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Nick Clements
245 followers -
I want to help you cut your costs without cutting your lifestyle. My dreams in life: cheaper banking, easier budgeting, more dogs adopted, anything Italian and good conversations with friends.
I want to help you cut your costs without cutting your lifestyle. My dreams in life: cheaper banking, easier budgeting, more dogs adopted, anything Italian and good conversations with friends.

245 followers
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0%, Cash Back or Miles - I explain how to choose the best credit card at Forbes. Hint: don't mix borrowing and rewards!

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Are you tempted by ads from credit repair companies? Before you pay someone to repair your credit, just remember these 2 things: (1) anything a credit repair company does, you can do yourself (for free), and (2) if the negative information on your report is accurate, you cannot legally remove it. I explain at Forbes. 

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Credit card companies are battling for your business - competition is heating up. 100,000 sign-on bonuses. 0% for 21 months. 2% (or more) cash back. This post explains how to take advantage of the battle, without falling into any credit card traps. 

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5 Questions to ask before you re-fi your mortgage. A lower rate doesn't mean that you will save money....

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Already feeling regret? Spend too much this holiday season? Here is how you can crush credit card debt now...

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5 questions you should ask before taking out a reverse mortgage. Remember - you are putting your home and your retirement on the line. 

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How to avoid credit card debt this holiday season

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Do you have an excellent credit score? That might not be enough to get approved. I explain. 

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It might be tempting - but you should avoid the store card debt trap this holiday season. 

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5 Easy ways to boost your credit score.... 
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