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Mike Langford
Works at finservMarketing
Attended Boston University School of Management
Lives in Austin, TX
2,654 followers|116,692 views


Okay, by now this should be simple people. If you know the general public has a negative opinion of your company, brand, or organization it might not be the wisest PR move to have an open "Ask me anything" style event on Twitter. See #AskJPM and today's #AskEmmert. 
Mark Emmert was on Mike & Mike this morning, and some very misguided staffer at that show decided that this was the perfect opportunity to turn to the Internet for their input. …
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Mike Langford

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These guys are going to be very disruptive.
With the news that Facebook has been talking to financial services startups in the UK about launching e-money services, one of the companies that powers..
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Every time I see the Copenhagen Wheel I think about weed. #littleboxes
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Enjoying a cold one with my new #RedSox  koozie and Sriracha shirt courtesy of my buddy +Jeff Cutler.
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I always knew you loved the hot cock sauce. 
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Mike Langford

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This doesn't surprise me. Hotels were sold out within a few short hours of badges going on sale back in AUGUST of 2013. Prices also went up this year. If you are trying to make the case for someone new coming to SXSW it's hard for them to commit to a conference 7 months in advance.

And for the people who want to come but won't know their travel budget until later in the year or in January they face the prospect of staying in San Antonio.

Hang tight though...we're building new hotels faster than any city in the country right now to keep up with demand.
In a surprise, the technology festival's meteoric growth appears to have finally slowed.
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it's too cool now, and that usually means it used to be better.
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Have him in circles
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Mike Langford

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Time to change the passwords.
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Mike Langford

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App-based car-hire start-up Uber is launching a dedicated courier service for packages Tuesday, starting in Manhattan.
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Mike Langford

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I'm watching this space like a hawk. One area of great concern for me so far is pricing.

Many of these firms, like Wealthfront, are coming in with extremely low prices. Example, Wealthfront charges 0.25% of assets under management. So far, they have $700M+ of AUM. That's about $1.75M in revenue. In order to be truly disruptive they will need a few trillion dollars under management like Vanguard (which also uses a passive investing strategy with low fees.).

Many people tend to think large financial firms are these big dumb oafs who are clueless that the world is going digital. Some of these people have short memories. Take a look back to the 1990s & early 2000's and see how quickly Fidelity, Schwab and others adjusted to the rise of online discount trading. Sure, some got caught with their pants down but they have deep pockets and aren't afraid to invest in technology if it means making more money or protecting their business.

While it is true that much of the current market offerings are a result of limited desire to disrupt their own very profitable business models there is also the very real challenge of regulatory constraints. And who drives/controls the regulators...the big financial firms do. 

I think there are some amazing opportunities for disruption in the financial services space, and some of them do involve low price strategies through efficiency, but much of it will happen behind the scenes where the end consumer doesn't see it.
With one eye on businesses abandoned in the wake of the financial crisis and the other on a new generation of investors, startup companies are now raising..
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Look what came in the mail this week!  #googlefiber   #whyaustin  
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Have him in circles
2,654 people
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  • Boston University School of Management
    MBA: Entrepreneurship & Strategy, 1999 - 2001
  • Bridgewater State College
    BS: Finance, 1991 - 1995
  • Graceland University
    Business Management, 1990 - 1991
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Other names
Michael Gordon Langford II
Entrepreneur and investor living in Austin, TX.
I'm really good at talking.
  • finservMarketing
    CEO, 2013 - present
    I help financial professionals build profitable and sustainable books of business using digital marketing and engagement strategies.
  • Course Pilot Financial
    President, 2006 - 2013
  • NomX3 and Locapour
    Producer & Co-Host, 2009 - 2013
  • Socialware
    Social Business Strategist, 2011 - 2012
  • Tweetworks
    Entrepreneur, 2011
  • Fidelity Investments
    Senior Analyst, 2000 - 2006
  • State Street Corp.
    Finance Officer, 1997 - 2000
  • Pioneer Investments
    1995 - 1997
  • Boston Financial Data Services
    1994 - 1995
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Austin, TX
Grafton, MA - Brockton, MA - Quincy, MA - Lamoni, IA