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Credit isn't your enemy--it's a tool to be used, for good or bad. Using it for good requires understanding this fact first.
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Credit is the metric by which businessmen determine how shittily they can treat you, either by charging you interest, charging you usurious interest, or telling you to fuck off and die. The solution is to be born rich, but you probably weren't. That being said, the rest of the article is helpful.
Alright, might as well close comments. Justin has already won the comments.
I only disagree in one point with you, Justin:

It's not "businessmen", it's "bankers".
Anyone agreeing with +Justin Ruggiero doesn't get it. Like any other system, those trying to use it with no clue what they're doing are going to be baffled by it and taken advantage of. Learn how to play the game and the system works on your behalf.

The biggest tip I can give is to save your money like +Dave Needham mentioned, but borrow the money anyway and then use your savings to pay it back quickly with no fees. You get a significant bump in credit rating with almost no effort.
getting out of debt, having no credit cards and viewing debt as an evil that you CAN be without (maybe mortgage as the exception) = not giving any f**ks about credit score.  
My credit score is higher than about 58.75% of the U.S. population.
+Grayson Peddie Credit scores are a measure of how well a bank is likely to get between 8 and 29% more money out of a person than when they pay cash. Being proud of your credit score doesn't mean the same thing to everyone. Personally, I recommend checking out and thinking differently about one's credit.
dave ramsey changed everything for my wife and I.  We look at it a lot different now.  I cannot recommend him enough.  I will say that he is often associated with groups and classes at Churches and he does have some beliefs . . . and this probably stops a few people from checking him out.  It is not a religious based book/plan

We did refi our house last month and both our scores were above average and plenty good enough to get a great rate.  But all 3 reports basically pleaded, in passive way, for us to take our debt.  No thanks.  

It is amazing how many people think it is impossible to live without debt (and again, I consider the mortgage to be an acceptable exception).  It is not that hard.  
Credit scores and banks (and even some financial advisers) will encourage you to take on debt. You have to think twice about it as no one will do it for you. Mortgages are tough because there are very few ways to own a home without one. Even though renting is a completely legitimate option, we're hard wired and socialized into wanting a place of our own. This year, I wiped out $45,000 of debt using Ramsey's plan with some aggressive modifications, but it worked. I can go on and on about it, but I'll just stop here and say; pay cash or try to do without. My next step is to plan my mortgage exit strategy.
Yes, what a clown . . . teaching people to take control of their lives and be indebted to no one.  So clownish.  I owe nothing.  My wife and I buy cars with cash.  We are NEVER upside down on a car loan.  We are not upside down on our house.  That is the very meaning of freedom.  
Of course they encourage you to take on debt. In many cases that's their job. If you blindly follow what some banker or mortgage agent says, then what you get is your own fault.

Dave Ramsey's plan isn't anything someone with some forethought could figure out how to do, only he's banking on the public's laziness and desire to not have to do any research, and people are giving him money hand over fist to tell them a plan that isn't some new breakthrough.

If you pay cash for everything, or think that's the way to get by, it may be for you, but it's a horrible mindset to have. Credit cards offer you protections that paying with cash just won't do, and you can use the credit card to make the same purchases and simply pay it off with cash immediately. If you don't have enough discipline to not spend wildly with the credit card, that's the reason you're a financial trainwreck, and not the fault of banks or the credit system.

The purpose of the OP still holds true, credit is still a tool.
+Greg Golightly For every person like you who took control of your finances, there are countless numbers of rubes that have simply handed money over to Ramsey thinking there's some magic trick that waves all their debt away. When they find out it takes work they don't bother. Ramsey is banking on people like that, and at the same time if he can claim someone like you as a success story, you're helping him make money off those who aren't going to try.
+Jaden Wagener, I don't disagree with you, I believe credit is a necessary, if unpleasant, part of life, like paying taxes. It's just that it should be approached with the proper amount of skepticism.

Loan officers used to deny mortgages on the basis it was in the best interest of all parties. The bank didn't lose money on an investment, but the would-be borrower would at least not have been put through a miserable ordeal like default or bankruptcy. Then came the sub-prime mortgage bubble, where there was a perverse incentive to lend money to people who could never pay it back.

The modern credit system is clearly designed to abuse people in lower income brackets.

Edited for clarity, and to add that perhaps I should say I agree that "Credit" is not your enemy -Lenders are.
+Jaden Wagener I cannot argue against your point in facts - most will not make a real change in their lives and will be out the money they paid for whatever Ramsey thing they bought.  I just bought the book.  
However, I can argue in intent.  I do not think his intent is malicious, just like I do not think most diet book authors are out to rip people off.  Just because few can make real hard changes in their lives, I do not think the creator or a program or book is out to rip people off.  
A majority of people in the US are in debt.  A majority are overweight.  It is incredibly hard in this culture to correct either of those.  But some do.  I choose to believe the most people peddling solutions do so with some decent intent.  There are clearly frauds out there on both fronts.

Listened to an interesting pod cast by Dean Dwyer (has a book called Make Shift Happen, but also has a free pod) where I think he made in incredibly insightful point on self improvement books/programs.  The point was that many people who are successful at something really do not understand what made them successful at that.  They think they do, but it is hard to really be objective.  

I have pissed away money on things to improve my health or my finances, but I do not blame any of the creators.  They just did not work for me at that time.  Dave Ramsey's book worked for my wife and I . . . could have been the right time right place.  But it worked.  The south beach diet worked for us for weight loss and lifestyle change . . . but it might have been right place right time.  Both were at times we were needing change.  

In the end, it is up to each person to change.  No book or speech will change anything without hard work and some kind of motivation.  
The advice in the original US News article seems delusional. "Have accounts open for 25+ years" (sorry, 30 year olds) and "have an average of 7 credit cards"? I understand the system, and it's a scam.
Heh, 7 credit cards... You'd just be borrowing a thousands of dollars from 7 banks and you cannot pay them all off? Good grief. I only have two credit cards (one from Bank of America and one from Amazon) and while I almost did not carry any balance in my BofA credit card, I'm doing good paying off my Amazon credit card.
Robyn P
7 credit cards is quite excessive
Perhaps but over the course of 25 years it's not that big of a deal. I have had 4 total and 3 still open. 1 I don't use often, I just leave it for legacy data to show as my oldest account. Every once in a while I'll run something through just to keep the account active. 
"Credit" is merely a tool, but one that can be used irresponsibly and abused badly.  The corporate world is a good case in point: companies like GM or GE have revolving lines of credit or float short-term paper on the corporate credit markets, if only because when you have to make payroll every two weeks but your accounts receivable take maybe six weeks to collect, you need to make payroll on short-term credit.  Conversely, if you're a near-bankrupt company taking out credit to buy shiny new office furniture, you've pretty much just dug yourself into a deeper hole.

The difference between the two being: in the first example, a company is leveraging a known future cash income to pay an immediate and necessary expense.  In the second, a company is leveraging future  income (perhaps uncertain, or not even known) to pay for a discretionary expense.  

And while some will say "Yes, but that's the corporate world..." leverage is leverage.  When you buy on credit, you're leveraging your own future cash flow for an immediate expense.  HOW it's used is what makes it good or bad (e.g. fixing a leaky roof on credit, knowing you have a steady job and free cash every paycheck = good use of credit.  Buying a new phone on credit because yours is two years old and not the shiniest available = bad use of credit.  And taking a $20 cash back when you make a credit card purchase = unbelievably execrable use of credit, as it's effectively "buying money with money at a 30% premium.")
Credit can often tell a lender how shittily you will spend the money they hope you will return to them.
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