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Kyith Ng
Works at ST Electronics
Attended National University of Singapore
Lives in Singapore
436 followers|167,592 views
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Kyith Ng

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I disappoint as a financial blogger sometimes. Managing savings in detail is something I was not very good at. I think its because I always held the idea that it is better for me to focus more on having cash when required versus the return that I get on…
I disappoint as a financial blogger sometimes. Managing savings in detail is something I was not very good at. I think its because I always held the idea that it is better for me to focus more on h…
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Kyith Ng

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We depend a lot on our take home pay to fund our lifestyle. When you have a problem with your cash flow from your take home pay, what would you do? Many would: Try to borrow from friends and relatives. This is difficult because its not often that people…
We depend a lot on our take home pay to fund our lifestyle. When you have a problem with your cash flow from your take home pay, what would you do? Many would: Try to borrow from friends and relati…
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Annual Expense Report - $26,238/yr and its link to Financial Security and Independence

I opine in the past that, you do not need to track your expense or you do not need to budget if you have a good handle of your money. However, not knowing how you spend your money, likely make you unaware of a key data that will make you realize you are…
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The Feb 2017’s SSB bonds yield an interest rate of 2.44%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks (UOB,OCBC, DBS) $10,000 will grow to $12,495 in 10 years. This bond is backed by the Singapore Government…
The Feb 2017’s SSB bonds yield an interest rate of 2.44%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks (UOB,OCBC, DBS) $10,000 will grow to $12,495 in …
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Over the years, I realize that as I take care of myself financially, I thought this will make me happier. Then I realize having wealth is just an enabler for a good life. You might put yourself in a satisfied position. However, what makes us happy can be…
Over the years, I realize that as I take care of myself financially, I thought this will make me happier. Then I realize having wealth is just an enabler for a good life. You might put yourself in …
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The Edge Magazine came up with a good year end series highlighting the challenges that Singapore phase going into 2017. One article caught my attention because I was surprised it can be so hard hitting in a delicate manner. The article talks about our…
The Edge Magazine came up with a good year end series highlighting the challenges that Singapore phase going into 2017. One article caught my attention because I was surprised it can be so hard hit…
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Thinking, innovation, risk-taking are forms of exercise too. If they are not exercised, the muscles involved become weak, puny or obese, ungainly.
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I bumped into a good friend not too long ago while I was on my way to a seminar. The conversation shifted again to one of the topics that we like to complain incessantly about, which is housing in Singapore is expensive. I made a resolution this year not…
I bumped into a good friend not too long ago while I was on my way to a seminar. The conversation shifted again to one of the topics that we like to complain incessantly about, which is housing in …
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I did some time today to revisit one of the articles I written in the past. It is about Noble Group, a commodities trading / supply chain company that went on a price riot in the past. What needs to be put into perspective was the role of bonus share…
I did some time today to revisit one of the articles I written in the past. It is about Noble Group, a commodities trading / supply chain company that went on a price riot in the past. What needs t…
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There are uber benefits when you build wealth in Singlehood. i am quite confident to say that because I am a living testament of this. Not just myself but there are many folks that I met in my short journey that have shown me that knowledge, plus good…
There are uber benefits when you build wealth in Singlehood. i am quite confident to say that because I am a living testament of this. Not just myself but there are many folks that I met in my shor…
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When one of my parents went down with some problems last year, some monetary problems happen. The CPF Medisave got depleted, till the point that the account cannot pay the Medishield Life annual premium. This becomes a problem to continue treatment as it…
When one of my parents went down with some problems last year, some monetary problems happen. The CPF Medisave got depleted, till the point that the account cannot pay the Medishield Life annual pr…
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Let’s take a break from talking about the CPF. There are times when we can learn much from reading about the government public or private pension systems in other countries. Most people think it is about money. It is about money but its more than that.…
Let’s take a break from talking about the CPF. There are times when we can learn much from reading about the government public or private pension systems in other countries. Most people think…
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One of the early pain points back in 2000 shaped the way I looked at what are things that I value and do not value nowadays. Back then, my parents bought a new flat and like all for flats they don’t come with much so you need to do the work. My dad was…
One of the early pain points back in 2000 shaped the way I looked at what are things that I value and do not value nowadays. Back then, my parents bought a new flat and like all for flats they don&…
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Introduction
By day, Kyith is a software and system support specialist struggling to meet user’s service level agreement, putting up with the demands of his boss and colleagues professional and sometimes personal problems.

By night, Kyith shares about his escapades in money management, investing and his love for all things technology.

Kyith holds a degree in Computer Science from the National University of Singapore and is certified at many levels in systems and software competency.

Kyith blogs about passive income investing and money management at www.investmentmoats.com, He also blogs about technology, making life better and productivity at www.productiveorganizer.com


Education
  • National University of Singapore
    Bachelor of Computing, 2001 - 2004
Basic Information
Gender
Male
Work
Occupation
Operations and Support Project Lead
Employment
  • ST Electronics
    Software Engineer, 2004 - present
  • Investment Moats
    Editor, 2003 - present
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Singapore
Previously
Singapore