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"Once you quit a full-time job, you just need a small positive savings rate to stick around and keep trickling into investments. This will automatically become a cash snowball as you go about your daily retired life. By the time you’re old enough to need it, it will be bigger than you can possibly need."

Disclaimer: I haven't read this all the way through - saving it for later
Matt Mastracci's profile photoNick Lothian's profile photoJulie Jamieson's profile photoJesse Kauffman's profile photo
I'm doing the same as you, skimming and saving, but on the surface it sounds insane. It's advocating $20,000 a year and I'm currently paying about 3/4 a year for rent alone. Going further down, the example couple get married, move in together, and keep the second house. No mortgage payments and they completely own the house by 35? Where the heck are these example people living??
With the right savings and luck, I guarantee that this (* paying off your house by 35) is possible.
I'm not sure I want to rely on a retirement plan which includes luck as one of the building blocks ;)

I'm planning on giving that whole site a good read though, since I'm a sucker for financial advice.
TBH, it's not really pure "luck" more "working hard to increase your luck surface area".
(updated my comment above noting that it's possible to pay off your house by 35- not necessarily saying that the blog post itself is possible)
I don't think much of this article - it is all cutting expenditure rather than trying to increase revenue.

I think Matt maybe being a little modest when he credits luck - I suspect good decision making is more responsible. I know plenty of people who have paid off a house by 35. Sure, luck is always a factor, but in most of those cases they have made deliberate choices that put them in areas of high demand.
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