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Paul Paquin
Works at Golden Financial Services
Attended Cornwall and Oklahoma
Lives in San Diego
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Paul Paquin

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San Diego Consumers get to enjoy beauty, like in the picture below. However the cost of living is high. On top of that, many consumers are lost on what to do about HIGH STUDENT LOAN DEBT, and especially private student loans. Take a look at new student loan options. These  national debt relief options will resolve your private and federal student loan debts. http://www.goldenfs.org/student-loan-debt-relief/ #studentloans
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Paul Paquin

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#1 private student loan relief option
#1 Private Student Loan Relief Program. Stop private student loan debt collection harassment. Resolve Chase, Bank of America, Citi & all bank student loans Now.
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Have your debt settled and receive a 1099? Don't freak out, you most likely will not have to pay the taxes. Most of our clients qualify for being insolvent, it's easier than you think to qualify for insolvency. Learn more here…  Want to pay less than the full amount owed on  each of your unsecured debts, its an option! Contact Golden Financial Services for free debt settlement, relief and consolidation advice!!  Learn about how to avoid having to pay taxes on the savings after settling a debt, or utilizing loan forgiveness options. There are also free insolvency tools that you can plug your information into and find out if you qualify for insolvency, meaning you won't have to pay taxes on the savings obtained with debt settlement, student loan forgiveness, etc..#debt #debtsettlement   #insolvent  #982  #goldenfinancialservicesdebtsettlement #debtsettlementservices   #debtsettlementhelp   #debtsettlement  
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Want to make extra money? I mean, often the key answer to being able to pay off debt, and avoid financial stress, is to make more money. However most people don't know how to make extra money. They go to work, and that's it. Ask any question about getting out of debt, and if you need to make extra money we will tell you how to do it. Take a look at this post that teaches you how to make money, and then I want to see any questions that you have in the comment section below the post, and we will provide all the answers.  I challenge you to ask a question and I guarantee someone on the Golden Financial Services team will have the answer. http://nomorecreditcards.com/13-guaranteed-ways-to-make-money-increase-your-income-and-save/  # money #extra   #extramoney   #debtfree   #debt   #golde   #goldenfinancialservices   #debtrelief  #debthelp
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Paul Paquin

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See Best Business Idea for Entrepreneurs in 2015. Start a debt business & Earn Residual Income! Partner with #1 Debt Relief Company, Golden Financial Services!
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Get your student loan balances discharged or forgiven and now owe taxes on the savings? Don't freak out!! A #982 form could excuse you from having to pay any taxes on the savings. #studentloansdischarged
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Paul Paquin

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Rhonda Rousey Press Conference 
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World Law Debt Client's get refunds from GCS. World Law client's left in the dark. Debt Relief Solutions are available at 866-376-9846. Call Now or Read This!
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PT Barnum was right.  Every debt relief program says "I'm different" until the Attorney General or FTC obtains the data concerning their "clients'" outcomes.
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Sick of struggling financially? Learn how to increase your income. Guaranteed ways to make more money for anyone to follow. #makemoney   #moneysavingtips   #moneysaving   #debtfree   #debtrelief   #paulpaquin   #goldenfinancial  
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Paul Paquin

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See Expert Credit Card Debt Relief Free Advice by Golden Financial Services. Or Simply Call for a Quote at 866-376-9846. Learn Credit Card Debt Relief Options.
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Have him in circles
282 people
Rick Sorrentino's profile photo
anyoption's profile photo
DailyFinance's profile photo
DebtConsolidationCare's profile photo
Kaplan Financial Education's profile photo
Breon Carter's profile photo
Financial Mentor's profile photo
Consumers Credit Union's profile photo
Golden Financial Services's profile photo
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  • Cornwall and Oklahoma
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Your life Without Debt at Golden Financial Services
Introduction
Credit card debt can be overwhelming and stressful.   The good news is, there are safe credit card relief programs available to assist struggling Americans.  Golden Financial Services offers an effective debt settlement program and includes consumer credit counseling options.

