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Paul Paquin
Works at Golden Financial Services
Attended Cornwall and Oklahoma
Lives in San Diego
308 followers|40,526 views
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Paul Paquin

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What is the Fair Debt Collection Practices Act? Get up to $1,000 per violation. Contact Golden Financial Services for a debt validation quote at 866-376-9846.
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Is National Collegiate Student Loan Trust trying to collect a private student loan? Here's what you need to know about this mysterious company.
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Channing Tatum Tells the Bank off when they deny him for a loan. Hilarious! Even the rich and famous file for bankruptcy, get denied for loans and overspend. Take a look at video!! #channingtatum   #channing   #tatum   #famous   #rich  
Channing Tatum Denied by Bank for Loan and goes off! Golden Financial Services gives people a second chance. We can repair your credit & get you out of debt.
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Do Aliens Exist? You have to read this!!!
Is the government hiding the truth about aliens, or debt relief options? I mean what else could the government be hiding?
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ISIS THREATENS TO SHUT DOWN AMERICA'S POWER GRID, NO ELECTRIC IN AMERICA, SEE IMAGE!! IT'S SHOCKING!! #ISIS http://nomorecreditcards.com/debt-burden-due-to-isis-power-crisis/
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Know anyone with a foreclosure on their credit? This post is definitely worth reading, and see comment at the bottom, if Foreclosure has ever been an issue in your life or a friend's life. Thumbs UP! 
Many people hate the word foreclosure; however, for some homeowners, foreclosure can actually be a benefit. Learn about mortgage & credit hardship options.
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At what point would you choose more free time over more money? That is the question I begin to personally explore in my blog article Enough Money From
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Paul Paquin

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whoever said beautiful girls can't be brilliant? Here is proof. this girl looks like she came straight off the  cover of Maxim and she is a Tiger when it comes to Debt Relief!!!!  She has sued more than 200 debt collectors, and obtained settlements equaling more than 200,000 dollars for our clients just this month. 
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Free Info-Graphics for Your Debt Relief Business. It is so easy to share! Simply copy the embed code we provide and paste it into your website editor.  Attract more people to your website and educate the public on debt relief options. By educating the public on debt relief, your business becomes an authority figure in the debt relief industry, and this helps your website to rank on Google. 
Get a free debt info-graphic for your website. Share these images on social media if you like them!! Or we would love to hear your feedback in the comment section below. The perfect image for a debt relief company to put on their website. Info-graphics are a sure way to grow your community and educate the public. This page offers two free info-graphics that you can share on your business website. The first info-graphic was designed to be unique a...
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Educate your children on money!!
Children and Money - What is the fine line?
Golden Financial Services, a debt relief company, discusses the subject of raising your children to be financially educated, and NOT Spoiled
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This is Insane, Take a look at how Cheap Debt is Purchased when Sold to a Third-Party Debt Collection Company. Click on this link to see post: http://nomorecreditcards.com/reduce-debt-high-credit-cards/reduce-credit-debt/

When knowing this and other statistics revealed on this page, your Negotiating Power can Increase by 70%!!! Take a look yourself http://nomorecreditcards.com/reduce-debt-high-credit-cards/reduce-credit-debt/ #settle   #settledebt   #goldenfinancialservices   And even more amazing, look at how few debt collection companies actually get complete packages when purchased from the bank, meaning very few can validate a debt after being purchased from the bank, these are statistics provided by the FTC. This helps people to understand how debt validation is possible. As I sit here and do my research I am stunned by these statistics, and if only other people knew about the lack in professionalism, accuracy and integrity that the banks maintain, people would have much healthier finances. TIP OF THE DAY: Do not carry a balance on credit card debt, and if you do have a balance, get desperate and pay  it off, stop at nothing until it shows $0 balance. Get motivated!!! I have seen many times people go from a 550 or lower credit score, to above 850 within 4 years, and it's easy to do you just need to get educated. 
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Another Top Ten Debt Companies for 2015 Just Came out. Golden Financial Services showing as #1!
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People
In his circles
1,973 people
Have him in circles
308 people
Scott A. Merritt's profile photo
Credit Card Smarts's profile photo
Thomas Paulino's profile photo
Debt RoundUp's profile photo
Mario Bonner's profile photo
keith whitehead's profile photo
Clean Slate Credit Solutions's profile photo
Александр Бережник's profile photo
Mark Clayborne's profile photo
Education
  • Cornwall and Oklahoma
Basic Information
Gender
Male
Story
Tagline
Your life Without Debt at Golden Financial Services
Introduction
Credit card debt can be overwhelming and stressful.   The good news is, there are safe credit card relief programs available to assist struggling Americans.  Golden Financial Services offers an effective debt settlement program and includes consumer credit counseling options.

With debt settlement at Golden Financial Services, each client is set up with an attorney in their state, that is there to provide them with legal protection and lawsuit defense while they are on the program.

Prior to 2007, the Golden Financial Services negotiators would assist consumers with responding to credit card lawsuits, but that was not as effective as having an attorney respond to the lawsuit, like how it is done now. 

