Not sure if you're ready to ditch your bank in the real world and take your money online? We've weighed the pros and cons of both sides.
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- Dipping my toes into Ally.com waters. We'll see how it goes, but there are no fees, no min balance, interest banking, mobile check deposit, 50 free checks a month, easier to pay other people (wire transfers and such... I haven't done an initial deposit yet, but I really don't see any drawbacks except cash deposits. I'm gonna keep a credit union Savings account open to keep repor for any loans I may need in the future.Jan 22, 2013
- Dan Styf+2Ally is the bombJan 22, 2013
- I miss wingspan bank.Jan 22, 2013
- I haven't set foot in a bank branch in 12 years. There is no need for a physical bank anymore, unless you need a safe deposit box (IMHO).Jan 22, 2013
- If you want a more personal branch visit, look to credit unions.
If you want better online banking tools, look at online banks.Jan 22, 2013
- My issue with Ally is that they used to be GMAC bank. US ING Direct is becoming CapitalOne, while nothing has changed yet, the moment it does, ING Direct will no longer be a good option. That leaves USAA (if you qualify) or Charles Schwab as the two remaining 'great' online banks. One note however is to keep an eye on Simple. They're a start-up out of Portland and it looks very promising. https://simple.com/Jan 23, 2013