I know I'm late to the party, but I've always had so much trouble with this! I think I'm a neutral, tending toward cool. I have light (not quite fair) skin that starts to burn within an hour but I never tan (skin just goes back to the color it was before the burn), I can wear gold or silver, my veins are blue-green but with slightly more blue than green, and the colors I gravitate to most for wardrobe are navy and gray - all the signs in my skin are neutral with a cool tendency. But I have natural light brown hair with red and blonde tones, and my eyes are amber/hazel, which are warm colors. And I look really amazing in some earth tones, like rust and brown and olive green (they make my eyes pop b/c my eyes are warm). It's wacky times all over the place.