Additionally, debt collectors don't always abide by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act and the Fair Credit Reporting Act. If your attorney challenges your creditors and debt collectors with debt validation letters, and your creditors fail to respond with all of the verification and documentation necessary to validate your debts, well now your debt may be invalidated. With an attorney representing you once your debt is invalidated,  your attorney may now work towards getting the debt dismissed. At the very least, your attorney will use the violations as leverage when negotiating for a better settlement.

What does it mean when my debt gets invalidated and then dismissed?   

What this essentially means is that you could end up paying nothing on that debt because it has been proven to be invalid. This also means that if your debt is proven to be invalid, now by federal law the creditor may not report any derogatory information on your credit report related to the invalidated debt. 

Golden Financial Services currently offers debt settlement, but also educates the public on ways to save money, build credit and pay off debt.  Relief from debt can be achieved through debt relief programs, or at other times by simply changing your debt payment patterns.

Understanding basics, such as why to get a credit card, and what credit mistakes to stay away from, is something that Golden Financial Services believes in teaching folks.  

Relief from credit card debt is a huge contribution to the level of happiness that a person feels. Credit card debt is literally a living nightmare, and that is why Golden Financial Services takes pride in assisting our fellow Americans with achieving this freedom from debt.

Another depressing subject deals with Pay Day Loans, CashCall and Lending Club Loans. Relief from this type of loan was only a dream about 2 years ago, but there is now good news available.

These loans are the true definition of "ripoff". Golden Financial Services as of 2014, can now facilitate a debt elimination service to resolve Pay Day Loans, CashCall Loans and Lending Club Loans.

Paul feels that properly qualifying, educating and explaining the different debt relief programs to a person prior to having them sign up on any option, is a key ingredient to success.  If a client understands the positives and negatives of a debt relief program they will be prepared to complete it. 

Over the years, Paul and the company expanded on the amount of education they provide to consumers and client's.  For example, the company provides extensive education to consumers in regards to the Fair Debt Collection Practices and Fair Credit Reporting Act. 

Golden Financial Services empowers people, and assists them with gaining knowledge that will protect them from abusive debt collectors and debt collection tactics, and inaccurate credit reporting.  Just cruise around in their debt relief blog and you will find plenty of educational tools, articles, infographics and all sorts of high quality creations.

On the other side of Golden Financial Services, business owners can enjoy and reap the benefits of getting a small business loan, to grow their business.  Applicants with bad credit, but a healthy business that is generating over $100,000 in annual revenue, can qualify for up to a $250,000 small business loan. 

Golden Financial Services takes that extra step and reports good payment history to the credit reporting agencies.  This helps a business owner with building good credit.

Here you can learn more about the Golden Financial Services small business loan product vs. SBA Loans vs. Bank Loans vs. Merchant Cash Advances.

Learn more about Golden Financial Services, the services we offer, our charities, news and much more!

Try this all-in-one credit card debt reduction and debt relief program calculator.
(If you own a debt relief company, feel free to copy the embed code that we provide, and use this calculator on your website.

To try the business loan calculator that we offer visit here.
Bragging rights
#1 Debt Relief Company on Google for "Credit Card Relief Program" http://nomorecreditcards.com/credit-card-relief-programs/, BBB "A+" Rated Debt Relief Company, 3 time national wrestling champion, 2 time New York State Champion
Work
Occupation
Company Owner
Skills
Debt Relief, Marketing, Building a Successful Company
Employment
  • Golden Financial Services
    present
    My goal is to offer the most effective credit card debt relief options available on the market and help as many consumers as possible with achieving debt relief and financial freedom. We are constantly looking to grow our team and improve the infrastructure on our debt relief programs. View Golden Financial Services online at http://www.GoldenFS.org
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
San Diego
Paul Paquin's +1's are the things they like, agree with, or want to recommend.
Who Is National Collegiate Student Loan Trust?
www.consumerhelpcentral.com

Is National Collegiate Student Loan Trust trying to collect a private student loan? Here's what you need to know about this mysterious compa

More Income Or More Free Time? - Saving Advice Forums
www.savingadvice.com

At what point would you choose more free time over more money? That is the question I begin to personally explore in my blog article Enough

Quickest Way To Pay Off Credit Card Debt | Personal Finance Opinions
www.personalfinanceopinions.com

Snowballing is truly effective when you're struggling to meet your remaining credit card debts after Christmas. It's perhaps your best time

Golden Financial Services
www.manta.com

Best Student Loan Relief Programs on the market, for Federal and Private Student Loan Debt.

