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Congratulations! - you have recently passed your licensing and testing requirements to become a loan officer. Now the question is how can you become successful and have a lucrative career in the volatile mortgage industry?

We want to make it easy for you -

Use these 8 tips as a road map for growing your business and staying organized (and sane!):

1. Find a mentor
2. Create a living business plan
3. Build your business
4. Further your education
5. Balance work and personal life
6. Market your business effectively 
7. Network and build a referral system
8. Offer excellent customer service

Details: http://goo.gl/CNFj5Y

H/t +Michael Zuren!

#mortgagemarketing   #loanofficertips  
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B Jean McPherson's profile photo
 
Good advice

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Trouble tagging on Facebook - is it just us?

Does anyone have trouble tagging other pages in Facebook posts? Sometimes I'll be creating a tag and a bunch of pages I have not liked will show up, but not the pages I do like! 

Insight? #facebookproblems  
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FIRST: Not getting enough love from Real Estate Agents? Maybe you should start giving back.
This information has been agent approved

Mortgage pros in our Lender411 network are always asking how they can get more referrals from Realtors and real estate agents. Our advice is to stop thinking about how you can GET and start innovating new methods for GIVING. 

The mortgage and real estate industries go hand-in-hand as far as buyers and borrowers are concerned, and agents and their clients can have very close professional relationships. As a mortgage professional, do you recognize and complement the financing side of the coin? 

Learn the profile of the average agent in America, find in-depth and practical tips for referral success and more in our most recent article by Dr. +Michael Zuren. But if you're going to pay attention to only one detail, stick with this: 

Problem: The one-way lead street.

Solution: Mortgage pros need to understand that many real estate agents experience a high level of demand for mortgage referrals, and because of the nature of the financing process never see much in return. While mortgage brokers and lenders may often find themselves in short supply of real estate leads, any little referral helps. When appropriate, it can be useful to ask new borrower clients if they're working with an agent, if they're satisfied with their current agent, or even suggest a trusted seller's agent if and when the time comes down the line. 

By letting real estate agent contacts know their name is being broadcasted to potential clients, mortgage professionals will likely start to see a big return on their networking efforts. 

If knowing your clients' wants and needs is the key to marketing success at a B2C level, why not implement the same strategy into your B2B efforts? Continue reading here: http://goo.gl/97Udma

H/t +Maximum Real Estate Exposure and +Veterans United for your Social Media advice inside. 

#mortgagemarketing   #mortgageleads   #realestateagent  
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Lender411's profile photoDeborah Lamb's profile photoAndrew Fortune's profile photo
2 comments
 
Wonderful points +Deborah Lamb. The article seeks to address that in the Problem section titled "Underserved borrowers" which was a chief complaint among agents!
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How can mortgage pros earn more of YOUR referral business?
Mods - hopefully this is ok - we want to make sure this article is agent approved before spreading it around to our lender network!

This article is aimed at mortgage professionals, but the target is you - real estate agents. I'd love it if you took a read and let us know if we're missing anything from our notes.

The picture below was chosen specifically because recently a real estate agent client of ours voiced their discontent regarding having several mortgage pros expect them to continually send them loan leads, and yet the agent rarely received any real estate leads in return. 

Do you think this is a common problem?, Should it be added to this article? 

Let us know: http://www.lender411.com/featured-article-get-more-mortgage-referrals-from-realtors/

h/t +Michael Zuren for this piece!

and

h/t +Bill Gassett and +Veterans United for their article on using Social for mortgage marketing inside :)

#mortgagemarketing   #realestaterelationships   #phildunphy  
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Veterans United's profile photoMichael Zuren's profile photoAndrew Fortune's profile photoBill Gassett's profile photo
6 comments
 
+Veterans United you have great taste in content - no problem! Glad to link out to you. 
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Lender411

Shared publicly  - 
 
Any realtors who cover Augusta, Ga area?

+Ashley Carson Studl has a referral for you. See below for 411 and her contact. 
 
I have a referral for golf property near Augusta, Ga.
Anyone know anyone?
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Best Ways to Prep for a Mortgage After Bankruptcy

Waiting periods are below, but waiting around is not enough for those borrowers who will want a mortgage ASAP. Reestablishing credit should be priority #1!

There are a variety of outlets that can be used to reestablish credit to healthy and desirable levels:

Secure credit cards
Signature loans
Auto loans

Many of these options are accompanied with high interest rates, but they are necessary for reestablishing credit. However, they are not the only credit indicators: rent, insurance, utility payments as well as overdrafts on bank accounts may be scrutinized after a bankruptcy.

In addition to establishing new credit, maintaining on-time payments and avoiding collections are essential to meeting the credit requirements for a mortgage. Typically, lenders require your records to reflect 12 months of on-time payments before they will consider your application. Because of the sensitive nature of a past bankruptcy, your credit report should not only show consistent on-time payments, but be viewed and inspected for accuracy. Any errors that could be corrected can and will help you. 

Read more: http://goo.gl/BulM2F

H/t +Michael Zuren !

