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Nick C. Thompson
Louisville, Kentucky Bankruptcy/Foreclosure Attorney
Louisville, Kentucky Bankruptcy/Foreclosure Attorney
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Sometimes you just want something the kids can enjoy and to share. Something like a story and something from the history of our country.
So this is from our family and children to you this Halloween.
This is the Halloween 80th anniversary of the
War of the Worlds by Orson Wells
There is a copy of the original broadcast on the Law Office home page of our website for you to enjoy at:
https://www.bankruptcy-divorce.com/
In 1938 people thought it actually was the end of the world but it was just a scary hoax.
Just download it from our websites home page and enjoy it.
www.Bankruptcy-Divorce.com
No you don't have to give us your email just enjoy the show. But you can connect with us on Facebook
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Mechanic's Liens in Bankruptcy
Do you want to know how to strip a Kentucky Mechanic lien in Bankruptcy?  Mechanics liens are no different from any other lien in Bankruptcy. Often such liens can be stripped just like any other judicial lien when you file a bankruptcy. You only need to prove that it impairs the debtor’s exemption. A mechanics lien is a special legal tool which is meant to insure the workman who worked on a home is paid.
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How to protect assets and still qualify for Kentucky Medicaid
Medicaid is supposed to be your last resort for medical services. If you are not paying for insurance or if Medicare is not enough to pay for services then Medicaid will pay for medical services. However, you have to spend down assets first before using Medicaid. In

essence, Medicaid becomes just like a judgment creditor who can take your assets for paying your remaining bill.
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There is a life after Bankruptcy
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Do you really want to trust the foreclosure lawyer or Banker
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Download our free Debt Collection and Bankruptcy Manual www.Bankruptcy-Divorce.com
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Bankruptcy Filing Debtor Education and Credit Counseling Certificates late
Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file.  They also must attend a Debtor Education class after they file to get the discharge. Our office can easily prepare a petition with just the income Information. However, we cannot file the petition without the credit counseling certificate.

Both courses take about 2 hours to complete.
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Bankruptcy Filing Debtor Education and Credit Counseling Certificates late
Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file.  They also must attend a Debtor Education class after they file to get the discharge. Our office can easily prepare a petition with just the income Information. However, we cannot file the petition without the credit counseling certificate.

Both courses take about 2 hours to complete.
Add a comment...

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Bankruptcy Filing Debtor Education and Credit Counseling Certificates late
Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file.  They also must attend a Debtor Education class after they file to get the discharge. Our office can easily prepare a petition with just the income Information. However, we cannot file the petition without the credit counseling certificate.

Both courses take about 2 hours to complete.
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Everyone has a problem sooner or later. The problem is you never know when it will come along. If you use a credit card or purchase an auto just before filing you are probably an honest but unfortunate debtor who simply did not know when he purchased a car or merchandise he would have to file bankruptcy. People often charge on their credit cards or find themselves needing a car just before a family death, divorce, or disability forces them to file bankruptcy.

#chapter7creditcardfraud #creditcardbankruptcy #creditcardbankruptcyfraud
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