A reader of AskTheMoneyCoach.com claims that their landlord is constantly pulling her credit report month after month. Does she have the right to stop her landlord?
Watch this video to find out her rights as a tenant.
Or at least get a side-hustle – an entrepreneurial gig that you can operate even if you want to keep your day job.
For inspiration in getting started, check out a great new book called The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life.
Fortunately, there are some ways to work around a credit score that might be too low.
Q: Our credit has been bad for the past 6 years. We have 6 years left on our mortgage and have never been late. Can we refinance our mortgage?
A: You didn’t specify what your credit score is, but since you said you have “bad” credit, I will assume your FICO score is below 620.
If this is the case, even though you have bad credit, you may still be able to refinance your home loan. While your credit score is obviously an important element during a refinance, so are 4 other factors. Here’s what you need to know:
- AskTheMoneyCoachPersonal Finance Expert, Author, Speaker, present
- Dow Jones, CNBC
- AARP (current)
- AARP (current)
- Money-Rates (past)
- DailyFinance (past)
- Insurance.com (past)
- Black Enterprise (past)
- The 700 Club (past)
- HSH.com (past)
- The Grio (past)
- Ebony.com (current)
- Smarterbucks (current)
- The MintGrad (current)
- Bethenny (current)
- Yahoo Contributor Network (past)
- Ezine Articles (past)
- Fox Business (past)
- Today (current)
- Vicky and Jen (current)
Get free personal finance tips, articles and advice on her blog at AskTheMoneyCoach.com.
- University of California, IrvineB.A. English, 1991
- University of Southern CaliforniaMaster of Arts, 1993
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