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Merwin & Paolazzi Insurance Agency
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Leak Defense System
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12/20/17
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Protecting Workers from Cold Stress
Protecting Workers from Cold Stress
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More General Maintenance Tips    
 
Proactive measures in the fall may prevent loss in the winter.  By following these suggestions, homeowners will make their home safer and reduce the likelihood of a claim. 
Clean debris from gutters, downspouts, and roofs
Remove trees and limbs that appear rotted and could damage your property during a storm
Have a professional check your heating system and replace your furnace filter annually
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Wood Stove Safety Tips   
 
Wood stoves are a common alternate heating source.  As the colder weather approaches, now is a good time to be sure that they are used properly and safely. 
Remember: 
Wood, pellet or gas stoves should be professionally installed.
Have a certified chimney sweep inspect and clean the flue (liner) and check the fireplace damper.
Keep at least one dry-powder operated, ABC-type fire extinguisher in the home at all times.
Remove clutter which may have accumulated on or near the stove or fireplace.
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Prevent Frozen Pipes    
 
Frozen pipes can lead to extensive water damage should those pipes expand and burst.  While sudden and accidental discharge of water from plumbing systems is covered under most standard homeowners insurance policies, it is always best to take precautions to avoid loss entirely. 

To prevent frozen pipes: 


Leave the heat on in your home to a minimum of 55°F during bitterly cold conditions.
Remember to use all of your plumbing fixtures at some point during the day.
Turn the water off at the shut-off in the basement for all external faucets and showers.  Drain and then cover all external faucets.
During extreme cold, keep the indoor faucets running at a slow drip to maintain water flow.
Should you experience a loss resulting in water damage, turn off the water supply as soon as possible. Homeowners should also contact a water mitigation specialist to dry out your home properly before mold or mildew can set in.
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Barriers to Effective Communication
Barriers to Effective Communication
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Office Safety: Preparations
Office Safety: Preparations
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