Just Received a 1099-C? Don't Freak Out! - Credit.com
blog.credit.com

1099-C or 1099-A forms are for debts that were forgiven, never paid back or wiped out in bankruptcy. Here's what you need to know about them

Form 982: The Way to Battle a 1099-C
blog.credit.com

If you have received one or more of the estimated five and a half million 1099-C forms sent to taxpayers this year, then you may find yourse

Golden Financial Services - customer reviews - Rating: 5 from 37 custome...
www.ekomi-us.com

Genuine customer reviews for Golden Financial Services - nomorecreditcards.com | 5 from 37 customer reviews, experiences and testimonials fo

Golden Financial Services
www.bbb.org

BBB Business Review for Golden Financial Services in Imperial Beach, CA

6 Tips To Avoid Debt’s Deadly Grip – Debt-Free Guide for 2015
www.goldenfs.org

If you enjoyed this article, Get email updates (It’s Free)

Paquin at Golden Financial Services Jumps off Airplane
www.goldenfs.org

If you enjoyed this article, Get email updates (It’s Free)

How Much of a Mortgage Can I Afford?
blog.readyforzero.com

You're getting ready to buy a home but need to answer the question "How much of a mortgage can I afford?" This post will explain the answer.

California not among states that OK bank settlement
national-consumer-law-group.blogspot.com

More than 40 states signed onto a proposed $25-billion deal with major mortgage servicers over faulty foreclosure practices. New York, Nevad

The Debt Relief Bankruptcy Infographic
www.goldenfs.org

If you enjoyed this article, Get email updates (It’s Free)

Debt Relief After the Fiscal Cliff Deal
www.goldenfs.org

If you enjoyed this article, Get email updates (It’s Free)

Debt Negotiation
www.goldenfs.org

Improving your Financial Health

Debt Settlement BBB Rating
www.goldenfs.org

Improving your Financial Health

8 Simple Budget Wedding Ideas
www.goldenfs.org

If you enjoyed this article, Get email updates (It’s Free)

Is student loan forgiveness a helpful way to repay your loans? | The Bes...
financewand.com

You may have heard about student loan forgiveness. But do you have any idea of whether or not it is really possible to get your loan repaid

Jack is an outstanding attorney. My company works with many attorney's and Jack's firm provides the best debt relief legal protection on the market. They are experts at dealing with credit card lawsuits and just about any debt relief related issues.
Public - 2 weeks ago
reviewed 2 weeks ago
From the second we met Chris, his friendly and professional personality and attitude made us feel very comfortable. He was honest about what cars to stay away from and which ones he thought were a good buy, and he didn't base it solely on price, but rather quality. His exceptional service became even better after we drove off the lot with our new car, because a few days later we had second thoughts about buying this car. With CarMax you are allowed to drive a car for up to five days and then decide to return it, and there are no strings attached. When we called Chris he welcomed us to come back and look around at other cars. When we first came back to CarMax to return the car and find a new one we didn't find anything else that we liked at the time, Chris said "don't feel pressured, you don't have to buy anything if you are not satisfied". Are you kidding me, when does a car salesmen say that! That's just my point, at CarMax they are not high pressured sales people. They actually care about your purchase, and would rather you be 100% satisfied or buy nothing. This is the feeling a person should get when buying a car, not feeling pressured. It's a heavy price tag on buying a new car, and you want to feel comfortable knowing that the person helping you actually cares. Chris and CarMax are the true definition of integrity!
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Public - 3 weeks ago
reviewed 3 weeks ago
These people are very honest. I was planning to go to Fire Island to surf for the day, and they advised me not to go to Fire Island due to the sand bars not breaking these days, and provided me an even better spot that was more convenient to get to. Most locals would push you away from the best local spots, and I greatly appreciate their honesty. Charlie is a very cool guy. Their shop rents boards and wetsuits, and the boards are decent, not foam boards.
Public - 2 months ago
reviewed 2 months ago
This is my preferred Bank of America in San Diego. These guys have excellent customer service and they definitely make Bank of America look good. They are knowledgable and very helpful. My company helps consumers with debt relief and sometimes our customers can't get a bank account because they have either credit or debt problems. This Bank of America branch is always willing to help the folks that have a hardship, where other banks are usually not willing to assist these same people. They are empathetic and willing to take the extra step for consumers that have a hardship and need special exceptions. Their CD's have good rates and produce a better return on investment than other banks including Wells Fargo and Navy Federal. We always recommend that our clients get setup with a CD while on the program so that with the money we save them, they can put it right into their new high interest earning CD and earn money.
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Public - a year ago
reviewed a year ago
12 reviews
Map
Map
Map
The owner is an awesome person and very honest. Everyone in the store that works there is knowledgable and they will help you to find the right board for your size and Level. The store has really nice clothes and a huge variety of surfboards and surf items. I have traveled the world and visited many surf stores, and this one is by far the best.
Public - a month ago
reviewed a month ago
These guys have great cheeseburgers and affordable prices. I recommend the big kahuna burger meal or the quarter pound burger meal, which both come with fries for 6.95. If you are looking to buy your office lunch, this is the spot to do it.
Public - 12 months ago
reviewed 12 months ago
These guys are truly experts in the financial services and debt relief industry. They educate folks on debt relief and offer valuable information to the community.
Public - a year ago
reviewed a year ago