With debt settlement at Golden Financial Services, each client is set up with an attorney in their state, that is there to provide them with legal protection and lawsuit defense while they are on the program.

Prior to 2007, the Golden Financial Services negotiators would assist consumers with responding to credit card lawsuits, but that was not as effective as having an attorney respond to the lawsuit, like how it is done now. 

Additionally, debt collectors don't always abide by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act and the Fair Credit Reporting Act. If your attorney challenges your creditors and debt collectors with debt validation letters, and your creditors fail to respond with all of the verification and documentation necessary to validate your debts, well now your debt may be invalidated. With an attorney representing you once your debt is invalidated,  your attorney may now work towards getting the debt dismissed. At the very least, your attorney will use the violations as leverage when negotiating for a better settlement.

What does it mean when my debt gets invalidated and then dismissed?   

What this essentially means is that you could end up paying nothing on that debt because it has been proven to be invalid. This also means that if your debt is proven to be invalid, now by federal law the creditor may not report any derogatory information on your credit report related to the invalidated debt. 

Golden Financial Services currently offers debt settlement, but also educates the public on ways to save money, build credit and pay off debt.  Relief from debt can be achieved through debt relief programs, or at other times by simply changing your debt payment patterns.

Understanding basics, such as why to get a credit card, and what credit mistakes to stay away from, is something that Golden Financial Services believes in teaching folks.  

Relief from credit card debt is a huge contribution to the level of happiness that a person feels. Credit card debt is literally a living nightmare, and that is why Golden Financial Services takes pride in assisting our fellow Americans with achieving this freedom from debt.

Another depressing subject deals with Pay Day Loans, CashCall and Lending Club Loans. Relief from this type of loan was only a dream about 2 years ago, but there is now good news available.

These loans are the true definition of "ripoff". Golden Financial Services as of 2014, can now facilitate a debt elimination service to resolve Pay Day Loans, CashCall Loans and Lending Club Loans.

Paul feels that properly qualifying, educating and explaining the different debt relief programs to a person prior to having them sign up on any option, is a key ingredient to success.  If a client understands the positives and negatives of a debt relief program they will be prepared to complete it. 

Over the years, Paul and the company expanded on the amount of education they provide to consumers and client's.  For example, the company provides extensive education to consumers in regards to the Fair Debt Collection Practices and Fair Credit Reporting Act. 

Golden Financial Services empowers people, and assists them with gaining knowledge that will protect them from abusive debt collectors and debt collection tactics, and inaccurate credit reporting.  Just cruise around in their debt relief blog and you will find plenty of educational tools, articles, infographics and all sorts of high quality creations.

On the other side of Golden Financial Services, business owners can enjoy and reap the benefits of getting a small business loan, to grow their business.  Applicants with bad credit, but a healthy business that is generating over $100,000 in annual revenue, can qualify for up to a $250,000 small business loan. 

Golden Financial Services takes that extra step and reports good payment history to the credit reporting agencies.  This helps a business owner with building good credit.

Here you can learn more about the Golden Financial Services small business loan product vs. SBA Loans vs. Bank Loans vs. Merchant Cash Advances.

Learn more about Golden Financial Services, the services we offer, our charities, news and much more!

Try this all-in-one credit card debt reduction and debt relief program calculator.
(If you own a debt relief company, feel free to copy the embed code that we provide, and use this calculator on your website.

