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Melinda Neill
Works at SettlementOne
Lives in San Diego, CA
92 followers
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Lenders had earlier told Fannie Mae that the top two causes of mortgage volume declines in 2014 were tighter credit underwriting standards and weak consumer demand.  
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Melinda Neill

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It is great to work for a wonderful company such as SettlementOne Credit. If I did not have the support of my team I would not be able to get reviews like this! Thank  you SettlementOne Credit!~~Melinda is great!!! She is very attentive to our needs. She jumps right in to insure that our needs are met! We threw her a curve ball and asked for a PowerPoint presentation ... Melinda delivered!!! Bill R.  I wish I could take all credit but it takes a team of experienced  knowledgeable supportive staff! 
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CFPB~~America Saves Week is coming up on Feb. 23. This annual event helps thousands of us start out on a regular program of saving money toward goals.
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Melinda Neill

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Melinda Neill with Carey Guthrie;  our New President for Pacific Southwest Association of Realtor's (PSAR)
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Nice!!!!
 
Over 60,000 California children find themselves living in foster care at any given time, many of which have entered with little to no possessions. Many suffered the effects of poverty, neglect, and even abuse. The good news is we can help! Something as simple as a warm new pajamas can make a big difference in the life of a foster child, helping them feel cared for and comfortable as they transition into a new home. Sleep Train near you is a donation drop off site of new pajamas. We can help make bedtime a little cozier for foster children in need. Thank you in advance for your consideration http://www.sleeptrainfosterkids.org/index.cfm?fuseaction=cms.page&id=1010
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2014 Was a Tremendous Year for Mortgage Rates
Mortgage rates drifted just slightly higher today amid extra quiet trading conditions. Bond markets (which include the mortgage-backed-securities that dictate mortgage rates) close early today and are fully closed tomorrow for the New Years holiday. Banks and...
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Volume of applications for mortgages to both purchase and refinance homes increased by the largest percentages during the week ended March 20th; a measure of application volume, jumped 9.5 percent. 
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Goodbye Costco American Express
Costco is breaking up with American Express, killing my favorite credit card in the process.
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Melinda Neill

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Who doesn't love EXCELLENCE (=!  
As I began to write this post it turned out to be much more demanding than I thought. As I persisted I found myself meditating on excellence in terms of truth, beauty, and goodness. These three ideas go back 2500 years to Plato and thread their way throughout western contemplation.
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Consumers closing within 30 days should  consider locking. Mortgage Rates Back to 3.5% for Some. Check with your lender for best rates. 
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Melinda Neill

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Great News FHA HOME BUYERS!! Federal Housing Administration (FHA)Mortgage Insurance (MIP) is being REDUCED. This  is effective for case numbers assigned on or after January 26, 2015. IMPORTANT..Lenders will temporarily be allowed to cancel Case Numbers issued before that date.  Specifically the letter states:  According to the executive order announced yesterday FHA will almost immediately cut .5 percent from the annual premium for the FHA backed loans with terms greater than 15yr. Please read the article or ask your loan officer for more information. 
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Melinda Neill

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The San Diego County Library is partnering with the Housing Opportunities Collaborative to bring the Virtual Counselor Network to six branch library locations. Services currently include homebuyer education, home maintenance, fair housing, credit counseling, debt management, financial well-being, foreclosure information and homelessness services referrals, and are available Monday through Friday from 9:30 a.m. to 5:00 p.m. local time. Virtual Counselor Network allows library patrons to access free, secure, real-time counseling virtually from a variety of trusted local non-profit agencies. Virtual Empowerment Centers are located at the Vista, Encinitas, El Cajon, Lemon Grove, Imperial Beach and Jacumba libraries. 
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People
Have her in circles
92 people
Steven Darling's profile photo
Brandon Noel's profile photo
Fernando Sevillano's profile photo
Ryan Lipsey's profile photo
Angelo Lozada's profile photo
Leonard Diana's profile photo
George Vreeland Hill's profile photo
Robert Davis's profile photo
Ismeal jeanlouis's profile photo
Work
Occupation
Sales Manager II Providing Credit Report Services To Brokers & Banks II Snh Inc. II SettlementOne
Skills
DETERMINED, ANALYTICAL, DEDICATED, COMMUNICATION, EXPERIENCE, INTEGRITY
Employment
  • SettlementOne
    Sales Manager, 2015 - present
    For more than a decade, lenders have benefited from SettlementOne's credit reporting, flood certification, AVM, appraisal, title, closing, and compliance solutions. SettlementOne's premier customer service, proven reliability, and innovative technology have provided clients with the resources and service needed to grow their organizations.
Basic Information
Gender
Female
Other names
Melinda VPSD, melindavpsd
Story
Tagline
Trusted Friend & Advisor In the Credit Industry, Mortgage & Real Estate
Introduction
I provide exceptional service to my clients, friends and business partners. I take an active part in the community by supporting our local Chamber of Commerce, , community & charity events. Please feel free to contact me at 619-719-0555 or at caloans1@gmail.com.
Melinda Neill NMLS ID 991362
Bragging rights
Beloved Daughter, Family & Friends as well as trusted Co-Workers and Team Player.
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
San Diego, CA