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Law Office Of Scott Bell
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As of December 1, 2015, new bankruptcy forms were required to be used for all new cases. The purpose of redesigning the official bankruptcy forms was to permit more debtors (filers) to complete and file their own bankruptcy cases without the assistance of…

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You know what I mean: tax time! For a lot of people, the means more debt gets thrown on the pile because they wind up owing money. For many people, tax time is a bit of a blessing because they get a tax refund. Being self employed, it’s been a long time…

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[av_textblock size=” font_color=” color=”] We love to make our clients happy. In fact, most of our clients come to us as referrals from past clients. This is huge! It means so much to us that a client was so happy with our services that he or she thought…

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I do get asked this a lot. The short answer is “no”. You don’t have to do anything. But if you hire a bankruptcy lawyer, and he or she files your bankruptcy before being paid in full, then tell him or her to GO POUND SAND if they want you pay them. That’s…

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Sorry for the Meghan Trainor reference there, but it’s true. The Associated press reports that the country is facing an epidemic of unscrupulous debt collectors willing to pose as law enforcement and threaten arrest to squeeze dollars out of Americans, a…

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Actually, I’ll talk about the best bankruptcy consultation ever in a future post, but this is about how to get the most out of your free bankruptcy consultation. Many  bankruptcy attorneys, myself included, offer potential clients a free consultation.…

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Ah, the single most often-asked question I have heard over the last 15+ years… I know for a fact that some people think I’m just being avoidant when I reply, “Well, it depends.” For some people, price is everything. I completely understand that,…

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If  I’ve heard it one, I’ve heard it a hundred times: “The payday loan place said I can’t file bankruptcy on them!” Well, like many other “truths” told by collectors to people considering bankruptcy, that’s just not true. You can discharge payday loans in…

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Many clients are worried that filing for bankruptcy will affect their immigration status.  Bankruptcy does NOT affect immigration status. Every American has a right to file for bankruptcy.  That right is enshrined in the Constitution of the United…

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What drives many clients to my Bakersfield and Temecula bankruptcy offices is the constant harassment of debt collectors — daily phone calls, collection letters, contact at work and home, etc. Some delinquent consumers are actually hounded more than…
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