To try the business loan calculator that we offer visit here.
Bragging rights
#1 Debt Relief Company on Google for "Credit Card Relief Program" http://nomorecreditcards.com/credit-card-relief-programs/, BBB "A+" Rated Debt Relief Company, 3 time national wrestling champion, 2 time New York State Champion
Work
Occupation
Company Owner
Skills
Debt Relief, Marketing, Building a Successful Company
Employment
  • Golden Financial Services
    present
    My goal is to offer the most effective credit card debt relief options available on the market and help as many consumers as possible with achieving debt relief and financial freedom. We are constantly looking to grow our team and improve the infrastructure on our debt relief programs. View Golden Financial Services online at http://www.GoldenFS.org
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Currently
San Diego
Paul Paquin's +1's are the things they like, agree with, or want to recommend.
Just Received a 1099-C? Don't Freak Out! - Credit.com
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1099-C or 1099-A forms are for debts that were forgiven, never paid back or wiped out in bankruptcy. Here's what you need to know about them

Form 982: The Way to Battle a 1099-C
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BBB Business Review for Golden Financial Services in Imperial Beach, CA

6 Tips To Avoid Debt’s Deadly Grip – Debt-Free Guide for 2015
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Paquin at Golden Financial Services Jumps off Airplane
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How Much of a Mortgage Can I Afford?
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You're getting ready to buy a home but need to answer the question "How much of a mortgage can I afford?" This post will explain the answer.

California not among states that OK bank settlement
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More than 40 states signed onto a proposed $25-billion deal with major mortgage servicers over faulty foreclosure practices. New York, Nevad

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Debt Relief After the Fiscal Cliff Deal
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Debt Negotiation
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8 Simple Budget Wedding Ideas
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Is student loan forgiveness a helpful way to repay your loans? | The Bes...
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You may have heard about student loan forgiveness. But do you have any idea of whether or not it is really possible to get your loan repaid

$34M Refund For 1M Credit Card Customers Using GE Capital's CareCredit
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Deceptive credit card practices have forced yet another firm to issue millions of dollars in refunds to consumers.

Lending Money to Friends | Personal Finance Blog | Check
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If you've ever loaned money to a friend or relative, you already know it can be a dicey situation. Image by andrewarchy, Flickr CC. Sometime

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You have a goal, but you're not getting anywhere. Maybe you want to break into a new industry, start a side business, or build your portfoli

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Is Advertising a Bad Thing? Posted by April Dykman / Leave a comment. In a 2009 TED talk, advertising guy Rory Sutherland make a case for th

These guys have great cheeseburgers and affordable prices. I recommend the big kahuna burger meal or the quarter pound burger meal, which both come with fries for 6.95. If you are looking to buy your office lunch, this is the spot to do it.
Public - 6 months ago
reviewed 6 months ago
This is my preferred Bank of America in San Diego. These guys have excellent customer service and they definitely make Bank of America look good. They are knowledgable and very helpful. My company helps consumers with debt relief and sometimes our customers can't get a bank account because they have either credit or debt problems. This Bank of America branch is always willing to help the folks that have a hardship, where other banks are usually not willing to assist these same people. They are empathetic and willing to take the extra step for consumers that have a hardship and need special exceptions. Their CD's have good rates and produce a better return on investment than other banks including Wells Fargo and Navy Federal. We always recommend that our clients get setup with a CD while on the program so that with the money we save them, they can put it right into their new high interest earning CD and earn money.
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Public - 8 months ago
reviewed 8 months ago
I recently visited Jonathann Kue and he provided me with neck injections. He is a very good doctor and a real nice guy. He will sit and talk with you before providing any services, making you feel very comfortable and ensuring that you get the help that you need. They are affordable and will work with you on billing issues.
Public - 11 months ago
reviewed 11 months ago
You guys took care of my brother Jim when he was stranded last weekend on a business trip in Utah. You did a great job and we appreciate your help!
Public - a year ago
reviewed a year ago
8 reviews
Map
Map
Map
These guys are truly experts in the financial services and debt relief industry. They educate folks on debt relief and offer valuable information to the community.
Public - 8 months ago
reviewed 8 months ago
These guys do an excellent job helping our debt settlement clients with repairing their credit score after they graduate on the program. Nik is awesome!!
Public - 11 months ago
reviewed 11 months ago
You have to love Dunkin Donuts. I definitely prefer them over Starbucks!
Public - a year ago
reviewed a year ago