customers will see their annual rates rise about 2.5 percent on …
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Paul Ritz

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DEBT MANAGEMENT TIP:
In a debt repayment journey, you are bound to get debtors fatigue. If this happens to you, set a rewards system where you can “indulge” in something small based on various debt repayment hurdles.
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DEBT MANAGEMENT TIP: 
Keep in mind that a debt repayment journey is typically long and difficult. It will not always be fun and you will need patience along the way and you'll need to be mentally-prepared for it.

#debtrepayment   #payoffdebt  
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I hope many people.
I personally do not have any debt :-)
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Paul Ritz

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Here are the the common myths that could be throwing you off your own retirement course...

#retirement  
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Paul Ritz

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50 percent of Americans have lied to their partners about money, according to recent survey from American Consumer Credit Counseling.
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Have him in circles
245 people
Mak ayla's profile photo
Bryan Kelly's profile photo
Alliance Bankcard Services's profile photo
THE Canadian Personal Finance Place's profile photo
Emily Haynes's profile photo
Pearl Davis's profile photo
soulmate anna's profile photo
Sheeshram Punia's profile photo
Rotem Segal (MONEYFACTOID)'s profile photo
Work
Occupation
VP Consultant
Employment
  • National Debt Relief
    VP, present
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
New York City
Links
Story
Tagline
I want to help educate people about personal finance and help them get out of debt.
Introduction
I am currently lending my financial expertise to National Debt Relief
Bragging rights
Co-author of personal finance book on Amazon
Education
  • Harvard University
    1980
Basic Information
Gender
Male