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Service First Mortgage - The Richard Woodward Team
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If you are going through a divorce, separated, or considering a divorce and you own a Texas home together with a mortgage then there will be issues that need to be addressed. The vast majority of loan officers are ill-prepared to help effectively and if they are not a Texas lender they may not even be aware of special Texas lending laws the apply to divorce refinancing and lending.

A professional divorce team has a range of team players including the attorney, financial planner, accountant, appraiser, mediator and yes, a divorce lending professional. Every team member has a significant role ensuring the divorcing client is set to succeed post-decree. A lending professional well versed in the subtle nuances of divorce lending brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS tax rules and mortgage financing strategies as they all relate to real estate and divorce.

Richard Woodward is a Texas mortgage banker and lender that specializes in helping homeowners settle those mortgage issues. His goal is to help you with the task of satisfying the divorce decree as well as providing you with what you need and want. Certified Divorce Lending Professional
Divorce and Mortgages: What You Need to Know

Richard Woodward, NMLS 217454
Your Local, Direct, 5 Star Rated Mortgage Lender, Specialty Lending Manager
Office: (214) 945-1066
www.mortgageprosus.com/5-star-reviews
Service First Mortgage NMLS 166487
6800 Weiskopf Ave #200, McKinney, TX 75070

Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. Service First Mortgage is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice. The views expressed on this site are those of the individual author and do not necessarily reflect the positions, strategies or opinions of Service First Mortgage or its affiliates.

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Review By: Wendell
Richard and his team were very helpful, thorough, and walked me through the process. I would gladly recommend them to anyone looking for a home loan or re-fi. http://localreviewdirectory.com/mortgage-companies/tx/mckinney/richard-woodward-service-first-mortgage/rid/MjQ0NjE5MjcyNjA=

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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Review By: Mike Hanson
Working with Richard and team to refinance our home, was very easy and quick from start to finish. We provided them with the documents they needed and they did all the work for us. The staff was very friendly and prompt to respond to questions and concerns. I would highly recommend using Richard Woodward for your refinance needs. Felt like we were dealing with family members.

Thanks again!

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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Review By: Michael
Working with Richard and team to refinance our home, was very easy and quick from start to finish. We provided them with the documents they needed and they did all the work for us. The staff was very friendly and prompt to respond to questions and concerns. I would highly recommend using Richard Woodward for your refinance needs. Felt like we were dealing with family members. http://localreviewdirectory.com/mortgage-companies/tx/mckinney/richard-woodward-service-first-mortgage/rid/MjMwMjE5MTQ1MTA=

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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Reverse Mortgage
A reverse mortgages (also called home equity conversion loans or HECM) enable homeowners age 62 and older to tap into their equity without selling their home (or purchase without making mortgage payments) The lender pays you money based on the equity you’ve accrued in your home; you receive a lump sum, or a monthly payment or a line of credit. Repayment is not necessary until the borrower sells the property, moves into another residence, or passes away. When you sell your home or no longer use it as your primary residence, you or your estate must repay the loan you received from the reverse mortgage plus interest and other finance charges to the lender. Mortgage payment options are very flexible. I you want to reduce your balance then you may make monthly payments. If you don’t want to make payments, you do not have to make payments. However, you MUST pay your property taxes and home owners insurance in order to prevent foreclosure just like a regular mortgage. Call The Richard Woodward Mortgage Team today to receive your free consultation (214) 945-1066.
Get comfortable with a reverse mortgage
Safegaurds
http://www.mortgageprosus.com/loan-options/featured/reverse-mortgage-for-purchase/reverse-mortgage/
Richard Woodward, NMLS 217454
Your Local, Direct, 5 Star Rated Mortgage Lender, Specialty Lending Manager
Office: (214) 945-1066
www.MortgageProsUs.com
Service First Mortgage NMLS 166487
6800 Weiskopf Ave #200, McKinney, TX 75070

Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. Service First Mortgage is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.

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Texas Cash Out Refinance
What you need to know about Texas cash out refinances
By utilizing a Texas cash out refinance homeowners can tap into their homes equity and very low interest rates. Because Texas has very unique home equity cash out refinance laws we have put together a list of frequently asked questions regarding Texas home equity mortgages.

In recent years many Texas homeowners have elected to pay cash for their home purchases. This is due in part to the very competitive nature of the Texas real estate market whereby paying cash could help one secure the home they wanted. Home values have risen greatly and now homeowner’s equity is rising as well. While having a home paid for is truly a great feeling it may not be the best use of one’s financial resources.

To receive your free customized Texas cash out refinance quote please give the Richard Woodward Mortgage Team a call today at 214-945-1066 or complete an online application now.

Answers to frequently asked questions about Texas Cash Out
http://www.mortgageprosus.com/loan-options/featured/texas-cash-out-refinance/
Richard Woodward, NMLS 217454
Your Local, Direct, 5 Star Rated Mortgage Lender, Specialty Lending Manager
Office: (214) 945-1066
www.MortgageProsUs.com
Service First Mortgage NMLS 166487
6800 Weiskopf Ave #200, McKinney, TX 75070

Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. Service First Mortgage is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.

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Review By: Bridgett
The process was virtuallly painless & quick! Richard was great to work with and the staff was very friendly and helpful!!! http://localreviewdirectory.com/mortgage-companies/tx/mckinney/richard-woodward-service-first-mortgage/rid/MjI4NjU1NDMxNjU=

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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Review By: Amanda
Richard is great to work with. He is easy to reach, very knowledgeable and helpful, and always closes on time, if not early! He is a great pleasure to work with! http://localreviewdirectory.com/mortgage-companies/tx/mckinney/richard-woodward-service-first-mortgage/rid/MjI2NDc3OTE5ODg=

Call The Richard Woodward Mortgage Team today for the easiest mortgage approval process. No Surprise! No Big Bank run around.
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