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The inevitable question every soon-to-be home owner asks themselves - fixed or variable? Do you know the pros and cons of both? We break it down for you here #mortage  
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fixed
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Discounts, Deals & Vouchers  - 
 
In case you missed our #waystosavewednesdays  post, we have a count down of all the best January deals! The post-holiday season doesn't let the shopping fun fade away, the deals just keep getting hotter all month long. #deals  
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Shed the pounds, shed the bad habits and shed the financial baggage! http://lowestrat.es/1zrqU2n We have 5 financial resolutions you can actually do and maintain all year long #debtfree  
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Personal Finance  - 
 
Save on Utilities all winter long without investing in a family pack of Snuggies http://lowestrat.es/1xtYSbB

What are your money saving tips during the winter months? 
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BY A PROPHALCTYC
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She's ready for retirement - he's not. How do these two find financial happiness in love? We'll give you a hint: Transparency is part of it. #rsp  
A couple due to be married soon are preparing to retire in four years. With her large income and his small one, doubts arise over their ability to maintain a high standard of living in retirement
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Thrifty & Frugal TIps  - 
 
On the market for a new mattress? It's quite possibly one of the most important investment decisions in your life, so don't settle for less!
Buying a mattress seems like it should be easy, but from foam density to negotiating ploys, there's a lot that goes into a good night's rest.
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Have them in circles
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Calgary real estate isn't looking so good right now, but what's in the forecast for the oil industry capital? It may not be all bad http://lowestrat.es/1zrvs8S
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"Like every major market in Canada, Calgary is filled with young homebuyers who stretched financially to be able to afford a house. Now imagine the effect higher unemployment will have. That’s a lot of forced sales, especially in the bottom end of the market." #Canpoli http://lowestrat.es/1zrvs8S
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Everyone wants to shave the pounds and the bad habits on New Years - but what about getting rid of the financial baggage? http://lowestrat.es/1zrqU2n 

We have 5 ways to overhaul your personal finances and eliminate debt for good that you can actually maintain all year round! #debtfree
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Thrifty & Frugal TIps  - 
 
Skip these pet products to save time and money.  
Our pets bring us lots of love — and lots of expense, some of it wasteful. Get a handle on your budget by eliminating these unnecessary pet costs.
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Are you excited for Christmas?! Or do you feel like this guy in your group of friends. 
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Living well doesn't mean living lavishly. Sometimes the simplest things are the sweetest #saving #frugal  
Simple living starts from a single action — prioritize what matters. Learn how to take that basic step and the ones that follow come easy.
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Find the Lowest Rates Anywhere...Instantly!
Introduction
At LowestRates.ca you will find the right mortgage, insurance, and credit card solutions to meet your unique needs. You will save time and money by using LowestRates.ca as we compare offers for you from Canada’s leading mortgage, insurance, and credit card providers. All you need to do is select the offer that fits your lifestyle best.  
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