#bankruptcy   #mortgageadvice   #usdaloans   #valoanhomepurchase   #infographic  
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Marnel Garcon's profile photoAnthony DeLuca's profile photoKen Bryant's profile photoLuke Skar's profile photo
3 comments
 
Thanks very, very much for sharing +Ramona Stefanescu-Owen +Luke Skar +MortgageDirect2u +Ken Bryant +Shelly White +Marnel Garcon +Brian Turner. Hope you all found my using a complementary infograph to be particularly useful
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There's still time!...(or maybe just file an extension)

#2 we like: 

2) There's still time to reduce your tax bill. Even though the tax year ended in December 2013, you may still be able to nab some additional deductions. If you're eligible to make tax-deductible contributions to an IRA or an HSA (eligibility depends on your income), you can still make contributions through April 15 and claim them on your 2013 taxes. "Just make sure to designate any contributions made now as a 2013 contribution, otherwise they won't count on this tax bill," says Lindsay Buchholz, senior analyst for The Tax Institute at H&R Block.

#7 should help you retain some semblance of sanity:

7) You can always file an amendment. If you do file a return and then realize that you made an error or forgot to take a deduction to which you're entitled, you have three years to file an amended return to rectify your mistakes.

Read more of  these great tips from +CNBC 's +Beth Braverman by clicking through here: http://goo.gl/2NcoCv

Found on +Shannon Odom 's Facebook page! 

#taxday2014   #taxtips  
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Brian Turner's profile photoLender411's profile photoLynn Pineda's profile photo
3 comments
 
Thank you +Lender411 - enjoy your Easter weekend too! :)
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Not getting enough referrals from agents? Read this to see what you're probably doing wrong. 
 
FIRST: Not getting enough love from Real Estate Agents? Maybe you should start giving back.
This information has been agent approved

Mortgage pros in our Lender411 network are always asking how they can get more referrals from Realtors and real estate agents. Our advice is to stop thinking about how you can GET and start innovating new methods for GIVING. 

The mortgage and real estate industries go hand-in-hand as far as buyers and borrowers are concerned, and agents and their clients can have very close professional relationships. As a mortgage professional, do you recognize and complement the financing side of the coin? 

Learn the profile of the average agent in America, find in-depth and practical tips for referral success and more in our most recent article by Dr. +Michael Zuren. But if you're going to pay attention to only one detail, stick with this: 

Problem: The one-way lead street.

Solution: Mortgage pros need to understand that many real estate agents experience a high level of demand for mortgage referrals, and because of the nature of the financing process never see much in return. While mortgage brokers and lenders may often find themselves in short supply of real estate leads, any little referral helps. When appropriate, it can be useful to ask new borrower clients if they're working with an agent, if they're satisfied with their current agent, or even suggest a trusted seller's agent if and when the time comes down the line. 

By letting real estate agent contacts know their name is being broadcasted to potential clients, mortgage professionals will likely start to see a big return on their networking efforts. 

If knowing your clients' wants and needs is the key to marketing success at a B2C level, why not implement the same strategy into your B2B efforts? Continue reading here: http://goo.gl/97Udma

H/t +Maximum Real Estate Exposure and +Veterans United for your Social Media advice inside. 

#mortgagemarketing   #mortgageleads   #realestateagent  
5
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Protect yourself from identity theft!

+Bills.com shares excellent tips for protecting yourself from hackers, phishers and thieves - oh my. 

We especially appreciate the credit fraud alert tips. Protecting your credit at the level of the major Bureaus is as sure-fire as prospective #mortgage   borrowers can get to ensuring their credit history, and qualification, is kept safe. 
 
Have you taken any steps to protect yourself from identity theft? Learn how: http://www.bills.com/bills-blog/1942/protect-yourself-from-identity-theft/ #blog
Learn seven free steps you can take to protect yourself from identity theft. The good news is each of these is easy to use and costs nothing. The bad news..
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Luke Skar's profile photo
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Tigger will make you buy a house in San Diego:

I was enjoying a casual scroll through the +Sea Coast Exclusive Properties  real estate blog, when I came upon something alarming - the December 27, 2013 entry, Meet Tigger: Pet Of The Week. 

Like most other Homo sapiens, I am highly sympathetic to the fluffy, furry, and four-footed variety of pals who cohabitate our homes. So I clicked.

“Tigger is impressive. He’s big, but not huge. His coat is soft and fluffy. He has bright, golden eyes and long white whiskers. And if good looks aren’t enough to win your heart, he’s super nice. He gets along great with other cats and when he wants attention he tells you with a soft Meow.”

For an adoption fee of $100, Tigger would receive a home (of course), medical exam, vaccinations, neuter operation and microchip. And oh boy I hope that cat did. I really do.

Continue reading: http://goo.gl/fWaAAQ

#petadoption   #sandiegorealestate   #coastalliving   #bloggingforbusiness  
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Lender411's profile photoDan Seim's profile photo
2 comments
 
+Dan Seim thank you - wonderful compliment. I try to find the most compelling aspect of a blog and run with it!
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