Are you a first time homebuyer or simply trying to keep your costs low? You may want to find a mortgage that has a low or no down payment option. There are some very specific options you could qualify for, depending on your unique situation and your financials.

Considering getting a USDA home loan? This is a great option for first time buyers living in or close to a rural area. One hundred percent financing is available and no down payment is required.

Is your credit score less-than-ideal? If this is the case, you have some work to do before you can buy a home. Your credit score determines how much you will pay in terms of your interest as well as whether or not you will even be able to qualify for a loan.

Are you looking to refinancing your mortgage? HAMP and HARP are federal refinance loans that have been extended until the end of 2016. If you are having trouble making your mortgage payments, these programs are a great opportunity.

Are you unsure how to find and choose the best mortgage lender? With our helpful tips, you will easily be able to compare lenders, utilize trusted referrals, and double check the fine print.

Are you considering paying your mortgage on a bimonthly or biweekly schedule? While some lenders claim that this saves you money, there are more effective alternatives to consider.

Thinking of getting a second mortgage? If you need financial help for home improvements or want to buy an investment property, this will give you access to a large amount of money. There are also various downsides to consider.

Is your debt-to-income ratio too high? Months before you apply for a mortgage, you should work on reducing your debt. With these tips, you can finally be debt-free.

When you're buying a home, you are inevitably going to have to pay closing costs. As a general rule of thumb, closing costs represent between 2-5% of the home's purchase price.

If you need cash for unexpected expenses such as medical bills, you may want to consider taking out a home equity line of credit. You do need to qualify in order to be approved, so here's how you can increase your chances of being approved for a home equity line of credit.

Are you considering paying off your mortgage early? Before you make your decision, there are some good reasons why you should wait and put that money towards other forms of debt.

Are you uncertain about buying a house? There are a few key ways you can minimize feelings of regret so you can healthy and happily begin your life in your new home.