Profile

Cover photo
Michael Bovee
Works at Consumer Recovery Network
Lives in Sandpoint
115 followers|6,149 views
AboutPostsPhotosYouTube+1's

Stream

Michael Bovee

Shared publicly  - 
 
You have all seen credit cards ranked for rewards, low fees, and other perks. Here is my review of the top 7 card issuers based on how flexible and predictable they are with offering debt relief help to their customers. Check out rank a bank for debt relief. This review may surprise some of you.
2
Gerri Detweiler's profile photo
 
This is very helpful info for consumers trying to resolve debts they can't afford to pay in full. Thanks for posting it!
Add a comment...

Michael Bovee

Shared publicly  - 
 
There are many misconceptions about how debt relief programs impair access to new credit products, or how each may cause a personal credit rating cliff dive. Learn more about the 3 main debt intervention methods - credit counseling services, settling overdue debts for less than what is owed, and chapter 7 bankruptcy - and how they actually track closely when it comes to getting home, student and auto loans.

Struggling with debt means making tough decisions. This article will help people make choices about debt relief with an eye on access to credit needs and goals that are one, two, and three yours out.

 
1
1
Add a comment...

Michael Bovee

Shared publicly  - 
1
Add a comment...

Michael Bovee

Shared publicly  - 
 
Michael Bovee hung out with 1 person. #hangoutsonairGerri Detweiler
Rebuilding your credit and finances after setbacks with credit expert Gerri Detwieler
Michael Bovee and 1 other participated
1
Add a comment...

Michael Bovee

Shared publicly  - 
 
Confirmed Resurgent Capital/Sherman Acquisitions picked up a good chunk of Arrow Financial portfolio. If you have anyone trying to resolve old Arrow debts, start there.
http://consumerrecoverynetwork.com/arrow-financial-services-debt-buyer-closed-shop-debts-purchased-lvnv-debt-collection/
1
Add a comment...
In his circles
111 people
Have him in circles
115 people
Beverly Harzog's profile photo
Nicole Plescher's profile photo
Steve Rhode's profile photo
Kenneth O'Connor's profile photo
Michael Schreiber's profile photo
Gerri Detweiler's profile photo
Ben Edwards's profile photo
 
One of the best articles about dealing with credit card judgment debts available: http://blog.credit.com/2013/05/how-to-kill-zombie-judgments-on-your-credit-report/

There are zombie judgments in the courts. Not just the result of debt collection firms going bankrupt, but due to absentee debt owners. Zombie judgments prevent people from moving on with their financial lives.

If you cover debt and credit, or care about the issue, this article/interview with attorney Jonathan Ginsberg by +Gerri Detweiler is superb.

Here is the audio: http://www.gerridetweiler.com/credit-podcasts.html
4
Gerri Detweiler's profile photo
 
Thank you Michael!
Add a comment...

Michael Bovee

Shared publicly  - 
 
FHA announced higher costs for loans they guarantee by raising insurance. The administration will also carry that higher premium throughout the life of a loan in many instances: http://finance.yahoo.com/news/fha-loans-more-expensive-110056857.html
This change will keep many first time home buyers, and many of those recovering from setbacks from the recession, out of the home buying market starting later this year.
1
Add a comment...

Michael Bovee

Shared publicly  - 
 
Michael Bovee hung out with 1 person. #hangoutsonairCharles Phelan
DIY Debt Settlement Works - with Charles Phelan
Michael Bovee and 1 other participated
1
Add a comment...

Michael Bovee

Shared publicly  - 
 
Debt buyer Midland Funding, known for robo signed affidavits in debt collection lawsuits, picks up the pace suing for credit card debts they buy up on the cheap: http://consumerrecoverynetwork.com/midland-funding-mcm-encore-receivables/
1
Add a comment...

Michael Bovee

Shared publicly  - 
 
Steve Stewart asked to interview me after he saw my video about what debt settlement companies don't tell people: 5 Things Debt Settlement Companies Won't Tell You: Get the Facts on Debt Negotiation!

I put a lot more flesh on what he saw in the video during our interview. Check out the podcast with Steve here: 5 Things Debt Settlement Companies Won't Tell You: Get the Facts on Debt Negotiation!
1
Add a comment...
People
In his circles
111 people
Have him in circles
115 people
Beverly Harzog's profile photo
Nicole Plescher's profile photo
Steve Rhode's profile photo
Kenneth O'Connor's profile photo
Michael Schreiber's profile photo
Gerri Detweiler's profile photo
Ben Edwards's profile photo
Work
Employment
  • Consumer Recovery Network
    Founder, 2004 - present
Basic Information
Gender
Male
Story
Tagline
Debt and Credit Geek Helping People Who Struggle With Credit Card Debts
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Sandpoint
Contact Information
Work
Email
Michael Bovee's +1's are the things they like, agree with, or want to recommend.
FHA Loans to Get More Expensive
finance.yahoo.com

The Federal Housing Administration announced a series of changes to bolster the program's financial health, but it means extra costs for mos

Debt Settlement: Watch video on how to pay your debt faster (A+ on BBB)
www.debtconsolidationcare.com

Debt settlement is a faster and legal way-out to reduce credit card dues and other bills. Find how to choose the best debt settlement compan

Sued on a credit card debt. Can I negotiate settlement on a judgement?
consumerrecoverynetwork.com

Settling a judgment debt is possible.There are differences and concerns compared to negotiating other debts, but settling or affordable paym

Midland Funding & Midland Credit Management Collect debts they buy.
consumerrecoverynetwork.com

What to do and consider when you are contacted for debt collection by Midland Credit Management or Midland Funding after your credit card de

Debt settlement helps you pay off debt quickly and affordably.
consumerrecoverynetwork.com

Debt settlement helps resolve debts based on what you can afford to pay, not what a bill collector says you must pay. Settling credit card d

$10B Deal May Spell End to Troubled Foreclosure Reviews
www.collectionscreditrisk.com

Independent consultants, the Government Accountability Office, and lawmakers have warned banking regulators over the past month that their f

Debt collection, settlement, credit card and credit reporting answers
consumerrecoverynetwork.com

Get answers and helpful tips for free by submitting your debt collection, credit reporting, debt settlement and debt consolidation questions

When is a Debt Management Plan a Sound Move?
www.foxbusiness.com

Dear Opening Credits, I want to know if entering into a debt management plan is a wise choice for me.

Debt management: Repay debt without hurting your credit (A+ on BBB)
www.debtconsolidationcare.com

Debt management plans help to reduce interest rates and monthly payment but you should follow certain tips to get maximum benefit in a debt

Debt settlement - A legal way to reduce your debt load faster
www.ovlg.com

Debt settlement is a legal way to repay debts faster. Find out how OVLG debt settlement programs work. Know the settlement eligibility, laws